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ZAROS

Active
Private limited companyfounded 1995active for 30 yearsKoningsstraat 4, 8400 Oostende, BelgiumKBO/BCE: BE 0456.567.419
Summary

ZAROS has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,161 and a net result of -€225. Equity has been growing by about 54% per year since 2018. Its solvency ranks better than 30% of 9,845 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-12-1995 Normal situation
Activity
Agents in non-specialised wholesale trade NACE 46190
Establishment unit
2.074.318.670 9420 Erpe-Mere, since 15-12-1995
Financial year end
31 December
Peppol
Reachable since 09-07-2025

Board and ownership

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€11,788
▼ 39.1%
Turnover
≈ €71,000
estimated
Loss
€225
Equity
€11,161
▼ 2.0%
Total assets
€47,769
▼ 12.9%
  • 2025 accounts filed 30 days after the deadline
Score breakdownraises riskSector: Wholesale trade (NACE 46)lowers riskFounded in 1995Size: total assets €47,769Figures for financial year 2025 (filed on 01-09-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 48+2
equity 23.4% of total assets
Liquidity 41=
short-term debt 39.0% · cash 7.3%
Profitability 68-13
return on assets -0.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 0.5%▼ -0.5 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 0.3%▼ -0.8 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.49 (0.56 in 2024), below 1. Short-term debt is 39% and cash 7.3% of total assets. 76.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 34% of them on solvency, 39% on liquidity, 50% on profitability and 36% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 1995
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €47,769
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-09-2026)
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
12 days late
2023
25 days late
2022
31 days late
2021
29 days late
2020
27 days late
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 86% of companies in wholesale tradesector median €364,964 · 9,841 companies €11,161 View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsChange of role: DE MAEYER Lieve Roger Godelieve, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as ZAROS: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €41,700 and €62,400, founded between 1991 and 2001.

CompanyTotal assetsGross margin
ZAROS Oostende€47,769€11,788
PAK BELGE IMPORT - EXPORT Brussel€46,023€11,098
CONSOLIDATE MERCHANDISE ASSOCIATES Elsene€56,838€11,645
Thomas Bernard Kubitz Zoersel€53,426€11,401
Benny Blokken Computer en Consulting Tongeren-Borgloon€41,699€12,983
PETER RENSEN MANAGEMENT Diksmuide€44,102€15,812
TOTEM Ouffet€62,381€10,404
Full comparison

Key facts about ZAROS

What is the company number of ZAROS?
The company number of ZAROS is 0456.567.419. The VAT number is the same number with BE in front: BE 0456.567.419.
Where is ZAROS based?
The registered office is at Koningsstraat 4, 8400 Oostende.Company details
What does ZAROS do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of ZAROS?
The legal form of ZAROS is Private limited company (BV).
When was ZAROS founded?
ZAROS was founded on 07-12-1995.
Is ZAROS still active?
Yes, ZAROS is an active enterprise in the KBO register.
What is the turnover of ZAROS?
The turnover in financial year 2025 is ≈ €71,000. This figure is estimated from the gross margin of €11,788 and 39 comparable companies (NACE 46190). It probably lies between €43,000 and €160,000. It is a rough estimate.Financials
Is ZAROS profitable?
In financial year 2025, ZAROS made a loss of €225.
Where can I find the annual accounts of ZAROS?
ZAROS filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZAROS due?
ZAROS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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