SATOFI
ActiveSummary
SATOFI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156,912 and a net result of €6,452. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 95% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability54▼-16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 38.24 against 61.54 in 2024; short-term debt: 2.5% and cash: 28.6% of total assets), and 2.6% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.4%
Return on assets
4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
5 d early
2022
1 d early
2021
on the day
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€156,912▲ 4.3%
2024 · €150,460
Total assets
€161,019▲ 4.4%
2024 · €154,258
Net result
€6,452▲ 37.2%
2024 · €4,703
Working capital
€151,697▲ 1.5%
2024 · €149,485
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,356▲ 155%-€6,249€10,188€8,266▼ 18.9%€6,582▼ 20.4%
Net result€7,117▲ 298%-€8,322€6,783€4,703▼ 30.7%€6,452▲ 37.2%
Equity€147,296▲ 5.1%€138,974▼ 5.6%€145,757▲ 4.9%€150,460▲ 3.2%€156,912▲ 4.3%
Total assets€196,803▲ 3.9%€186,141▼ 5.4%€195,385▲ 5.0%€154,258▼ 21.0%€161,019▲ 4.4%
Debt€49,507▲ 0.6%€47,167▼ 4.7%€49,629▲ 5.2%€3,798▼ 92.3%€4,107▲ 8.1%
Working capital€148,438▲ 6.0%€140,680▼ 5.2%€147,564▲ 4.9%€149,485▲ 1.3%€151,697▲ 1.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161,019
Fixed assets
€5,248 ▲ 128%
Current assets
€155,771 ▲ 2.5%
Equity and liabilities €161,019
Equity
€156,912 ▲ 4.3%
Debt
€4,107 ▲ 8.1%
Debt's share of the balance-sheet total rises from 2.5% to 2.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6,983▼
2024 · €8,408
Cash flow
€6,853▲
2024 · €4,846
Current ratio
38.24▼
2024 · 61.54
Debt to equity
0.03▲
2024 · 0.03
ROE
4.1%▲
2024 · 3.1%
ROA
4.0%▲
2024 · 3.0%
Interest coverage
3.65▼
2024 · 5.70
Debt ≤ 1 year
€4,074▲
2024 · €2,469
Income taxes
€2,976▼
2024 · €3,101
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,161 | €482 | €79 | €143 | €401 | ▲ 181% |
| Other operating charges640/8 | - | €608 | €515 | €1,170 | €673 | ▼ 42.5% |
| Gross operating margin9900 | €13,095 | -€5,159 | €10,782 | €9,578 | €7,656 | ▼ 20.1% |
| Operating profit (loss)9901 | €11,356 | -€6,249 | €10,188 | €8,266 | €6,582 | ▼ 20.4% |
| Financial income75/76B | - | €8 | €1 | €1,014 | €4,760 | ▲ 370% |
| Recurring financial income75 | €198 | €8 | €1 | €1,014 | €4,760 | ▲ 370% |
| Financial charges65/66B | - | €1,945 | €1,970 | €1,475 | €1,914 | ▲ 29.7% |
| Recurring financial charges65 | €1,876 | €1,945 | €1,970 | €1,475 | €1,914 | ▲ 29.7% |
| Profit (loss) for the period before taxes9903 | €9,677 | -€8,186 | €8,218 | €7,804 | €9,428 | ▲ 20.8% |
| Income taxes67/77 | €2,560 | €136 | €1,436 | €3,101 | €2,976 | ▼ 4.0% |
| Profit (loss) for the period9904 | €7,117 | -€8,322 | €6,783 | €4,703 | €6,452 | ▲ 37.2% |
| Profit (loss) for the period to be appropriated9905 | €7,117 | -€8,322 | €6,783 | €4,703 | €6,452 | ▲ 37.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €196,803 | €186,141 | €195,385 | €154,258 | €161,019 | ▲ 4.4% |
| Fixed assets21/28 | €561 | €79 | - | €2,304 | €5,248 | ▲ 128% |
| Tangible fixed assets22/27 | €561 | €79 | - | €2,304 | €5,248 | ▲ 128% |
| Furniture and vehicles24 | - | €79 | - | €2,304 | €5,248 | ▲ 128% |
| Current assets29/58 | €196,243 | €186,062 | €195,385 | €151,954 | €155,771 | ▲ 2.5% |
| Amounts receivable within one year40/41 | €4,490 | €5,324 | €5,324 | €5,978 | €10,688 | ▲ 78.8% |
| Trade receivables40 | - | €5,324 | €5,324 | €5,368 | €10,688 | ▲ 99.1% |
| Other amounts receivable41 | - | - | - | €610 | - | - |
| Current investments50/53 | - | - | - | - | €98,280 | - |
| Cash at bank and in hand54/58 | €190,824 | €179,791 | €189,540 | €145,258 | €46,026 | ▼ 68.3% |
| Deferred charges and accrued income490/1 | - | €947 | €521 | €718 | €777 | ▲ 8.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €196,803 | €186,141 | €195,385 | €154,258 | €161,019 | ▲ 4.4% |
| Equity10/15 | €147,296 | €138,974 | €145,757 | €150,460 | €156,912 | ▲ 4.3% |
| Contributions10/11 | - | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Reserves13 | €21,390 | €21,390 | €21,390 | €25,460 | €31,912 | ▲ 25.3% |
| Non-distributable reserves130/1 | - | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Reserves not available under the articles1311 | - | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Distributable reserves133 | - | €8,890 | €8,890 | €12,960 | €19,412 | ▲ 49.8% |
| Profit (loss) carried forward14 | €906 | -€7,416 | -€633 | - | - | - |
| Amounts payable17/49 | €49,507 | €47,167 | €49,629 | €3,798 | €4,107 | ▲ 8.1% |
| Amounts payable within one year42/48 | €47,805 | €45,382 | €47,822 | €2,469 | €4,074 | ▲ 65.0% |
| Trade debts44 | €1,048 | €1,099 | €856 | €37 | €278 | ▲ 645% |
| Suppliers440/4 | - | €1,099 | €856 | €37 | €278 | ▲ 645% |
| Taxes, remuneration and social security45 | - | €512 | €1,944 | €838 | €2,202 | ▲ 163% |
| Taxes450/3 | - | €512 | €1,944 | €838 | €2,202 | ▲ 163% |
| Other amounts payable47/48 | - | €43,771 | €45,021 | €1,593 | €1,593 | = |
| Accrued charges and deferred income492/3 | - | €1,785 | €1,807 | €1,329 | €33 | ▼ 97.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,117 | -€8,322 | €6,783 | €4,703 | €6,452 | ▲ 37.2% |
| + Depreciation and write-downs630 | €1,161 | €482 | €79 | €143 | €401 | ▲ 181% |
| Operating cash flow (approximation) | €8,278 | -€7,840 | €6,862 | €4,846 | €6,853 | ▲ 41.4% |
| Investment in fixed assets (approximation) | - | €0 | - | - | -€3,345 | - |
| Change in cash | - | -€11,034 | €9,749 | -€44,282 | -€99,232 | ▼ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
State Gazette act
RestructuringMerger · Capital · Shareholding30 facts ▸
State Gazette act
Restructuring
Merger · Capital · Shareholding30 facts ▸
- Merger, fusie door overneming, ontbinding zonder vereffening van de Over te Nemen Vennootschap
- Capital, €125.000
- Shareholding, 21-08-2026
- Capital, €327.746,53
- Shareholding, 21-08-2026
- Declaration, volledig volgestort
- Declaration, geen andere effecten dan aandelen
- Declaration, geen andere effecten dan aandelen
- Declaration, geen werknemers op Datum van Totstandkoming
- Board meeting, artikel 12:53, §6 WVV, bestuursorgaan
- Director in office, Caroline de Menten de Horne (director)
- Director in office, Didier Putzeys (director)
- +18 further facts in this act
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 15current ratio 61.54
Current ratio from 4.09 to 61.54; short-term debt falls from €47,822 to €2,469.
30-06
Financial
Equity above €150,000Eq €150,460 ▲3.2%
2 profitable years in a row build equity to €150,460.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €6,783
Net result €6,783 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€8,322
Net result drops to -€8,322, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €7,117 ▲298%
Operating result €11,356, net result €7,117, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2009
Ground area
3,788 m²
Building footprint
285 m²
Volume, LiDAR
1,727 m³
Parcel 23322C0100/00W000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SATOFI
since 20092.183.785.645
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322C0100/00W000 | Flanders | 3,788 m² | 1 · 285 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten (blote…
Full purpose (9 activities)
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten (blote eigendom, vruchtfonds, vruchtgebruik, recht van opstal, erfpacht,...), zoals de huurfinanciering van onroerende goederen aan derden, vastgoedontwikkeling en -promotie, bouwcoördinatie, projectmanagement, gedelegeerd bouwheerschap, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkopen, prospecteren en uitbaten van onroerende goederen, het ontwerpen en opvolgen van projecten, het maken van studies met betrekking tot immobiliën; de aan- en verkoop, huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen; hypothekeren of in het algemeen bezwaren van onroerende goederen en/of enig recht of belang in onroerende goederen; alsmede zich borg stellen voor het goede verloop van verbintenissen, door derde personen aangegaan, die het genot zouden hebben van voornoemde roerende en onroerende goederen
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten van welke aard ook (blote eigendom, vruchtgebruik, ...), zoals het verwerven door inbreng, inschrijving of aankoop, het beheren van aandelen, certificaten van aandelen, aandelenopties obligaties, kasbons, afgeleide producten of andere roerende waarden in de meest ruime zin, van welke vorm ook, uitgegeven door Belgische of buitenlandse emittenten
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, in eender welke vorm; het zich borg stellen of aval verlenen, in de meest ruime zin; alle handelsoperaties en financiële operaties verrichten, behalve deze die wettelijk voorbehouden zijn aan depositobanken, houders van deposito's op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen
- Het waarnemen van bestuursopdrachten en -mandaten, het uitoefenen van opdrachten en functies
- Het verlenen van diensten en adviezen aan derden op operationeel, commercieel, juridisch, administratief en financieel vlak, in de meest ruime zin
- Het verwerven van participaties, in eender welke vorm, in alle bestaande of op te richten rechtspersonen of ondernemingen; het stimuleren, plannen en coördineren van de ontwikkeling van voornoemde rechtspersonen of ondernemingen
- Het onderzoek, de ontwikkeling, de vervaardiging of commercialisering van nieuwe producten en technologieën en hun toepassingen; het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële vaste activa
- Het organiseren van congressen en beurzen
- De aan- en verkoop, evenals de in- en uitvoer van om het even welke goederen
Other statement
Datum van Totstandkoming, datum van ondertekening van dit Gezamenlijk Ontwerp
1 more provision on this in the deed
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2023 list no shareholders, and no other source names one.
Holdings 1
-
20%
According to the annual accounts to 30-06-2023 of SATOFI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionMerger with:PUTZEYS & CO
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 21-08-2026 ↗
- Didier Putzeys all shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 21-08-2026 Capital stated in the act · 125,000 EUR · 1,000 shares
Similar companies · same sector, comparable size
Kristof Mantels
BE 0773.560.647
Beringen · Eq €156,911
XTATHYX
BE 0478.243.355
Ath · Eq €156,901
Isabelle Willems
BE 0789.324.632
Lummen · Eq €156,889
Katsup Consult
BE 0715.526.537
Elsene · Eq €156,884
GUILLAUME INVEST
BE 0878.658.167
Waterloo · Eq €156,881
Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,769 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-2009
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0821025123
Also
9925:BE0821025123
Registered
15-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.