ZAMAN
ActiveZAMAN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €602. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-87
Solvency61▼-13
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.5 in 2024), and 65.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-09-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
2 d early
2023
1 d early
2022
3 d early
2021
41 d early
2020
32 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▼ 17.4%
2024 · €113k
2019: €61k
2020: €51k
2021: €75k
2022: €75k
2023: €93k
2024: €113k
2019 → 2025
Total assets
€273k▼ 1.5%
2024 · €277k
2019: €119k
2020: €126k
2021: €171k
2022: €284k
2023: €223k
2024: €277k
2019 → 2025
Net result
€602▼ 97.0%
2024 · €20k
2019: €1k
2020: €21k
2021: €24k
2022: €24k
2023: €19k
2024: €20k
2019 → 2025
Working capital
€41k▼ 17.2%
2024 · €50k
2019: €57k
2020: €48k
2021: €72k
2022: €44k
2023: €60k
2024: €50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€75k▲ 0.2%€93k▲ 24.9%€113k▲ 20.9%€93k▼ 17.4%
Operating result€30k-€32k▲ 5.8%€26k▼ 20.3%€27k▲ 6.4%€2k▼ 93.0%
Net result€24k-€24k▲ 0.2%€19k▼ 19.1%€20k▲ 5.1%€602▼ 97.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€101k▼ 21.0%
Current assets
€172k▲ 15.2%
Equity and liabilities €273k
Equity
€93k▼ 17.4%
Debt
€180k▲ 9.3%
The debt ratio rises from 59.3% to 65.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€31k▼
2024 · €35k
Cash flow
€30k▲
2024 · €28k
Solvency
34.2%▼
2024 · 40.7%
Current ratio
1.32▼
2024 · 1.50
Quick ratio
1.32▼
2024 · 1.50
Debt / equity
1.93▲
2024 · 1.46
ROE
0.6%▼
2024 · 18.1%
ROA
0.2%▼
2024 · 7.3%
Interest coverage
7.56▼
2024 · 16.61
Debt
€180k▲
2024 · €164k
Debt ≤ 1 year
€130k▲
2024 · €99k
Debt > 1 year
€49k▼
2024 · €65k
Income taxes
€1k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€277k€273k▼
Fixed assets21/28€128k€101k▼
Tangible fixed assets22/27€128k€101k▼
Plant, machinery and equipment23€12k€6k▼
Furniture and vehicles24€109k€86k▼
Other tangible fixed assets26€7k€8k▲
Financial fixed assets28€250€250=
Current assets29/58€149k€172k▲
Amounts receivable after more than one year29€8k€0▼
Other amounts receivable291€8k€0▼
Amounts receivable within one year40/41€130k€158k▲
Trade receivables40€68k€72k▲
Other amounts receivable41€63k€85k▲
Cash at bank and in hand54/58€8k€12k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€277k€273k▼
Equity10/15€113k€93k▼
Contributions10/11€6k€6k=
Reserves13€107k€87k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€105k€85k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€164k€180k▲
Amounts payable after more than one year17€65k€49k▼
Financial debts170/4€65k€49k▼
Amounts payable within one year42/48€99k€130k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€75k€79k▲
Suppliers440/4€75k€79k▲
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€7k€15k▲
Other amounts payable47/48€833€20k▲
Accrued charges and deferred income492/3-€240
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€29k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€36k€32k▼
Operating profit (loss)9901€27k€2k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€29k€2k▼
Income taxes67/77€9k€1k▼
Profit (loss) for the period9904€20k€602▼
Profit (loss) for the period to be appropriated9905€20k€602▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€602▼
Transfer from equity791/2-€20k
Transfer to equity691/2€20k€0▼
To other reserves6921€20k€0▼
Profit to be distributed694/7€833€20k▲
Return on contributions (dividend)694€833€20k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €602 ▼97%
Net result drops to €602, the lowest in the series.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €113k ▲20.9%
6 profitable years in a row build equity to €113k.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €24k ▲0.2%
Operating result €32k, net result €24k, both a record.
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
05-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groendreef 439160 LokerenGround area
157 m²
Building footprint
157 m²
Volume, LiDAR
1,411 m³
Parcel 46014A0708/00M002, Flanders · tallest building 16.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Groendreef 43, 9160 Lokeren
since 20102.191.502.885
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0708/00M002 | Flanders | 157 m² | 1 · 157 m² | 16.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Dennis Matthijs
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GUY DEWIL
BE 0879.488.112
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Gendebien Foguenne Pharmaserve
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,347 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-08-2010
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
59111Production of cinema films
59112Motion picture, video and television programme production, sound recording and music publishing activities
59113Video and film production, excluding cinema and television films
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.