SAARR
ActiveThe computed 12-month bankruptcy probability of SAARR is 2.2% (moderate). The 2025 annual accounts show equity of €37k and a net result of €9k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 256 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+97
Solvency100=
Growth66=
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 3.02 in 2024), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
17.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
36 d early
2023
1 d early
2022
29 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€270k▲ 14.5%
2021 · €236k
2018: €238k
2019: €231k
2020: €240k
2021: €236k
2018 → 2022
EBIT margin
-4.7%▼ 8.6pp
2021 · 3.9%
2018: -0.2%
2019: 1.3%
2020: 2.8%
2021: 3.9%
2018 → 2022
Net result
€9k▲ 4,642%
2024 · €188
2018: €-612
2019: €2k
2020: €5k
2021: €7k
2022: €-13k
2023: €10k
2024: €188
2018 → 2025
Working capital
€27k▲ 85.1%
2024 · €14k
2018: €10k
2019: €14k
2020: €19k
2021: €46k
2022: €38k
2023: €29k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€236k-€270k▲ 14.5%
Equity€32k-€19k▼ 41.1%€29k▲ 53.6%€29k▲ 0.6%€37k▲ 30.7%
Operating result€9k-€-13k€13k€401▼ 96.8%€11k▲ 2,725%
Net result€7k-€-13k€10k€188▼ 98.1%€9k▲ 4,642%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,725% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€11k▼ 24.5%
Current assets
€39k▲ 82.1%
Equity and liabilities €50k
Equity
€37k▲ 30.7%
Debt
€13k▲ 76.1%
The debt ratio rises from 20.0% to 25.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€17k▲
2024 · €5k
Cash flow
€14k▲
2024 · €5k
Solvency
74.8%▼
2024 · 80.0%
Current ratio
3.12▲
2024 · 3.02
Quick ratio
1.43▼
2024 · 1.47
Debt / equity
0.34▲
2024 · 0.25
ROE
23.7%▲
2024 · 0.7%
ROA
17.8%▲
2024 · 0.5%
Interest coverage
108.30▲
2024 · 31.91
Debt
€13k▲
2024 · €7k
Debt ≤ 1 year
€13k▲
2024 · €7k
Income taxes
€2k▲
2024 · €45
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€50k▲
Fixed assets21/28€14k€11k▼
Tangible fixed assets22/27€14k€11k▼
Furniture and vehicles24€14k€11k▼
Current assets29/58€22k€39k▲
Stocks and contracts in progress3€11k€21k▲
Stocks30/36€11k€21k▲
Amounts receivable within one year40/41€2k€3k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€8k€15k▲
Equity and liabilities
Total equity and liabilities10/49€36k€50k▲
Equity10/15€29k€37k▲
Contributions10/11€19k€19k=
Reserves13€60€60=
Non-distributable reserves130/1€60€60=
Reserves not available under the articles1311€60€60=
Profit (loss) carried forward14€10k€19k▲
Amounts payable17/49€7k€13k▲
Amounts payable within one year42/48€7k€13k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€670€1k▲
Gross operating margin9900€6k€18k▲
Operating profit (loss)9901€401€11k▲
Financial charges65/66B€168€153▼
Recurring financial charges65€168€153▼
Profit (loss) for the period before taxes9903€233€11k▲
Income taxes67/77€45€2k▲
Profit (loss) for the period9904€188€9k▲
Profit (loss) for the period to be appropriated9905€188€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€19k▲
Profit (loss) brought forward from the previous period14P€10k€10k▲
Transfer to equity691/2-€109
To contributions691-€109
Profit to be distributed694/7€7-
Return on contributions (dividend)694€7-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
24-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment2 facts ▸
- General meeting, 03/03/2026
- Director appointment, RAJPUT Aayush (administrateur)
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €-13k ▼293%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 9.61
Current ratio from 2.71 to 9.61; short-term debt falls from €8k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
RAJPUT Aayush
CurrentDirector · since 24-03-2026
24-03-2026
RAJPUT Aayush: Appointed as Director
04-06-2014
MUHAMMAD TARIQ: Resigned as Managing director
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Richard Vandeveldestraat 741030 SchaarbeekGround area
173 m²
Building footprint
172 m²
Volume, LiDAR
1,708 m³
Parcel 21902A0242/00W002, Brussels · tallest building 20.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAARR
since 20132.223.353.925
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0242/00W002 | Brussels | 173 m² | 1 · 172 m² | 20.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.223.353.925
Similar companies · same sector, comparable size
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YAS TELECOM
BE 0864.607.223
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ZALMI
BE 0672.391.033
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SANAA
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Menen · Eq €38k
Of 1,369 companies in sector 61100 we hold annual accounts for 579. 368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2013
Fiscal year end31-12
Activities, NACEBEL
61100Wired, wireless and satellite telecommunications
61200Telecommunications resale and intermediation services
61900Telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.