PETER RENSEN MANAGEMENT
ActivePETER RENSEN MANAGEMENT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 64% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▼-8
Solvency82▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 1.6 in 2023; short-term debt: 43.2% and cash: 3.3% of total assets), and 43.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.8%
Return on assets
18.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
34 d early
2022
54 d early
2021
31 d early
2020
37 d early
2019
43 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€28k▲ 48.8%
2023 · €19k
2018: €-9k
2019: €-15k
2020: €-12k
2021: €-14k
2022: €-12k
2023: €19k
2018 → 2024
Total assets
€50k▲ 7.4%
2023 · €46k
2018: €27k
2019: €45k
2020: €39k
2021: €37k
2022: €36k
2023: €46k
2018 → 2024
Net result
€9k▼ 70.0%
2023 · €31k
2018: €6k
2019: €-7k
2020: €3k
2021: €-2k
2022: €2k
2023: €31k
2018 → 2024
Working capital
€26k▲ 59.4%
2023 · €16k
2018: €-3k
2019: €12k
2020: €8k
2021: €-680
2022: €-5k
2023: €16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-12k-€-14k▼ 14.1%€-12k▲ 16.2%€19k€28k▲ 48.8%
Operating result€4k-€-2k€3k€43k▲ 1,370%€13k▼ 69.0%
Net result€3k-€-2k€2k€31k▲ 1,240%€9k▼ 70.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 69% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €50k
Fixed assets
€2k▼ 16.4%
Current assets
€47k▲ 8.9%
Equity and liabilities €50k
Equity
€28k▲ 48.8%
Debt
€21k▼ 21.3%
The debt ratio falls from 59.0% to 43.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2023 · €43k
Cash flow
€10k▼
2023 · €31k
Solvency
56.8%▲
2023 · 41.0%
Current ratio
2.21▲
2023 · 1.60
Quick ratio
2.21▲
2023 · 1.60
Debt / equity
0.76▼
2023 · 1.44
ROE
32.8%▼
2023 · 162.6%
ROA
18.6%▼
2023 · 66.7%
Interest coverage
80.82▼
2023 · 125.54
Debt
€21k▼
2023 · €27k
Debt ≤ 1 year
€21k▼
2023 · €27k
Income taxes
€4k▼
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€46k€50k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€498€498=
Current assets29/58€43k€47k▲
Amounts receivable after more than one year29€43k-
Trade receivables290€4k-
Other amounts receivable291€38k-
Amounts receivable within one year40/41-€42k
Trade receivables40-€5k
Other amounts receivable41-€37k
Cash at bank and in hand54/58€247€2k▲
Deferred charges and accrued income490/1€569€4k▲
Equity and liabilities
Total equity and liabilities10/49€46k€50k▲
Equity10/15€19k€28k▲
Contributions10/11€15k€15k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€2k€11k▲
Amounts payable17/49€27k€21k▼
Amounts payable within one year42/48€27k€21k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€15k€3k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€2k€2k▲
Income statement
Code20232024
Non-recurring operating income76A-€500
Remuneration, social security and pensions62€7k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19€435▲
Gross operating margin9900€50k€14k▼
Operating profit (loss)9901€43k€13k▼
Financial charges65/66B€344€171▼
Recurring financial charges65€344€171▼
Profit (loss) for the period before taxes9903€43k€13k▼
Income taxes67/77€12k€4k▼
Profit (loss) for the period9904€31k€9k▼
Profit (loss) for the period to be appropriated9905€31k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€11k▲
Profit (loss) brought forward from the previous period14P€-29k€2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €31k ▲1240%
Operating result €43k, net result €31k, both a record.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-7k ▼208%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelhoekstraat(DE) 908600 DiksmuideGround area
1,337 m²
Building footprint
244 m²
Volume, LiDAR
1,494 m³
Parcel 32472A0133/00K000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kapelhoekstraat(ESE) 90, 8600 Diksmuide
since 20012.098.079.712
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32472A0133/00K000 | Flanders | 1,337 m² | 1 · 244 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,156 companies in sector 46190 we hold annual accounts for 2,571. 1,775 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-03-2001
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.