Skip to content

ZANDPAREL

Active
Private limited companyfounded 2017active for 8 yearsVan Eyckstraat 43, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0684.784.267
Summary

ZANDPAREL has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€33,990) and a net result of -€17,059. Equity fluctuates too strongly from year to year to read a trend from it. The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 17-11-2017 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.270.564.023 1800 Vilvoorde, since 17-11-2017
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€30,284
▼ 49.6%
Turnover
≈ €120,000
estimated
Loss
€17,059
Equity
-€33,990
▼ 101%
Total assets
€602,481
▼ 4.3%
  • Negative equity on 31-12-2025
Filed on 30-06-2026, 31 days before the deadline
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.02, cash €1,295, halvedNegative equity -€33,990Loss of €17,059 (financial year 2025)lowers riskSize: total assets €602,481Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies without a NACE code
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 19-3
equity -5.6% of total assets
Liquidity 26-1
short-term debt 48.7% · cash 0.2%
Profitability 35-37
return on assets -2.8%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%▼ -0.1 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.3%▼ -0.1 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026lowest value 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.6 percentage points vs 06-2026highest value 08-2026: 0.9%● unchanged vs 07-2026highest value 09-2026: 0.9%● unchanged vs 08-2026highest value 10-2026: 0.9%● unchanged vs 09-2026highest value 11-2026: 0.9%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.02 (0.01 in 2024), below 1. Short-term debt is 48.7% and cash 0.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 13% of them on solvency, 15% on liquidity, 24% on profitability and 3% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €602,481
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.02, cash €1,295, halved
NBB · annual accounts
raises risk · Negative equity -€33,990
NBB · annual accounts
raises risk · Loss of €17,059 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€33,990
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
31 days early
2024
36 days early
2023
19 days early
2022
18 days early
2021
39 days early
2020
36 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 30 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€33,990 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Key facts about ZANDPAREL

What is the company number of ZANDPAREL?
The company number of ZANDPAREL is 0684.784.267. The VAT number is the same number with BE in front: BE 0684.784.267.
Where is ZANDPAREL based?
The registered office is at Van Eyckstraat 43, 1800 Vilvoorde.Company details
What is the legal form of ZANDPAREL?
The legal form of ZANDPAREL is Private limited company (BV).
When was ZANDPAREL founded?
ZANDPAREL was founded on 17-11-2017.
Is ZANDPAREL still active?
Yes, ZANDPAREL is an active enterprise in the KBO register.
What is the turnover of ZANDPAREL?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €30,284 and 2,949 comparable companies of the same size. It probably lies between €73,000 and €220,000. It is a rough estimate.Financials
Is ZANDPAREL profitable?
In financial year 2025, ZANDPAREL made a loss of €17,059.
Where can I find the annual accounts of ZANDPAREL?
ZANDPAREL filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZANDPAREL due?
ZANDPAREL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.