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ZAKIA GROUP

Active
Private limited companyfounded 20241 yr activeDemosthenesstraat 164, 1070 Anderlecht, BelgiumKBO/BCE: BE 1015.897.826
Summary

The computed 12-month bankruptcy probability of ZAKIA GROUP is 2.3% (moderate). The 2025 annual accounts show equity of €6,079 and a net result of €3,579. Its solvency ranks better than 38% of 18626 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability68
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
55 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ZAKIA GROUP was incorporated on 5 November 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€6,079
Total assets
€29,602
Net result
€3,579
Working capital
€6,079

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €29,602
Equity €6,079
Debt €23,522
Debt finances 79.5% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.26
Quick ratio
0.95
Debt to equity
3.87
ROE
58.9%
ROA
12.1%
Debt ≤ 1 year
€23,522

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€29,602
Current assets29/58€29,602
Stocks and contracts in progress3€7,302
Stocks30/36€7,302
Amounts receivable within one year40/41€7,953
Other amounts receivable41€7,953
Cash at bank and in hand54/58€14,346
Equity and liabilities
Total equity and liabilities10/49€29,602
Equity10/15€6,079
Contributions10/11€2,500
Profit (loss) carried forward14€3,579
Amounts payable17/49€23,522
Amounts payable within one year42/48€23,522
Trade debts44€19,932
Suppliers440/4€19,932
Taxes, remuneration and social security45€3,590
Taxes450/3€3,590
Income statement Code2025
Other operating charges640/8€63
Gross operating margin9900€3,643
Operating profit (loss)9901€3,579
Profit (loss) for the period before taxes9903€3,579
Profit (loss) for the period9904€3,579
Profit (loss) for the period to be appropriated9905€3,579
Appropriation of the result
Profit (loss) to be appropriated9906€3,579

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€63
Gross operating margin9900€3,643
Operating profit (loss)9901€3,579
Profit (loss) for the period before taxes9903€3,579
Profit (loss) for the period9904€3,579
Profit (loss) for the period to be appropriated9905€3,579
Line2025
Assets
Total assets20/58€29,602
Current assets29/58€29,602
Stocks and contracts in progress3€7,302
Stocks30/36€7,302
Amounts receivable within one year40/41€7,953
Other amounts receivable41€7,953
Cash at bank and in hand54/58€14,346
Equity and liabilities
Total equity and liabilities10/49€29,602
Equity10/15€6,079
Contributions10/11€2,500
Profit (loss) carried forward14€3,579
Amounts payable17/49€23,522
Amounts payable within one year42/48€23,522
Trade debts44€19,932
Suppliers440/4€19,932
Taxes, remuneration and social security45€3,590
Taxes450/3€3,590
Line2025
Profit (loss) for the period9904€3,579
Operating cash flow (approximation)€3,579

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
6,852 m²
Building footprint
1,521 m²
Volume, LiDAR
30,077 m³
2 parcels, Brussels · tallest building 29.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
ZAKIA MARKET
Lennikse Baan 301, 1070 AnderlechtRetail trade
since 20242.367.152.960
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21307F0089/00K000 Brussels 6,784 m² 1 · 1,460 m² 29.6 m · 8 fl.
21001A0092/00A002 Brussels 67 m² 1 · 61 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Anderlecht2.367.152.960
1 permission
Detailhandel LM>3 maand · since 01-01-2025

Similar companies · same sector, comparable size

Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 2,851 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015897826
Registered 15-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.