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ZALIG

Active
Private limited companyfounded 20224 yrs activeKBO/BCE: BE 0784.313.492
Summary

ZALIG has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €102,878 and a net result of -€35,979. Equity is shrinking by ~14.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Other retail sale of food
NACE 47279NACE 47299
1 site
Size
€108,273total assets 2025
Equity
€102,878
Loss
-€35,979
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2025
Bankruptcy chance 12 m
1.4%
Structure
Accounts 32 d early0 of 1 deed read
Why 65- Figures for FY 2024 (filed 29-08-2025)- Ex-officio strike-off in the KBO+ Liquidity: current ratio 19.41, cash €84,257+ Equity €138,857 (94.9% of total assets)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 60% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.0% of total assets
Liquidity 100=
short-term debt 5.0% · cash 73.4%
Profitability 0-14
return on assets -33.2%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 12 months 11-2025: 0.3% 12-2025: 0.3%▼ -22.5% vs 11-2025 01-2026: 0.2%▼ -7.1% vs 12-2025lowest value 02-2026: 0.5%▲ +95.6% vs 01-2026 03-2026: 0.5%▼ -0.4% vs 02-2026 04-2026: 0.5%▼ -3.1% vs 03-2026 05-2026: 0.5%▲ +5.1% vs 04-2026 06-2026: 0.5%▲ +3.2% vs 05-2026 07-2026: 0.5%▼ -9.8% vs 06-2026 08-2026: 0.6%▲ +32.7% vs 07-2026 09-2026: 0.8%▲ +23.8% vs 08-2026 10-2026: 1.4%▲ +79.1% vs 09-2026highest value
  • Liquidity: current ratio 19.41, cash €84,257 lowers the probability
  • Figures for FY 2024 (filed 29-08-2025) raises the probability
  • Equity €138,857 (94.9% of total assets) lowers the probability
  • Ex-officio strike-off in the KBO raises the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 20.07 against 19.41 in 2024; short-term debt: 5% and cash: 73.4% of total assets), and 5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 19%, growth against the median 32%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 19.41, cash €84,257
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 29-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €138,857 (94.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
32 d early
2024
29 d late
2023
84 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (3 of the last 3 filed years within 61 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Address struckNederkouter 53 9000 L’adresse du…
  3. Weakest financial yearnet -€35,979

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€35,979 View
  • Total assets 20253 fiscal years filed €108,273 View
  • Active since 2022founded 31-03-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€108,273
Loss
-€35,979
Solvency
95.0%
Total assets▼ 26.0%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 19-01-2026Address struck
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other retail sale of foodNACE 47279
Founded
31-03-2022
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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