NVP Consult
ActiveNVP Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €-5k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.9 against 6.73 in 2024; short-term debt: 12.4% and cash: 50.1% of total assets), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
-9.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 d early
2024
26 d late
2023
23 d late
2022
29 d late
2021
30 d late
2020
10 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 46.4%
2024 · €68k
2019: €30k
2020: €47k
2021: €54k
2022: €55k
2023: €67k
2024: €68k
2019 → 2025
Total assets
€47k▼ 45.1%
2024 · €86k
2019: €52k
2020: €70k
2021: €63k
2022: €59k
2023: €92k
2024: €86k
2019 → 2025
Net result
€-5k
2024 · €1k
2019: €27k
2020: €18k
2021: €7k
2022: €780
2023: €12k
2024: €1k
2019 → 2025
Working capital
€23k▼ 54.4%
2024 · €50k
2019: €23k
2020: €41k
2021: €48k
2022: €55k
2023: €46k
2024: €50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€55k▲ 1.4%€67k▲ 22.2%€68k▲ 1.9%€37k▼ 46.4%
Operating result€11k-€2k▼ 79.5%€18k▲ 702%€3k▼ 84.8%€-4k
Net result€7k-€780▼ 88.4%€12k▲ 1,464%€1k▼ 89.7%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€18k▼ 31.7%
Current assets
€29k▼ 51.2%
Equity and liabilities €47k
Equity
€37k▼ 46.4%
Debt
€11k▼ 39.9%
The debt ratio rises from 20.5% to 22.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €11k
Cash flow
€4k▼
2024 · €10k
Solvency
77.5%▼
2024 · 79.5%
Current ratio
4.90▼
2024 · 6.73
Quick ratio
4.90▼
2024 · 6.73
Debt / equity
0.29▲
2024 · 0.26
ROE
-12.6%▼
2024 · 1.8%
ROA
-9.8%▼
2024 · 1.5%
Interest coverage
8.21▼
2024 · 14.83
Debt
€11k▼
2024 · €18k
Debt ≤ 1 year
€6k▼
2024 · €9k
Debt > 1 year
€5k▼
2024 · €9k
Income taxes
€114▼
2024 · €675
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€47k▼
Fixed assets21/28€27k€18k▼
Tangible fixed assets22/27€27k€18k▼
Land and buildings22€1k€1k▼
Furniture and vehicles24€26k€17k▼
Current assets29/58€59k€29k▼
Amounts receivable within one year40/41€30k€4k▼
Trade receivables40€29k€3k▼
Other amounts receivable41€813€844▲
Cash at bank and in hand54/58€28k€24k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€86k€47k▼
Equity10/15€68k€37k▼
Contributions10/11€3k€3k=
Reserves13€66k€34k▼
Distributable reserves133€66k€34k▼
Amounts payable17/49€18k€11k▼
Amounts payable after more than one year17€9k€5k▼
Financial debts170/4€9k€5k▼
Amounts payable within one year42/48€9k€6k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€252€1k▲
Suppliers440/4€252€1k▲
Taxes, remuneration and social security45€5k€553▼
Taxes450/3€5k€553▼
Other amounts payable47/48€11€51▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€118€340▲
Gross operating margin9900€11k€5k▼
Operating profit (loss)9901€3k€-4k▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€750€560▼
Recurring financial charges65€750€560▼
Profit (loss) for the period before taxes9903€2k€-5k▼
Income taxes67/77€675€114▼
Profit (loss) for the period9904€1k€-5k▼
Profit (loss) for the period to be appropriated9905€1k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-5k▼
Transfer from equity791/2-€32k
Transfer to equity691/2€1k-
To other reserves6921€1k-
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-5k ▼468%
Net result drops to €-5k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 15.12
Current ratio from 6.35 to 15.12; short-term debt falls from €9k to €4k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgenbergstraat(BOR) 72880 BornemGround area
288 m²
Building footprint
144 m²
Volume, LiDAR
726 m³
Parcel 12362E0345/00P002, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NVP Consult
since 20182.275.729.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12362E0345/00P002 | Flanders | 288 m² | 1 · 144 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GMBF CONSULTING
BE 0700.229.835
Wemmel · Eq €37k
KAPATO
BE 0831.913.471
Mechelen · Eq €37k
POWEhR
BE 1012.037.424
Dendermonde · Eq €37k
MAC Consulting
BE 0797.439.572
Antwerpen · Eq €37k
CEOS
BE 1001.004.663
Herve · Eq €37k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,022 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.