ZANABO
ActiveSummary
ZANABO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19k and a net result of €-2k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 16% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability17▼-83
Solvency38▼-62
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.15 against 16.35 in 2023; short-term debt: 87% and cash: 17.1% of total assets), and 87% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13%
Return on assets
-1.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 37953 sector peers (2024).
NBB · sector comparisonPosition among 37953 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
64 d early
2023
41 d early
2022
11 d late
2021
31 d late
2020
31 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€19k▼ 88.1%
2023 · €158k
Total assets
€145k▼ 14.0%
2023 · €168k
Net result
€-2k
2023 · €59k
Working capital
€19k▼ 88.0%
2023 · €158k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€15k▼ 5.8%€14k▼ 8.2%€47k▲ 235%€81k▲ 70.7%€-4k
Net result€14k▲ 18.2%€9k▼ 36.9%€36k▲ 318%€59k▲ 61.4%€-2k
Equity€54k▲ 34.6%€63k▲ 16.2%€99k▲ 58.3%€158k▲ 59.4%€19k▼ 88.1%
Total assets€67k▲ 47.1%€74k▲ 9.6%€121k▲ 64.1%€168k▲ 39.1%€145k▼ 14.0%
Debt€13k▲ 135%€11k▼ 17.1%€22k▲ 96.7%€10k▼ 53.2%€126k▲ 1,126%
Working capital€54k▲ 34.6%€59k▲ 8.7%€96k▲ 64.5%€158k▲ 63.5%€19k▼ 88.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €81k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €145k
Equity
€19k ▼ 88.1%
Debt
€126k ▲ 1,126%
Debt's share of the balance-sheet total rises from 6.1% to 87.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2023 · €83k
Cash flow
€-1k▼
2023 · €61k
Current ratio
1.15▼
2023 · 16.35
Debt to equity
6.67▲
2023 · 0.06
ROE
-8.5%▼
2023 · 37.3%
ROA
-1.1%▼
2023 · 35.0%
Interest coverage
-22.65▼
2023 · 540.66
Debt ≤ 1 year
€126k▲
2023 · €10k
Income taxes
€706▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1k | €3k | €2k | €490 | ▼ 78.4% |
| Other operating charges640/8 | - | €2k | €784 | €1k | €1k | ▼ 13.4% |
| Gross operating margin9900 | €16k | €17k | €51k | €84k | €-2k | ▼ 102% |
| Operating profit (loss)9901 | €15k | €14k | €47k | €81k | €-4k | ▼ 105% |
| Financial income75/76B | - | €23 | €0 | €208 | €3k | ▲ 1,297% |
| Recurring financial income75 | - | €23 | €0 | €208 | €3k | ▲ 1,297% |
| Financial charges65/66B | - | €237 | €153 | €153 | €141 | ▼ 8.3% |
| Recurring financial charges65 | €471 | €237 | €153 | €153 | €141 | ▼ 8.3% |
| Profit (loss) for the period before taxes9903 | €15k | €14k | €47k | €81k | €-903 | ▼ 101% |
| Income taxes67/77 | €1k | €5k | €11k | €22k | €706 | ▼ 96.8% |
| Profit (loss) for the period9904 | €14k | €9k | €36k | €59k | €-2k | ▼ 103% |
| Profit (loss) for the period to be appropriated9905 | €14k | €9k | €36k | €59k | €-2k | ▼ 103% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €67k | €74k | €121k | €168k | €145k | ▼ 14.0% |
| Fixed assets21/28 | - | €4k | €3k | €490 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | - | €4k | €3k | €490 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €4k | €3k | €490 | €0 | ▼ 100% |
| Current assets29/58 | €67k | €70k | €118k | €168k | €145k | ▼ 13.8% |
| Amounts receivable within one year40/41 | €3k | €14k | €6k | €2k | €2k | ▲ 1.6% |
| Trade receivables40 | - | €14k | €6k | €0 | - | - |
| Other amounts receivable41 | - | €47 | €27 | €2k | €2k | ▲ 1.6% |
| Current investments50/53 | - | - | - | - | €115k | - |
| Cash at bank and in hand54/58 | €64k | €56k | €109k | €163k | €25k | ▼ 84.8% |
| Deferred charges and accrued income490/1 | - | - | €3k | €3k | €3k | ▼ 11.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €67k | €74k | €121k | €168k | €145k | ▼ 14.0% |
| Equity10/15 | €54k | €63k | €99k | €158k | €19k | ▼ 88.1% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €35k | €44k | €80k | €139k | €2k | ▼ 98.7% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €42k | €79k | €138k | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | - | - | - | €-2k | - |
| Amounts payable17/49 | €13k | €11k | €22k | €10k | €126k | ▲ 1,126% |
| Amounts payable within one year42/48 | €13k | €11k | €22k | €10k | €126k | ▲ 1,126% |
| Trade debts44 | €1k | €3k | €8k | €1k | €1k | ▼ 11.7% |
| Suppliers440/4 | - | €3k | €8k | €1k | €1k | ▼ 11.7% |
| Taxes, remuneration and social security45 | - | €7k | €12k | €7k | €6k | ▼ 19.0% |
| Taxes450/3 | - | €4k | €10k | €5k | €3k | ▼ 34.0% |
| Remuneration and social security454/9 | - | €2k | €2k | €3k | €3k | ▲ 8.9% |
| Other amounts payable47/48 | - | €2k | €2k | €2k | €119k | ▲ 6,737% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €9k | €36k | €59k | €-2k | ▼ 103% |
| + Depreciation and write-downs630 | - | €1k | €3k | €2k | €490 | ▼ 78.4% |
| Operating cash flow (approximation) | €14k | €10k | €40k | €61k | €-1k | ▼ 102% |
| Investment in fixed assets (approximation) | - | - | €-2k | €0 | €0 | - |
| Change in cash | - | €-8k | €54k | €53k | €-138k | ▼ 359% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €59k ▲61.4%
Operating result €81k, net result €59k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 16.35
Current ratio from 5.40 to 16.35; short-term debt falls from €22k to €10k.
31-12
Financial
Equity above €150kEq €158k ▲59.4%
6 profitable years in a row build equity to €158k.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2017
Ground area
549 m²
Building footprint
85 m²
Volume, LiDAR
441 m³
Parcel 46017A0600/00E000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZANABO
since 20172.271.770.286
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0600/00E000 | Flanders | 549 m² | 1 · 85 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 29,971 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
90393Specialised image, lighting and sound technical services
Scores and ratios are computed by Checked and are not a credit decision.