PERFORMANCE BUREAU & DESIGN
ActiveSummary
PERFORMANCE BUREAU & DESIGN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,142 and a net result of -€20,828. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 5071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-58
Solvency70▲+3
Growth43▼-30
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.52 in 2024; short-term debt: 54.9% and cash: 19.1% of total assets), and 54.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
48 d early
2023
42 d early
2022
34 d early
2021
23 d early
2020
33 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€664,057▼ 51.6%
2024 · €1.4m
EBIT margin
-2.1%▼ 9.3pp
2024 · 7.2%
Net result
-€20,828
2024 · €51,802
Working capital
€87,204▼ 25.1%
2024 · €116,380
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€683,050▲ 17.5%€912,866▲ 33.6%€1.2m▲ 29.1%€1.4m▲ 16.3%€664,057▼ 51.6%
Operating result€11,897▼ 37.6%€19,716▲ 65.7%€95,532▲ 385%€99,388▲ 4.0%-€13,922
Net result€5,849below the sector's middle half▼ 59.3%€10,720within the sector's middle half▲ 83.3%€59,783within the sector's middle half▲ 458%€51,802within the sector's middle half▼ 13.4%-€20,828below the sector's middle half
EBIT margin1.7%▼ 1.5pp2.2%▲ 0.4pp8.1%▲ 5.9pp7.2%▼ 0.9pp-2.1%▼ 9.3pp
Equity€69,865below the sector's middle half▲ 9.1%€80,585below the sector's middle half▲ 15.3%€134,168below the sector's middle half▲ 66.5%€173,970below the sector's middle half▲ 29.7%€153,142below the sector's middle half▼ 12.0%
Total assets€386,160below the sector's middle half▲ 20.8%€665,170below the sector's middle half▲ 72.3%€654,370below the sector's middle half▼ 1.6%€414,884below the sector's middle half▼ 36.6%€339,692below the sector's middle half▼ 18.1%
Debt€316,294▲ 23.7%€584,585▲ 84.8%€520,202▼ 11.0%€240,914▼ 53.7%€186,550▼ 22.6%
Working capital€22,494below the sector's middle half€418,375within the sector's middle half▲ 1,760%€80,213below the sector's middle half▼ 80.8%€116,380within the sector's middle half▲ 45.1%€87,204below the sector's middle half▼ 25.1%
Solvency18.1%below the sector's middle half▼ 1.9pp12.1%below the sector's middle half▼ 6.0pp20.5%below the sector's middle half▲ 8.4pp41.9%within the sector's middle half▲ 21.4pp45.1%within the sector's middle half▲ 3.2pp
Current ratio1.09below the sector's middle half▲ 0.313.79above the sector's middle half▲ 2.701.16within the sector's middle half▼ 2.631.52within the sector's middle half▲ 0.351.47within the sector's middle half▼ 0.05
Return on assets (ROA)1.5%within the sector's middle half▼ 3.0pp1.6%within the sector's middle half▲ 0.1pp9.1%within the sector's middle half▲ 7.5pp12.5%above the sector's middle half▲ 3.3pp-6.1%below the sector's middle half▼ 18.6pp
Staff (FTE)1below the sector's middle half1below the sector's middle half=1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13,922 after €99,388 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339,692
Fixed assets
€65,937 ▼ 10.0%
Current assets
€273,754 ▼ 19.9%
Equity and liabilities €339,692
Equity
€153,142 ▼ 12.0%
Debt
€186,550 ▼ 22.6%
Debt's share of the balance-sheet total falls from 58.1% to 54.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,130▼
2024 · €111,180
Cash flow
-€9,037▼
2024 · €63,593
Quick ratio
0.95▼
2024 · 1.08
Debt to equity
1.22▼
2024 · 1.38
ROE
-13.6%▼
2024 · 29.8%
Interest coverage
-0.31▼
2024 · 5.74
Debt ≤ 1 year
€186,550▼
2024 · €225,255
Income taxes
€1,013▼
2024 · €28,666
Staff costs
€58,285▲
2024 · €55,690
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €683,050 | €912,866 | €1.2m | €1.4m | €664,057 | ▼ 51.6% |
| Goods, raw materials, services and sundry goods60/61 | €633,368 | €552,922 | €1.0m | €1.2m | €601,193 | ▼ 49.1% |
| Remuneration, social security and pensions62 | €36,309 | €37,915 | €53,642 | €55,690 | €58,285 | ▲ 4.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,792 | €11,792 | €11,792 | €11,792 | €11,792 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €3,594 | €2,301 | €815 | €15,727 | -€713 | ▼ 105% |
| Other operating charges640/8 | €5,542 | €5,956 | €7,116 | €7,177 | €7,421 | ▲ 3.4% |
| Gross operating margin9900 | €69,133 | €77,680 | €168,896 | €189,772 | €62,864 | ▼ 66.9% |
| Operating profit (loss)9901 | €11,897 | €19,716 | €95,532 | €99,388 | -€13,922 | ▼ 114% |
| Financial income75/76B | €1,099 | €379 | €3,122 | €433 | €941 | ▲ 118% |
| Recurring financial income75 | €1,099 | €379 | €3,122 | €433 | €941 | ▲ 118% |
| Financial charges65/66B | €6,108 | €4,331 | €7,253 | €19,353 | €6,835 | ▼ 64.7% |
| Recurring financial charges65 | €6,108 | €4,331 | €7,253 | €19,353 | €6,835 | ▼ 64.7% |
| Profit (loss) for the period before taxes9903 | €6,888 | €15,764 | €91,401 | €80,468 | -€19,816 | ▼ 125% |
| Income taxes67/77 | €1,039 | €5,044 | €31,618 | €28,666 | €1,013 | ▼ 96.5% |
| Profit (loss) for the period9904 | €5,849 | €10,720 | €59,783 | €51,802 | -€20,828 | ▼ 140% |
| Profit (loss) for the period to be appropriated9905 | €5,849 | €10,720 | €59,783 | €51,802 | -€20,828 | ▼ 140% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €386,160 | €665,170 | €654,370 | €414,884 | €339,692 | ▼ 18.1% |
| Fixed assets21/28 | €108,623 | €96,832 | €85,040 | €73,249 | €65,937 | ▼ 10.0% |
| Tangible fixed assets22/27 | €102,193 | €90,402 | €78,610 | €66,819 | €55,027 | ▼ 17.6% |
| Other tangible fixed assets26 | €102,193 | €90,402 | €78,610 | €66,819 | €55,027 | ▼ 17.6% |
| Financial fixed assets28 | €6,430 | €6,430 | €6,430 | €6,430 | €10,910 | ▲ 69.7% |
| Current assets29/58 | €277,536 | €568,338 | €569,329 | €341,635 | €273,754 | ▼ 19.9% |
| Stocks and contracts in progress3 | €105,355 | €260,912 | €215,548 | €97,960 | €95,894 | ▼ 2.1% |
| Stocks30/36 | €105,355 | €260,912 | €215,548 | €97,960 | €95,894 | ▼ 2.1% |
| Amounts receivable within one year40/41 | €126,490 | €215,397 | €296,445 | €49,482 | €112,844 | ▲ 128% |
| Trade receivables40 | €126,490 | €215,173 | €262,645 | €40,957 | €112,844 | ▲ 176% |
| Other amounts receivable41 | - | €224 | €33,800 | €8,524 | - | - |
| Cash at bank and in hand54/58 | €45,691 | €72,265 | €57,336 | €194,193 | €65,016 | ▼ 66.5% |
| Deferred charges and accrued income490/1 | - | €19,764 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €386,160 | €665,170 | €654,370 | €414,884 | €339,692 | ▼ 18.1% |
| Equity10/15 | €69,865 | €80,585 | €134,168 | €173,970 | €153,142 | ▼ 12.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | - | - | €53,583 | €93,385 | €93,385 | = |
| Distributable reserves133 | - | - | €53,583 | €93,385 | €93,385 | = |
| Profit (loss) carried forward14 | €51,265 | €61,985 | €61,985 | €61,985 | €41,157 | ▼ 33.6% |
| Amounts payable17/49 | €316,294 | €584,585 | €520,202 | €240,914 | €186,550 | ▼ 22.6% |
| Amounts payable after more than one year17 | €61,252 | €46,282 | €31,085 | €15,659 | - | - |
| Financial debts170/4 | €61,252 | €46,282 | €31,085 | €15,659 | - | - |
| Amounts payable within one year42/48 | €255,042 | €149,963 | €489,117 | €225,255 | €186,550 | ▼ 17.2% |
| Current portion of amounts payable after more than one year42 | €14,748 | €14,971 | €15,197 | €15,426 | €15,659 | ▲ 1.5% |
| Financial debts43 | €125,000 | €125,000 | €225,000 | €125,000 | €125,000 | = |
| Credit institutions430/8 | €125,000 | €125,000 | €225,000 | €125,000 | €125,000 | = |
| Trade debts44 | €52,542 | €744 | €204,694 | €37,560 | €27,620 | ▼ 26.5% |
| Suppliers440/4 | €52,542 | €744 | €204,694 | €37,560 | €27,620 | ▼ 26.5% |
| Taxes, remuneration and social security45 | €22,252 | €9,249 | €44,226 | €47,269 | €18,271 | ▼ 61.3% |
| Taxes450/3 | €18,343 | €5,008 | €31,995 | €29,397 | €14,440 | ▼ 50.9% |
| Remuneration and social security454/9 | €3,909 | €4,240 | €12,231 | €17,872 | €3,831 | ▼ 78.6% |
| Other amounts payable47/48 | €40,500 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €388,340 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,849 | €10,720 | €59,783 | €51,802 | -€20,828 | ▼ 140% |
| + Depreciation and write-downs630 | €11,792 | €11,792 | €11,792 | €11,792 | €11,792 | = |
| Operating cash flow (approximation) | €17,641 | €22,511 | €71,575 | €63,593 | -€9,037 | ▼ 114% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€4,480 | - |
| Change in cash | - | €26,573 | -€14,928 | €136,856 | -€129,177 | ▼ 194% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€20,828
Net result drops to -€20,828, the lowest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €150,000Eq €173,970 ▲29.7%
7 profitable years in a row build equity to €173,970.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €59,783 ▲458%
Net result €59,783, the highest in the series.
31-12
Financial
Equity above €100,000Eq €134,168 ▲66.5%
6 profitable years in a row build equity to €134,168.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity triplescurrent ratio 3.79
Current ratio from 1.09 to 3.79; short-term debt falls from €255,042 to €149,963.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
08-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2009
Ground area
1,930 m²
Building footprint
294 m²
Volume, LiDAR
1,312 m³
Parcel 53059D0228/00P000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Performance Bureau & Design
since 20092.177.260.317
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53059D0228/00P000 | Wallonia | 1,930 m² | 1 · 293 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 193 companies in sector 46472 we hold annual accounts for 124. 90 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-03-2009
Fiscal year end31-12
Activities, NACEBEL 2025
46472Wholesale trade
47551Retail sale of household furniture
46474Wholesale trade
47400Retail sale of information and communication equipment
47552Retail sale of lighting equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0810695910
Also
9925:BE0810695910
Registered
17-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.