Bien Bio
ActiveSummary
The computed 12-month bankruptcy probability of Bien Bio is 2.0% (moderate). The 2025 annual accounts show negative equity (€-88k) and a net result of €-27k. Equity is shrinking by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 10407 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-13
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.56 in 2024; short-term debt: 169.3% and cash: 6.4% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-69.3%
Return on assets
-21.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-88k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
17 d early
2024
90 d late
2023
27 d late
2022
25 d early
2021
32 d early
2020
31 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-88k▼ 44.9%
2024 · €-61k
2019: €-23k
2020: €-56k▼ -142% vs 2019
2021: €1k▲ +102% vs 2020highest in 7 years
2022: €-32k▼ -2732% vs 2021
2023: €-55k▼ -71.1% vs 2022
2024: €-61k▼ -11.1% vs 2023
2025: €-88k▼ -44.9% vs 2024lowest in 7 years
2019 → 2025
Total assets
€127k▼ 9.2%
2024 · €140k
2019: €68klowest in 7 years
2020: €80k▲ +18.1% vs 2019
2021: €90k▲ +12.0% vs 2020
2022: €109k▲ +21.4% vs 2021
2023: €124k▲ +13.2% vs 2022
2024: €140k▲ +13.3% vs 2023highest in 7 years
2025: €127k▼ -9.2% vs 2024
2019 → 2025
Net result
€-27k▼ 349%
2024 · €-6k
2019: €-63klowest in 7 years
2020: €-33k▲ +47.8% vs 2019
2021: €-23k▲ +31.8% vs 2020
2022: €-33k▼ -47.6% vs 2021
2023: €-23k▲ +31.5% vs 2022
2024: €-6k▲ +73.3% vs 2023highest in 7 years
2025: €-27k▼ -349% vs 2024
2019 → 2025
Working capital
€-111k▼ 26.3%
2024 · €-88k
2019: €-45k
2020: €-79k▼ -77.1% vs 2019
2021: €-25k▲ +67.8% vs 2020highest in 7 years
2022: €-62k▼ -144% vs 2021
2023: €-87k▼ -39.7% vs 2022
2024: €-88k▼ -0.9% vs 2023
2025: €-111k▼ -26.3% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€-32k€-55k▼ 71.1%€-61k▼ 11.1%€-88k▼ 44.9%
2021: €1khighest in 5 years
2022: €-32k▼ -2732% vs 2021
2023: €-55k▼ -71.1% vs 2022
2024: €-61k▼ -11.1% vs 2023
2025: €-88k▼ -44.9% vs 2024lowest in 5 years
Operating result€-23k-€-33k▼ 43.5%€-23k▲ 30.7%€-7k▲ 70.2%€-28k▼ 309%
2021: €-23k
2022: €-33k▼ -43.5% vs 2021lowest in 5 years
2023: €-23k▲ +30.7% vs 2022
2024: €-7k▲ +70.2% vs 2023highest in 5 years
2025: €-28k▼ -309% vs 2024
Net result€-23k-€-33k▼ 47.6%€-23k▲ 31.5%€-6k▲ 73.3%€-27k▼ 349%
2021: €-23k
2022: €-33k▼ -47.6% vs 2021lowest in 5 years
2023: €-23k▲ +31.5% vs 2022
2024: €-6k▲ +73.3% vs 2023highest in 5 years
2025: €-27k▼ -349% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €7k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€23k ▼ 17.1%
Current assets
€105k ▼ 7.3%
Key figures and ratios
EBITDA
€-23k▼
2024 · €-1k
Cash flow
€-22k▼
2024 · €-764
Solvency
-69.3%▼
2024 · -43.5%
Current ratio
0.49▼
2024 · 0.56
Quick ratio
0.29▼
2024 · 0.32
Debt to equity
-2.44▲
2024 · -3.30
ROA
-21.5%▼
2024 · -4.3%
Interest coverage
-176.45▼
2024 · -9.36
Debt
€215k▲
2024 · €201k
Debt ≤ 1 year
€215k▲
2024 · €200k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€140k€127k▼
Fixed assets21/28€27k€23k▼
Intangible fixed assets21€893€649▼
Tangible fixed assets22/27€26k€22k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€21k€17k▼
Current assets29/58€113k€105k▼
Stocks and contracts in progress3€48k€42k▼
Stocks30/36€48k€42k▼
Amounts receivable within one year40/41€61k€54k▼
Trade receivables40€56k€49k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€3k€8k▲
Deferred charges and accrued income490/1€551€452▼
Equity and liabilities
Total equity and liabilities10/49€140k€127k▼
Equity10/15€-61k€-88k▼
Contributions10/11€120k€120k=
Capital10€120k€120k=
Issued capital100€120k€120k=
Profit (loss) carried forward14€-181k€-208k▼
Amounts payable17/49€201k€215k▲
Amounts payable within one year42/48€200k€215k▲
Trade debts44€69k€64k▼
Suppliers440/4€69k€64k▼
Taxes, remuneration and social security45-€618
Taxes450/3-€618
Other amounts payable47/48€132k€150k▲
Accrued charges and deferred income492/3€392€13▼
Income statement
Code20242025
Remuneration, social security and pensions62€-303-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€1k€830▼
Gross operating margin9900€-445€-22k▼
Operating profit (loss)9901€-7k€-28k▼
Financial income75/76B€810€418▼
Recurring financial income75€810€418▼
Financial charges65/66B€152€128▼
Recurring financial charges65€152€128▼
Profit (loss) for the period before taxes9903€-6k€-27k▼
Profit (loss) for the period9904€-6k€-27k▼
Profit (loss) for the period to be appropriated9905€-6k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-181k€-208k▼
Profit (loss) brought forward from the previous period14P€-175k€-181k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €25k | €5k | €176 | €-303 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €5k | €5k | €5k | €5k | ▼ 5.7% |
| Other operating charges640/8 | €348 | €822 | €647 | €1k | €830 | ▼ 35.2% |
| Gross operating margin9900 | €6k | €-22k | €-17k | €-445 | €-22k | ▼ 4,789% |
| Operating profit (loss)9901 | €-23k | €-33k | €-23k | €-7k | €-28k | ▼ 309% |
| Financial income75/76B | €391 | - | €361 | €810 | €418 | ▼ 48.4% |
| Recurring financial income75 | €391 | - | €361 | €810 | €418 | ▼ 48.4% |
| Financial charges65/66B | €166 | €587 | €521 | €152 | €128 | ▼ 15.8% |
| Recurring financial charges65 | €166 | €587 | €521 | €152 | €128 | ▼ 15.8% |
| Profit (loss) for the period before taxes9903 | €-23k | €-33k | €-23k | €-6k | €-27k | ▼ 349% |
| Profit (loss) for the period9904 | €-23k | €-33k | €-23k | €-6k | €-27k | ▼ 349% |
| Profit (loss) for the period to be appropriated9905 | €-23k | €-33k | €-23k | €-6k | €-27k | ▼ 349% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €90k | €109k | €124k | €140k | €127k | ▼ 9.2% |
| Fixed assets21/28 | €27k | €30k | €32k | €27k | €23k | ▼ 17.1% |
| Intangible fixed assets21 | €2k | €1k | €1k | €893 | €649 | ▼ 27.3% |
| Tangible fixed assets22/27 | €25k | €29k | €31k | €26k | €22k | ▼ 16.7% |
| Plant, machinery and equipment23 | €7k | €7k | €6k | €6k | €5k | ▼ 13.0% |
| Furniture and vehicles24 | €19k | €22k | €25k | €21k | €17k | ▼ 17.7% |
| Current assets29/58 | €63k | €79k | €92k | €113k | €105k | ▼ 7.3% |
| Stocks and contracts in progress3 | €33k | €50k | €57k | €48k | €42k | ▼ 12.5% |
| Stocks30/36 | €33k | €50k | €57k | €48k | €42k | ▼ 12.5% |
| Amounts receivable within one year40/41 | €16k | €19k | €22k | €61k | €54k | ▼ 11.9% |
| Trade receivables40 | €14k | €15k | €18k | €56k | €49k | ▼ 11.3% |
| Other amounts receivable41 | €2k | €4k | €5k | €5k | €4k | ▼ 17.8% |
| Cash at bank and in hand54/58 | €14k | €10k | €12k | €3k | €8k | ▲ 169% |
| Deferred charges and accrued income490/1 | €285 | €298 | €135 | €551 | €452 | ▼ 18.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €90k | €109k | €124k | €140k | €127k | ▼ 9.2% |
| Equity10/15 | €1k | €-32k | €-55k | €-61k | €-88k | ▼ 44.9% |
| Contributions10/11 | €120k | €120k | €120k | €120k | €120k | = |
| Capital10 | - | €120k | €120k | €120k | €120k | = |
| Issued capital100 | - | €120k | €120k | €120k | €120k | = |
| Outside capital11 | €120k | - | - | - | - | - |
| Other1109/19 | €120k | - | - | - | - | - |
| Profit (loss) carried forward14 | €-119k | €-152k | €-175k | €-181k | €-208k | ▼ 15.1% |
| Amounts payable17/49 | €89k | €141k | €178k | €201k | €215k | ▲ 7.2% |
| Amounts payable within one year42/48 | €88k | €141k | €178k | €200k | €215k | ▲ 7.4% |
| Trade debts44 | €23k | €45k | €55k | €69k | €64k | ▼ 6.4% |
| Suppliers440/4 | €23k | €45k | €55k | €69k | €64k | ▼ 6.4% |
| Taxes, remuneration and social security45 | €4k | - | - | - | €618 | - |
| Taxes450/3 | - | - | - | - | €618 | - |
| Remuneration and social security454/9 | €4k | - | - | - | - | - |
| Other amounts payable47/48 | €61k | €96k | €123k | €132k | €150k | ▲ 14.1% |
| Accrued charges and deferred income492/3 | €300 | - | - | €392 | €13 | ▼ 96.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-23k | €-33k | €-23k | €-6k | €-27k | ▼ 349% |
| + Depreciation and write-downs630 | €4k | €5k | €5k | €5k | €5k | ▼ 5.7% |
| Operating cash flow (approximation) | €-19k | €-29k | €-18k | €-764 | €-22k | ▼ 2,818% |
| Investment in fixed assets (approximation) | - | €-8k | €-7k | €-401 | €-375 | ▲ 6.5% |
| Change in cash | - | €-4k | €2k | €-9k | €5k | ▲ 157% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 90 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
NBB filing
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 2 establishment units since 2018
Ground area
1.1 ha
Building footprint
785 m²
Volume, LiDAR
4,377 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
Bien Bio!
since 20182.279.550.577
Bien Bio !
since 20182.302.386.456
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011A0496/00C000 | Flanders | 1.0 ha | 1 · 487 m² | 9.9 m · 2 fl. |
| 37014A0039/00D000 | Flanders | 676 m² | 1 · 298 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | -15,960 EUR | 0 EUR |
| 2022 | 1 | 15,960 EUR | 0 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteWielsbeke2.302.386.456
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Of 2,475 companies in sector 47279 we hold annual accounts for 949. 162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
46170Agents in the wholesale of food, beverages and tobacco
Scores and ratios are computed by Checked and are not a credit decision.