Turnover
≈ €100,000 estimated
The micro format states no turnover.
ZE-Solution
Overview
Lifetime
1 annual account with figurespeak €22,952 (2025)
€22,952
peak €16,875 (2025)
€16,875
peak €16,975 (2025)
€16,975
€15,673
Board1 name since 2025
1 directorESSAFI Zakariya
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Incorporation 05-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€100 100 shares
Checked score
95
Excellent
Financially stronger than 60% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.5%
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026highest value
10-2026: 0.1%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 2.08, cash €7,874
Figures for financial year 2025 (filed on 19-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 50% of them on solvency, 42% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as ZE-Solution has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of ZE-Solution itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for ZE-Solution. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.08, above the usual 1.5. Short-term debt is 48% and cash 24.1% of total assets. 48% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
42 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1023956348
Incorporation
Founding capital of €100, 100 shares · Founder: ESSAFI Zakariya (fondateur constituant) · Appointment: ESSAFI Zakariya (director) · published on 05-06-2025 · Gazette deed
First establishment
Zuidlaan 19, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZE-Solution Brussels | €32,649 | €22,952 | 52.0% | - |
| ACTIWATT Schaerbeek | €36,156 | €25,157 | 60.2% | - |
| INJEA Uccle | €34,147 | €28,100 | 68.3% | - |
| SustainRace Forest | €34,132 | €21,046 | 54.7% | - |
| STRKTR Tervuren | €36,547 | €23,909 | 54.6% | - |
| LBV Projects Kortrijk | €32,229 | €24,134 | 51.7% | - |
| SMD consulting Dilbeek | €33,553 | €20,318 | 53.1% | - |
These companies have the same main activity as ZE-Solution: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €32,200 and €36,500, founded in 2025.
Official details
Source: KBO- Status
- Active since 03-06-2025Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 1 other
- Establishment unit
- 2.374.403.3151000 Brussels, since 03-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Annual accounts 2025
- €22,952
- €16,875
- €16,975
- €32,649
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on ZE-Solution
ZE-Solution has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,975 and a net result of €16,875.
Its solvency ranks better than 48% of 11,794 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 19-06-2026, 42 days before the deadline€22,952
€22,670
€16,875
€16,975
52.0%
2.08
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €72,000 and €190,000.
Balance sheet
balance sheet total €32,649 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
52.0%
Higher than 48% of 11,794 companies in 2025.
2.08
Higher than 50% of 11,521 companies in 2025.
51.7%
Higher than 92% of 11,605 companies in 2025.
ZE-Solution
Middle half of the sector
80% of the sector
Micro accounts in architecture and engineering (NACE 71)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
32,649 | |
29/58 |
32,649 | |
40/41 |
24,775 | |
40 |
24,775 | |
54/58 |
7,874 | |
| Balance sheet: equity and liabilities | ||
10/49 |
32,649 | |
10/15 |
16,975 | |
10/11 |
100 | |
14 |
16,875 | |
17/49 |
15,673 | |
42/48 |
15,673 | |
44 |
1,106 | |
440/4 |
1,106 | |
45 |
14,375 | |
450/3 |
10,911 | |
454/9 |
3,464 | |
47/48 |
192 | |
| Income statement | ||
9900 |
22,952 | |
640/8 |
282 | |
9901 |
22,670 | |
65/66B |
919 | |
65 |
919 | |
9903 |
21,751 | |
67/77 |
4,875 | |
9904 |
16,875 | |
9905 |
16,875 | |
| Appropriation of the result | ||
9906 |
16,875 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-06-2026 | 2026-00175465 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 0 | ||
| 16,975 | ||
| 52.0% | ||
| 2.08 | ||
| 0.92 | ||
| 99.4% | ||
| 51.7% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Financial fixed assets | €0 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on ZE-Solution
Debt's share of the balance-sheet total is 48.0%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 05-06-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 19-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 05-06-2025
Mandates through the years
1 name, the dashed line is todayESSAFI Zakariya
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- ESSAFI Zakariya
- Director (not named in the articles), appointed by deed of 05-06-2025, still in office
Control
Capital
- Contribution
- €100
- Shares
- 100
- Contribution per share
- €1
- Equity per share
- €170 in 2025
- Source
- deed of 05-06-2025
Articles of association
deed of 05-06-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Fixe ou proportionnelle, Rémunération des administrateurs”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of June at 17:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 05-06-2025 ↗
- ESSAFI Zakariya 100 shares (100%) · €100 in cash
Network & group
No group
ZE-Solution has no parent and no holdings in its annual accounts. ESSAFI Zakariya is the only director. ZE-Solution shares no director with another company.
At the same address
Zuidlaan 19, 1000 Brussels · 1 other company| AE CONSULTING
registered office since 07-02-2020 · founded in 2020 |
total assets €157,988 (2025) 0743.436.308 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 42 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1023956348
IncorporationFounding capital of €100, 100 shares · Founder: ESSAFI Zakariya (fondateur constituant) · Appointment: ESSAFI Zakariya (director) · published on 05-06-20254 points ▸
- Founder, ESSAFI Zakariya (fondateur constituant)
- Founding capital, €100, 100 shares
- Registered office clause, Boulevard du Midi 19, 1000 Bruxelles
- Director appointment, ESSAFI Zakariya (director (not named in the articles))
- The deed holds 3 more points.
First establishment Zuidlaan 19, Brussels
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1023.956.348
- VAT number
- BE 1023.956.348
- Peppol ID
- 0208:1023956348
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 03-06-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of June at 17:00deed of 05-06-2025 (in French)
- Peppol
- Reachable since 30-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ZE-Solution in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-06-2025 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 05-06-2025 (in French)
Activities
NACEBEL 202571121
Engineering and related technical consultancy, excluding land surveyors main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'achat, la vente, l'importation, l'exportation, de tout matériel informatique, neuf ou d'occasion, de tout matériel électronique et électro…”deed of 05-06-2025 (in French)
34 activities
- L'achat, la vente, l'importation, l'exportation, de tout matériel informatique, neuf ou d'occasion, de tout matériel électronique et électro ménager
- Service de consultance informatique; d'ingénierie, ....
- Développement, création et exploitation de site internet, blog, chaine multi-média et d'application informatique
- Développement, création et exploitation d'un site e-commerce
- Développement, création et exploitation d'une plateforme internet du type : Uber, Booking, AirBNB ...
- Création et exploitation d’un centre de formation en informatique, trading, etc
- Vente de formation en ligne
- Création et/ou exploitation de plateformes de crow-funding, financement participatif, financement alternatif et d’investissement afin de financer tout projet (achat immobilier, mise en production d’un produit ou service, œuvre caritative, film, etc.)
- Création et/ou exploitation d’espaces de jeux (par exemple : paint ball, bowling, snooker, escape room, centre récréatif, centre sportif, jeux vidéo, etc.)
- L'exploitation de salon-lavoirs, blanchisseries, services de nettoyage de vêtements, linge, tapisseries et autres textiles
- L'exploitation de laveries automatiques en libre service
- Le traitement, notamment ramassage, lavage, repassage, livraison à domicile, du linge et le nettoyage d'habillement et de tapisseries
- L'exploitation de magasins-dépôts pour le nettoyage de vêtement, linge, tapisserie et autres textiles
- L'achat, l'échange, la vente, l’expertise, la prise en location et en sous-location, ainsi que la cession en location et en sous-location, le tout avec ou sans option d'achat, l'exploitation et l'entretien de maisons, appartements, bureaux, magasins, fonds de commerce, terrains, terres et domaines, et en matière générale, de tous biens immobiliers
- La vente, la location, la réparation, la restauration, le conseil, la consultance immobilière et la gestion d’immeubles, de maisons et d’appartements ; nettoyage et désinfection d’immeubles, meubles, ameublements et autres objets divers ; la peinture industrielle, le commerce en gros et au détail
- L’achat, la vente, l’importation et l’exportation de tous matériaux de construction et de bricolage
- L’installation d’échafaudage, de rejointage thermique et acoustique, laine de roche et mousse synthétique
- Travaux dans le domaine du zinc, cuivre, roofing, corniches, cheminées, velux, tuiles, ardoises, charpentes, pignons, démoulage, maçonnerie, plafonnage, électricité
- La réparation, le dépannage, l’entretien, ainsi que les travaux de toutes natures afférents à la plomberie, aux installations de chauffage et de réfrigération et aux installations sanitaires
- L’importation, l’exportation, l’achat et la vente, la commercialisation, la production, la fabrication, ainsi que le placement de tous produits et/ou matériaux attenants à la plomberie, aux installations de chauffage et de réfrigération et aux installations sanitaires
- Le placement de clôtures, ferronnerie et de menuiserie métallique
- Le placement de paratonnerres
- La pose de chapes, coffrages et terrassement ; le ramonage de cheminées, les travaux d’égouts, de pose de câblages et canalisations diverses, l’aménagement de terrain de sport, de parcs et de jardin
- Commerce en gros de matériaux de construction et entreprise de construction générale, la coordination des travaux à l’exception de toutes activités réglementées, qui seront traitées par des sous-traitants
- Travaux de gyproc, pose de plafonds et de faux plafonds
- Tous travaux de plafonnage et de carrelage et, plus généralement, de finition du bâtiment
- Tous travaux de sanitaire et de chauffage
- Tous travaux contre l'humidité, travaux isolation, ....
- Tous travaux d'électricité, alarme, caméra, sécurité, domotique
- Toutes Installations de panneaux solaires/photovoltaïque
- Tous travaux de nettoyage
- La fabrication de charpentes et de menuiserie en bois, matière plastique ou aluminium, le montage de charpentes, menuiserie en bois ou en matière plastique, le montage de menuiseries extérieures ou intérieures, portes et fenêtres, escaliers, placards, cuisines équipées, équipements pour magasin, dormants de portes et fenêtres, le commerce de gros de menuiserie et les fermetures de bâtiments en bois, la couverture de construction et travaux hydrofuges, la construction de maisons à ossature bois, le bardage
- Toute activité de gestion, de management et de conseil en matière financière ou économique et de développement d’entreprise. Conseil en matière de communication, de marketing, publicité …
- Toute activité en matière de conseil en produit de placement (action, obligation, fonds spéculatifs, immobilier, crypto-monnaie, … )
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Zuidlaan 19 registered office 1000 Brussels 7112101 Engineering and related technical consultancy, excluding land surveyors | 03-06-2025 | 2.374.403.315 |
Buildings and parcels at the address
- Ground area
- 113 m²
- Buildings
- 110 m²
- Volume, LiDAR
- 1,002 m³
- Tallest building
- 16.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21810L2210/00X009 | 113 m² | 1 · 110 m² | 16.9 m · 4 |