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HEBA Company

Active
Private limited companyfounded 2016active for 10 yearsGallifortlei 71, 2100 Antwerpen, BelgiumKBO/BCE: BE 0662.548.404
Summary

The computed 12-month bankruptcy probability of HEBA Company is 3.5% (moderate). The 2025 annual accounts show equity of €4,545 and a net result of -€20,260. Equity has been growing by about 29% per year since 2019. Its solvency ranks better than 15% of 5,039 sector peers (NACE 47, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-09-2016 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 1 other
Establishment unit
2.257.523.659 2100 Antwerpen, since 13-09-2016
Financial year end
31 December
Peppol
Reachable since 26-12-2025

Board and ownership

Board

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.5%
Annual accounts 2025
Turnover
€330,045
▲ 50.5%
Loss
€20,260
Equity
€4,545
▼ 81.7%
Total assets
€130,509
▼ 6.4%
Staff
1.7 FTE
  • 2025 accounts filed 2 days after the deadline
Score breakdownraises riskLoss of €20,260 (financial year 2025)Equity €4,545 (3.5% of total assets)Sector: Retail trade (NACE 47)Size: turnover €330,045, 1.7 FTE, total assets €130,509Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Weak
Solvency 28-15
equity 3.5% of total assets
Liquidity 3-2
short-term debt 96.5% · cash 2.5%
Profitability 41-19
return on assets -15.5%
Bankruptcy probability within 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.2% 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.1%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 2.1%● unchanged vs 02-2025lowest value 04-2025: 2.1%● unchanged vs 03-2025lowest value 05-2025: 2.1%● unchanged vs 04-2025lowest value 06-2025: 2.1%● unchanged vs 05-2025lowest value 07-2025: 2.1%● unchanged vs 06-2025lowest value 08-2025: 2.1%● unchanged vs 07-2025lowest value 09-2025: 2.1%● unchanged vs 08-2025lowest value 10-2025: 2.7%▲ +0.6 percentage points vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.6%▼ -0.1 percentage points vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.6%● unchanged vs 04-2026 06-2026: 2.8%▲ +0.2 percentage points vs 05-2026 07-2026: 2.9%▲ +0.1 percentage points vs 06-2026 08-2026: 2.8%▼ -0.1 percentage points vs 07-2026 09-2026: 3.5%▲ +0.7 percentage points vs 08-2026highest value 10-2026: 3.5%● unchanged vs 09-2026highest value 11-2026: 3.5%● unchanged vs 10-2026highest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 21% of them on solvency, 5% on liquidity and 31% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Loss of €20,260 (financial year 2025)
NBB · annual accounts
raises risk · Equity €4,545 (3.5% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: turnover €330,045, 1.7 FTE, total assets €130,509
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 5039 sector peers (2025).
NBB · sector comparison
Position among 5039 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · 2025 accounts filed 2 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
2 days late
2025
35 days early
2024
97 days early
2023
268 days late
2022
16 days late
2020
212 days late
2019
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 60 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 87% of companies in retail tradesector median €447,349 · 5,040 companies €4,545 View

Recent changes

  1. · Gazette deed Amendment of the articles
  2. · Gazette deed Change of role: BENNAMARI Ismail, from manager to directorResignations: OUFAQIR Halima (manager) and BENNAMARI Mohammed (director) · Appointment: BENNAMARI Soulaiman (director)
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as HEBA Company: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €135,000 and €241,000, founded between 2012 and 2019.

CompanyTotal assetsGross margin
HEBA Company Antwerpen€130,509€85,153
Pupa Pelt€135,381€73,118
Bakkerij Teijsen Mortsel€181,116€71,533
PIERROT De Panne€144,555€132,723
BOULANGERIE DELFOSSE Walcourt€217,588€51,525
Deli Namur Fer Namur€182,500€92,630
Charlis Oostkamp€241,301€157,796
Full comparison

Key facts about HEBA Company

What is the company number of HEBA Company?
The company number of HEBA Company is 0662.548.404. The VAT number is the same number with BE in front: BE 0662.548.404.
Where is HEBA Company based?
The registered office is at Gallifortlei 71, 2100 Antwerpen.Company details
What does HEBA Company do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of HEBA Company?
The legal form of HEBA Company is Private limited company (BV).
When was HEBA Company founded?
HEBA Company was founded on 13-09-2016.
Is HEBA Company still active?
Yes, HEBA Company is an active enterprise in the KBO register.
How many employees does HEBA Company have?
HEBA Company had an average of 1.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HEBA Company?
The turnover of HEBA Company was €330,045 in financial year 2025, according to the filed annual accounts.
Is HEBA Company profitable?
In financial year 2025, HEBA Company made a loss of €20,260.
Where can I find the annual accounts of HEBA Company?
HEBA Company filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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