Turnover
≈ €160,000 estimated
The micro format states no turnover.
ZARRAA CONSTRUCT
Overview
Lifetime
2 annual accounts with figures on one time axispeak €13,444 (2025)
€13,444▲ 161%
peak €7,874 (2025)
€7,874▲ 237%
peak €12,410 (2025)
€12,410▲ 174%
€22,712▲ 293%
Board1 name since 2024
1 director
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Gross margin from €5,156 to €13,444Result from €2,336 to €7,874Equity from €4,536 to €12,410Debts from €5,772 to €22,712
Key points
from the 2025 annual accountsLiquidity
1.40 was 0.98 in 2024
Short-term debts rose from €5,772 to €22,712.
Starting capital
€2,200 110 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,326 companies had the same profile as ZARRAA CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for ZARRAA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 19-02-2024
- 80 sharesdeed of 21-02-2024
- 15 sharesdeed of 21-02-2024
- 15 sharesdeed of 21-02-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1006167340
Incorporation
Founding capital of €2,200, 110 shares · Founders: , and · Appointment: (director) · published on 21-02-2024 · Gazette deed
First establishment
Chaussée de Charleroi 60, Genappe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ZARRAA CONSTRUCT Genappe | - | - | 35.3% | - |
| JMSolution Walhain | - | - | -56.9% | - |
| SJM GROUP Wezembeek-Oppem | €121,766 | 6.7% | 89.7% | - |
| RC DESIGN Sint-Pieters-Leeuw | - | - | 47.2% | - |
| OLIVEIRA CONSTRUCT Dilbeek | €184,172 | 6.7% | 84.3% | - |
| eRPee Oudsbergen | - | - | 48.3% | - |
| JoProject Courcelles | - | - | 79.9% | - |
These companies have the same main activity as ZARRAA CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €29,100 and €38,500, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 19-02-2024Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Establishment unit
- 2.356.289.7521471 Genappe, since 19-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- €13,444▲ 161%
- €7,874▲ 237%
- €12,410▲ 174%
- €35,122▲ 241%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on ZARRAA CONSTRUCT
The 2025 annual accounts show equity of €12,410 and a net result of €7,874. Its solvency ranks better than 42% of 10,152 sector peers (NACE 41, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 19-06-2026, 42 days before the deadline€13,444
▲ 161%
€11,811
▲ 201%
€7,874
▲ 237%
€8,994
▲ €9,108
35.3%
▼ 8.7 percentage points
1.40
▲ 0.42
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €82,000 and €290,000.
Balance sheet
balance sheet total €35,122 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
35.3%
Higher than 42% of 10,152 companies in 2025.
1.40
Higher than 40% of 9,863 companies in 2025.
22.4%
Higher than 78% of 9,951 companies in 2025.
ZARRAA CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
35,122 | 10,308 | |
21/28 |
3,416 | 4,651 | |
22/27 |
3,416 | 4,651 | |
23 |
573 | 911 | |
24 |
2,844 | 3,739 | |
29/58 |
31,706 | 5,658 | |
40/41 |
24,971 | - | |
40 |
24,971 | - | |
54/58 |
6,734 | 5,609 | |
490/1 |
- | 49 | |
| Balance sheet: equity and liabilities | |||
10/49 |
35,122 | 10,308 | |
10/15 |
12,410 | 4,536 | |
10/11 |
2,200 | 2,200 | |
14 |
10,210 | 2,336 | |
17/49 |
22,712 | 5,772 | |
42/48 |
22,712 | 5,772 | |
44 |
9,821 | 1,419 | |
440/4 |
9,821 | 1,419 | |
45 |
11,682 | 1,924 | |
450/3 |
8,631 | 1,924 | |
454/9 |
3,052 | - | |
47/48 |
1,208 | 2,430 | |
| Income statement | |||
9900 |
13,444 | 5,156 | |
630 |
1,234 | 843 | |
640/8 |
400 | 387 | |
9901 |
11,811 | 3,925 | |
75/76B |
1 | 59 | |
75 |
1 | 59 | |
65/66B |
1,938 | 1,048 | |
65 |
1,938 | 1,048 | |
9903 |
9,874 | 2,936 | |
67/77 |
2,000 | 600 | |
9904 |
7,874 | 2,336 | |
9905 |
7,874 | 2,336 | |
| Appropriation of the result | |||
9906 |
10,210 | 2,336 | |
14P |
2,336 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 13,045 | 4,768 | ||
| 9,108 | 3,179 | ||
| 0 | 5,494 | ||
| 1,125 | - | ||
| 8,994 | -115 | ||
| 35.3% | 44.0% | ||
| 1.40 | 0.98 | ||
| 1.83 | 1.27 | ||
| 63.4% | 51.5% | ||
| 22.4% | 22.7% | ||
| 6.73 | 4.55 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €5,494 |
| €1,234 | €843 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on ZARRAA CONSTRUCT
The operating result for 2025 is 3 times that of 2024.
Debt's share of the balance-sheet total rises from 56.0% to 64.7%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 19-02-2024
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 19-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 21-02-2024
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 19-02-2024 to date
Control
Founders
, ,
This company
ZARRAA CONSTRUCT
Equity €12,410
Profit €7,874 in 2025
Capital
- Contribution
- €2,200
- Shares
- 110
- Contribution per share
- €20
- Equity per share
- €113 in 2025
- Source
- deed of 21-02-2024
Articles of association
deed of 21-02-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director“Organe d administration, l'assemblée générale ne peut révoquer les administrateurs que pour de justes motifs et à la majorité simple des…”“Pouvoirs de l organe d administration, il peut déléguer des pouvoirs spéciaux à tout mandataire”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of May at 20:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 21-02-2024 ↗
- 80 shares (72.7%) · €1,600 in cash
- 15 shares (13.6%) · €300 in cash
- 15 shares (13.6%) · €300 in cash
Network & group
No group
ZARRAA CONSTRUCT has no parent and no holdings in its annual accounts. is the only director.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Director (not named in the articles) · deed of 23-10-2023
Founded in 2002 · total assets €3.0m (2025)
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 42 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1006167340
2025
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
2024
IncorporationFounding capital of €2,200, 110 shares · Founders: , and · Appointment: (director) · published on 21-02-20247 points ▸
- Founder,
- Founder,
- Founder,
- Founding capital, €2,200, 110 shares
- 110 shares
- Registered office clause, chaussée de Charleroi 60, 1470 Genappe
- Director appointment, (director (not named in the articles))
- The deed holds 5 more points.
First establishment Chaussée de Charleroi 60, Genappe
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1006.167.340
- VAT number
- BE 1006.167.340
- Peppol ID
- 0208:1006167340
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 19-02-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of May at 20:00deed of 21-02-2024 (in French)
- Proxy ruleThe articles set whether a shareholder may be represented at the meeting by someone else.
- “L'organe d'administration qui convoque l'assemblée peut arrêter la formule des procurations et exiger que celles-ci soient déposées au lieu…”deed of 21-02-2024 (in French)
- Written decisionsA decision can be taken without a meeting when everyone involved agrees in writing.
- “Toutes les décisions qui relèvent du pouvoir de l'assemblée générale, à l'exception de celles qui doivent être reçues dans un acte…”deed of 21-02-2024 (in French)
- Peppol
- Reachable since 05-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ZARRAA CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 21-02-2024 (in French)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41203
Construction of residential and non-residential buildings
43222
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’entreprise générale de construction de bâtiments et tous travaux s'y rapportant et notamment :; La construction de maisons individuelles…”deed of 21-02-2024 (in French)
28 activities
- L’entreprise générale de construction de bâtiments et tous travaux s'y rapportant et notamment :
- La construction de maisons individuelles ou d’appartements « clés en mains » ;
- La coordination générale sur le chantier ;
- La construction générale d’immeubles de bureaux ou d’autres bâtiments non résidentiels ;
- La construction de réseaux d’évacuation des eaux usées ;
- La réalisation de gros-œuvre ;
- Tous travaux de rénovation, de transformation, d’achèvement et de mise en valeur de tous biens immobiliers ;
- Tous travaux de démolition ;
- Tous travaux de terrassement : creusement, comblement, nivellement de chantiers de construction, ouverture de tranchées, dérochement, destruction à l’explosif, ainsi que la pose de canalisations diverses ;
- Le drainage des terrains agricoles et sylvicoles ;
- Le déblayage des chantiers ;
- Tous travaux d’installation électrotechnique de bâtiment ;
- L’installation dans des bâtiments ou d’autres projets de construction de: systèmes de chauffage à l’électricité, au gaz et au mazout, chaudières, matériaux et conduites de ventilation et de climatisation, etc., ainsi que de sanitaires;
- Tous travaux d’isolation ;
- Tous travaux de plâtrerie ;
- Tous travaux de menuiserie et notamment :
- Le montage de menuiseries extérieures et intérieures en bois ou métalliques : portes, fenêtres, escaliers, placards de cuisines équipées, équipements pour magasins, dormants de portes et fenêtres, etc,… ;
- Le montage de menuiseries extérieures et intérieures en matière plastique ;
- Tous travaux de charpente et de couverture de bâtiments ;
- La pose de carrelages de sols et de murs ;
- La peinture de bâtiments ;
- Tous travaux d’étanchéification des toits et des toitures terrasses ;
- Tous travaux de maçonnerie, cimentage et de rejointoiement ;
- Toutes activités d’ingénierie et de conseils techniques, sauf activités des géomètres ;
- La création, l’aménagement et l’entretien de jardins, de parcs et d’espaces verts ainsi que le placement de clôtures;
- Ainsi que l’achat, la vente, la location, l’importation et l’exportation, en gros ou au détail, de tous matériaux, marchandises, appareils et outillages nécessaires aux travaux de construction, d’entretien et de réparation de bâtiments ;
- La location, la sous-location ainsi que l’acquisition de tous droits réels ou de la pleine propriété de tout immeuble dans le but soit d’y établir son siège ou un siège d’exploitation soit d’y loger ses dirigeants et les membres de leur famille à titre de résidence principale ou secondaire en ce compris par la mise à disposition gratuite aux noms de ses dirigeants ou employés et des membres de leur famille, ainsi que toutes opérations se rapportant à la constitution, à la gestion et à la valorisation d’un patrimoine immobilier; à cet effet, elle peut, sans que cette énumération soit limitative, accomplir toutes opérations telles que: l’acquisition,
- La vente, l’échange, la mise en location, la location, la sous-location, le leasing, l’entretien, la construction, la transformation, la mise en valeur, le lotissement ainsi que consentir ou se voir accorder des droits d’emphytéose ou de superficie, ou toutes opérations assimilées concernant tous biens immobiliers, quelle qu’en soit leur affectation.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Chaussée de Charleroi 60 registered office 1471 Genappe 33110 Repair and maintenance of fabricated metal products | 19-02-2024 | 2.356.289.752 |
Buildings and parcels at the address
- Ground area
- 245 m²
- Buildings
- 160 m²
- Volume, LiDAR
- 952 m³
- Tallest building
- 8.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25059C0122/00H000 | 245 m² | 1 · 160 m² | 8.7 m · 2 |
Contact
E-mail
zarraa.mercedes@gmail.com
Phone
+32 67 21 22 08
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1006.167.340