ZALMI

Active

Private limited companyfounded 2017active for 9 yearsBergense Steenweg 161, 1070 Anderlecht, BelgiumKBO/BCE: BE 0672.391.033

Summary

The computed 12-month bankruptcy probability of ZALMI is 3.2% (moderate). The 2024 annual accounts show equity of €37,009 and a net result of €36,812. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 392 sector peers (NACE 61, financial year 2024). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ZALMIActiveChecked score 53/100

Risk analysis Report Compare

Activity

Wired, wireless and satellite telecommunications

NACE 61100Retail sale of information and communication equipment NACE 47400

2 sites

Size

€64,242total assets 2024

Staff: 2 FTE
Equity: €37,009
Profit: €36,812

Turnover not published (micro format)

Financial health

53 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 3.2%

Structure

SAFI Noor-UI HaqDirector

2025 accounts not filed, 88 days past the deadline1 of 2 deeds summarised

Why 53raises riskFigures for financial year 2024 (filed 02-11-2025)1 financial year not filed after the legal deadline; last filed accounts filed 90 days late; 2 of the last 3 lateSize: total assets €64,242lowers riskLiquidity: current ratio 2.31, cash €21,069Show the evidence

Checked score

Score 2024

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 82% of its sector peers (NACE 61, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 83+58

equity 57.6% of total assets

Liquidity 71+68

short-term debt 42.4% · cash 32.8%

Profitability 100+10

return on assets 57.3%

Bankruptcy probability, 12 months

3.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (527 companies, NACE 61, micro)

Last 24 months 11-2024: 3.2% 12-2024: 3.1%▼ -0.1 percentage points vs 11-2024 01-2025: 3.0%▼ -0.1 percentage points vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 3.0%● unchanged vs 02-2025 04-2025: 2.7%▼ -0.3 percentage points vs 03-2025 05-2025: 2.7%● unchanged vs 04-2025 06-2025: 2.6%▼ -0.1 percentage points vs 05-2025 07-2025: 2.6%● unchanged vs 06-2025 08-2025: 3.3%▲ +0.7 percentage points vs 07-2025 09-2025: 3.8%▲ +0.5 percentage points vs 08-2025 10-2025: 5.7%▲ +1.9 percentage points vs 09-2025 11-2025: 5.8%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 1.3%▼ -4.5 percentage points vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.2%▼ -0.1 percentage points vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%▼ -0.1 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026lowest value 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 2.0%▲ +0.2 percentage points vs 08-2026 10-2026: 3.2%▲ +1.2 percentage points vs 09-2026

Credit of up to €1,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 2.31, compared with 0.97 in 2023, above the usual 1.5; short-term debt: 42.4% and cash: 32.8% of total assets), and 42.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 61, micro): better than 65% on solvency, 72% on liquidity, 91% on profitability and 99% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 02-11-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 90 days late; 2 of the last 3 late

NBB · filings

Liquidity: current ratio 2.31, cash €21,069

NBB · annual accounts

Size: total assets €64,242

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 88 days later.

NBB · 8 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline27-10-2026 today

2024 accounts filed 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 8 filings

Deviation from the deadline

2025

not filed

2024

90 days late

2023

24 days early

2022

31 days late

2021

122 days late

2020

27 days late

2019

3 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 42 days after the deadline; the sector median (NACE 61) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-09-2026 Resignation: SAFI Noor-UI Haq (manager)Appointment: SAFI Noor-UI Haq (director)…
29-10-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2024net €36,812 ▲263%

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 88 days past the deadline View
Among the largest 20% on gross marginsector median €28,069 · 388 companies €97,606 View
New directorlatest change 30-09-2026 · 1 in office 1 joined View

By topic

Financials

Financial year: 2024
Total assets: €64,242
Profit: €36,812
Solvency: 57.6%

Turnover▼ 25.5%

Net result

20182021

Go to Financials

Board & ownership

Board: 1 member

SAFI Noor-UI HaqDirector

Go to Board & ownership

Timeline

Events: 14
Since: 2018

31-12-2024Liquidity more than doubled
07-07-2024Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Wired, wireless and satellite telecommunicationsNACE 61100
Founded: 03-03-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 35

Who signs: Each director alone
Annual meeting: Last Friday of June at 15:00
Purpose: “L'exploitation d'une entreprise générale électricité, dépannage, installation, réparation…” (deed in French)

Go to Articles of association

Key facts about ZALMI

What is the company number of ZALMI?: 0672.391.033. In Belgium the VAT number is the company number with BE in front: BE 0672.391.033.
Where is ZALMI based?: The registered office is at Bergense Steenweg 161, 1070 Anderlecht.Company details
What does ZALMI do?: According to the KBO register, the main activity is wired, wireless and satellite telecommunications (NACE 61100).
What is the legal form of ZALMI?: Private limited company (BV).
When was ZALMI founded?: On 03-03-2017.
Is ZALMI still active?: Yes, ZALMI is an active enterprise in the KBO register.
How many employees does ZALMI have?: On average 2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of ZALMI?: €175,707 in financial year 2021, according to the filed annual accounts.
Is ZALMI profitable?: In financial year 2024, ZALMI made a profit of €36,812.
Where can I find the annual accounts of ZALMI?: ZALMI filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2024.