ZAMMUTO ROSARIO
Open bankruptcyA bankruptcy procedure is open for ZAMMUTO ROSARIO according to publications in the Belgian State Gazette; curator: TONY BELLAVIA. The 2025 annual accounts show negative equity (€-84k) and a net result of €-108k.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-84k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-05-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
20 d late
2024
on the day
2023
59 d late
2022
3 d early
2021
24 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-84k
2024 · €24k
2020: €40k
2021: €81k
2022: €87k
2023: €90k
2024: €24k
2020 → 2025
Total assets
€61k▼ 81.6%
2024 · €332k
2020: €161k
2021: €197k
2022: €309k
2023: €322k
2024: €332k
2020 → 2025
Net result
€-108k▼ 62.6%
2024 · €-66k
2020: €36k
2021: €41k
2022: €6k
2023: €3k
2024: €-66k
2020 → 2025
Working capital
€-141k▼ 261%
2024 · €-39k
2020: €-4k
2021: €11k
2022: €-6k
2023: €18k
2024: €-39k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€87k▲ 7.6%€90k▲ 3.6%€24k▼ 73.7%€-84k
Operating result€51k-€12k▼ 77.3%€11k▼ 2.8%€-56k€-95k▼ 70.1%
Net result€41k-€6k▼ 85.0%€3k▼ 49.3%€-66k€-108k▼ 62.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €95k in 2025 against €56k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€57k▼ 34.9%
Current assets
€4k▼ 98.4%
Key figures and ratios
EBITDA
€-87k▼
2024 · €-27k
Cash flow
€-100k▼
2024 · €-38k
Solvency
-138.5%▼
2024 · 7.1%
Current ratio
0.03▼
2024 · 0.86
Quick ratio
0.03▼
2024 · 0.83
Debt / equity
-1.72▼
2024 · 13.01
ROA
-177.4%▼
2024 · -20.0%
Interest coverage
-6.75▼
2024 · -3.05
Debt
€145k▼
2024 · €308k
Debt ≤ 1 year
€145k▼
2024 · €283k
Income taxes
€221▼
2024 · €2k
Staff costs
€8k▼
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€332k€61k▼
Fixed assets21/28€88k€57k▼
Intangible fixed assets21€700€460▼
Tangible fixed assets22/27€84k€53k▼
Plant, machinery and equipment23€52k€40k▼
Furniture and vehicles24€32k€14k▼
Financial fixed assets28€3k€3k▲
Current assets29/58€244k€4k▼
Stocks and contracts in progress3€10k-
Stocks30/36€10k-
Amounts receivable within one year40/41€197k€4k▼
Trade receivables40€129k€2k▼
Other amounts receivable41€68k€1k▼
Cash at bank and in hand54/58€36k€8▼
Deferred charges and accrued income490/1€2k€258▼
Equity and liabilities
Total equity and liabilities10/49€332k€61k▼
Equity10/15€24k€-84k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€20k€-88k▼
Amounts payable17/49€308k€145k▼
Amounts payable after more than one year17€25k-
Financial debts170/4€25k-
Amounts payable within one year42/48€283k€145k▼
Current portion of amounts payable after more than one year42€11k-
Trade debts44€199k€98k▼
Suppliers440/4€199k€98k▼
Taxes, remuneration and social security45€73k€37k▼
Taxes450/3€42k€19k▼
Remuneration and social security454/9€31k€18k▼
Other amounts payable47/48-€9k
Accrued charges and deferred income492/3-€496
Income statement
Code20242025
Non-recurring operating income76A-€28
Remuneration, social security and pensions62€70k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€9k▼
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€5k€17k▲
Gross operating margin9900€52k€-56k▼
Operating profit (loss)9901€-56k€-95k▼
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€-65k€-108k▼
Income taxes67/77€2k€221▼
Profit (loss) for the period9904€-66k€-108k▼
Profit (loss) for the period to be appropriated9905€-66k€-108k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€-88k▼
Profit (loss) brought forward from the previous period14P€86k€20k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
21-10
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · ZAMMUTO ROSARIO SRL RUE DU TEMPLE 25, 7100 LA LOUVIERE · event 13-10-2025
30-09
Financial
Weakest financial yearnet €-108k
Net result drops to €-108k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2020net €41k ▲15.2%
Operating result €51k, net result €41k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Temple(L.L) 257100 La LouvièreGround area
224 m²
Building footprint
44 m²
Volume, LiDAR
521 m³
Parcel 55022A0471/00E030, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Le Loup de Mer
since 20192.297.436.090
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55022A0471/00E030 | Wallonia | 224 m² | 1 · 44 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | TONY BELLAVIA AVENUE DES EXPOSITIONS, 8A,
7000 MONS- .
Date provisoire de cessation de paiement : 13/10/2025 |
13-10-2025 → present |
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Of 7,506 companies in sector 56210 we hold annual accounts for 2,445. 1,881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2019
Fiscal year end30-09
Activities, NACEBEL
56210Event catering
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47230Retail trade
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0497/219019