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ZAZA FAIK

Active
Private limited company (pre-2019)founded 2017active for 9 yearsRue F. Nicolay 14, 4102 Seraing, BelgiumKBO/BCE: BE 0670.962.262

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of ZAZA FAIK is 1.9% (moderate). The 2025 annual accounts show equity of €6,443 and a net result of €2,130. Equity has been growing by about 9.6% per year since 2018. Its solvency ranks better than 26% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 10-02-2017 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 1 other
Establishment units
2.262.176.293 4102 Seraing, since 10-02-2017
2.350.781.340 4102 Seraing, since 01-12-2023
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board
  • BOGATEKIN FaikDirector

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts 2025
Gross margin
€75,553
▲ 62.8%
Turnover
≈ €580,000
estimated
Profit
€2,130
Equity
€6,443
▲ 49.4%
Total assets
€122,492
▼ 43.3%
Staff
2.3 FTE
Filed on 08-10-2026, 69 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 69 days late; 2 of the last 3 accounts lateEquity €6,443 (5.3% of total assets)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.70, cash €33,757Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 48% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 30+3
equity 5.3% of total assets
Liquidity 35+4
short-term debt 89.7% · cash 27.6%
Profitability 71+71
return on assets 1.7%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.7%▼ -0.1 percentage points vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.6%▼ -0.1 percentage points vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025lowest value 08-2025: 2.2%▲ +0.6 percentage points vs 07-2025 09-2025: 2.5%▲ +0.3 percentage points vs 08-2025 10-2025: 4.3%▲ +1.8 percentage points vs 09-2025highest value 11-2025: 3.1%▼ -1.2 percentage points vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.1%● unchanged vs 12-2025 02-2026: 3.1%● unchanged vs 01-2026 03-2026: 3.0%▼ -0.1 percentage points vs 02-2026 04-2026: 3.1%▲ +0.1 percentage points vs 03-2026 05-2026: 3.0%▼ -0.1 percentage points vs 04-2026 06-2026: 2.8%▼ -0.2 percentage points vs 05-2026 07-2026: 2.8%● unchanged vs 06-2026 08-2026: 3.7%▲ +0.9 percentage points vs 07-2026 09-2026: 3.8%▲ +0.1 percentage points vs 08-2026 10-2026: 1.9%▼ -1.9 percentage points vs 09-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 23% of them on solvency, 32% on liquidity, 53% on profitability and 86% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 69 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 0.70, cash €33,757
NBB · annual accounts
raises risk · Equity €6,443 (5.3% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 69 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-10-2026, 69 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
69 days late
2024
63 days late
2023
30 days late
2022
119 days late
2021
31 days early
2020
151 days late
2018
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 61 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 October (4 of the last 5 accounts filed within 56 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €50,829 in 2024 €2,130 View

Comparable companies

These companies have the same main activity as ZAZA FAIK: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €107,000 and €166,000, founded between 2015 and 2018.

CompanyTotal assetsGross margin
ZAZA FAIK Seraing€122,492€75,553
HEBA Company Antwerpen€130,509€85,153
Par Amour du Bon Pain Arlon€121,889€65,994
Pupa Pelt€135,381€73,118
LA RELEVE Sint-Gillis (bij-Brussel)€106,516€96,085
AMMAR Gent€146,267€66,499
KOEK EN BROOD Genk€165,676€80,246
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ZAZA FAIK

What is the company number of ZAZA FAIK?
The company number of ZAZA FAIK is 0670.962.262. The VAT number is the same number with BE in front: BE 0670.962.262.
Where is ZAZA FAIK based?
The registered office is at Rue F. Nicolay 14, 4102 Seraing.Company details
What does ZAZA FAIK do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of ZAZA FAIK?
The legal form of ZAZA FAIK is Private limited company (pre-2019) (BVBA).
When was ZAZA FAIK founded?
ZAZA FAIK was founded on 10-02-2017.
Is ZAZA FAIK still active?
Yes, ZAZA FAIK is an active enterprise in the KBO register.
How many employees does ZAZA FAIK have?
ZAZA FAIK had an average of 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ZAZA FAIK?
The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €75,553 and 45 comparable companies (NACE 472). It probably lies between €320,000 and €770,000. In financial year 2020 turnover was €163,937.
Is ZAZA FAIK profitable?
In financial year 2025, ZAZA FAIK made a profit of €2,130.
Where can I find the annual accounts of ZAZA FAIK?
ZAZA FAIK filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ZAZA FAIK due?
ZAZA FAIK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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