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CUMILLA

Active
Private limited companyfounded 20251 year activeLouis Bertrandlaan 79, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1020.975.280
Summary

The computed 12-month bankruptcy probability of CUMILLA is 2.2% (moderate). The 2025 annual accounts show equity of €3,985 and a net result of €985. Its solvency ranks better than 26% of 12,456 sector peers (NACE 47, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€26,138total assets 2025
Equity
€3,985
Profit
€985
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Structure
Accounts 56 days early0 of 1 deed read
Why 52- Founded in 2025- Sector Retail trade (NACE 47)- Size: total assets €26,138- Equity €3,985 (15.2% of total assets)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 26% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency 40
equity 15.2% of total assets
Liquidity 14
short-term debt 84.8% · cash 8.4%
Profitability 47
return on assets 3.8%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 04-2026: 1.9%lowest value 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 2.0%▲ +0.1 percentage points vs 05-2026 07-2026: 2.4%▲ +0.4 percentage points vs 06-2026 08-2026: 2.4%● unchanged vs 07-2026 09-2026: 2.7%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 2.2%▼ -0.5 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 31% on solvency, 13% on liquidity and 34% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Retail trade (NACE 47)
KBO
raises risk · Size: total assets €26,138
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €3,985 (15.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
56 days early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Caution: Among the weakest 15% on equitysector median €239,310 · 12,468 companies €3,985 View
  • Total assets 2025first fiscal year filed €26,138 View
  • Active since 2025founded 13-03-2025 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€26,138
Profit
€985
Solvency
15.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
13-03-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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