FD Culinary Services
ActiveThe computed 12-month bankruptcy probability of FD Culinary Services is 5.1% (elevated). The 2025 annual accounts show equity of €24k and a net result of €23k. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 67% of 13204 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency75=
Growth78=
Track record94
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.71 against 1.38 in 2024; short-term debt: 50.2% and cash: 80% of total assets), but 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
49.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 d early
2024
22 d early
2023
12 d early
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 54.9%
2024 · €15k
2022: €13k
2023: €3k
2024: €15k
2022 → 2025
Total assets
€47k▲ 54.4%
2024 · €31k
2022: €20k
2023: €28k
2024: €31k
2022 → 2025
Net result
€23k▲ 90.8%
2024 · €12k
2022: €11k
2023: €-10k
2024: €12k
2022 → 2025
Working capital
€17k▲ 185%
2024 · €6k
2022: €7k
2023: €-10k
2024: €6k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€13k-€3k▼ 76.6%€15k▲ 409%€24k▲ 54.9%
Operating result€14k-€-10k€13k€30k▲ 121%
Net result€11k-€-10k€12k€23k▲ 90.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 121% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€7k▼ 28.4%
Current assets
€41k▲ 90.3%
Equity and liabilities €47k
Equity
€24k▲ 54.9%
Debt
€24k▲ 53.9%
The debt ratio falls from 50.4% to 50.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €17k
Cash flow
€26k▲
2024 · €16k
Solvency
49.8%▲
2024 · 49.6%
Current ratio
1.71▲
2024 · 1.38
Quick ratio
1.71▲
2024 · 1.38
Debt / equity
1.01▼
2024 · 1.02
ROE
98.9%▲
2024 · 80.3%
ROA
49.2%▲
2024 · 39.8%
Interest coverage
243.03▲
2024 · 129.60
Debt
€24k▲
2024 · €15k
Debt ≤ 1 year
€24k▲
2024 · €15k
Income taxes
€6k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€47k▲
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€226€0▼
Leasing and similar rights25€6k€4k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€21k€41k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€122€146▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€16k€38k▲
Deferred charges and accrued income490/1€2k€765▼
Equity and liabilities
Total equity and liabilities10/49€31k€47k▲
Equity10/15€15k€24k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€13k€22k▲
Amounts payable17/49€15k€24k▲
Amounts payable within one year42/48€15k€24k▲
Trade debts44€2k€312▼
Suppliers440/4€2k€312▼
Advances received on contracts in progress46€500€0▼
Taxes, remuneration and social security45€0€3k▲
Taxes450/3€0€3k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€13k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€807€655▼
Gross operating margin9900€18k€33k▲
Operating profit (loss)9901€13k€30k▲
Financial income75/76B€8€16▲
Recurring financial income75€8€16▲
Financial charges65/66B€131€133▲
Recurring financial charges65€131€133▲
Profit (loss) for the period before taxes9903€13k€30k▲
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€12k€23k▲
Profit (loss) for the period to be appropriated9905€12k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€37k▲
Profit (loss) brought forward from the previous period14P€999€13k▲
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €23k ▲90.8%
Operating result €30k, net result €23k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.38
Current ratio from 0.60 to 1.38; short-term debt falls from €25k to €15k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k ▼191%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Voltaire 191300 WavreGround area
1,502 m²
Building footprint
279 m²
Volume, LiDAR
1,589 m³
2 parcels, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
FD Culinary Services
since 20222.329.931.090
FD Culinary Services
since 20222.329.931.189
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772I0202/00S000 | Wallonia | 776 m² | 1 · 137 m² | 10.1 m · 2 fl. |
| 25772H0096/00F000 | Wallonia | 726 m² | 1 · 142 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWavre2.329.931.090
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Of 7,506 companies in sector 56210 we hold annual accounts for 2,445. 1,880 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2022
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:fdculinaryservices@gmail.com