ZAKENKANTOOR JANSSENS PASCAL
ActiveSummary
ZAKENKANTOOR JANSSENS PASCAL has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €482k and a net result of €133k. Equity is shrinking by ~7.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability99▲+37
Solvency100▲+23
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 0.56 in 2023; short-term debt: 7.2% and cash: 13.5% of total assets), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.2%
Return on assets
24.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
36 d early
2022
23 d late
2021
12 d early
2020
24 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€482k▲ 5.3%
2023 · €457k
2018: €773k
2019: €687k
2020: €657k
2021: €627k
2022: €658k
2023: €457k
2018 → 2024
Total assets
€546k▼ 37.8%
2023 · €877k
2018: €910k
2019: €816k
2020: €769k
2021: €1.07M
2022: €1.07M
2023: €877k
2018 → 2024
Net result
€133k▲ 348%
2023 · €30k
2018: €245k
2019: €-86k
2020: €7k
2021: €-30k
2022: €31k
2023: €30k
2018 → 2024
Working capital
€129k
2023 · €-153k
2018: €390k
2019: €330k
2020: €118k
2021: €-194k
2022: €-199k
2023: €-153k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€657k-€627k▼ 4.6%€658k▲ 4.9%€457k▼ 30.5%€482k▲ 5.3%
Operating result€8k-€-35k€31k€49k▲ 56.5%€192k▲ 290%
Net result€7k-€-30k€31k€30k▼ 4.2%€133k▲ 348%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 290% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €546k
Fixed assets
€377k ▼ 44.9%
Current assets
€169k ▼ 12.5%
Equity and liabilities €546k
Equity
€482k ▲ 5.3%
Provisions
€22k ▼ 62.0%
Debt
€42k ▼ 88.4%
Debt's share of the balance-sheet total falls from 41.2% to 7.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€209k▲
2023 · €91k
Cash flow
€150k▲
2023 · €71k
Current ratio
4.29▲
2023 · 0.56
Debt to equity
0.09▼
2023 · 0.79
ROE
27.6%▲
2023 · 6.5%
ROA
24.4%▲
2023 · 3.4%
Interest coverage
120.11▲
2023 · 4.70
Debt ≤ 1 year
€39k▼
2023 · €346k
Income taxes
€93k▲
2023 · €4k
Staff costs
€17k▼
2023 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€877k€546k▼
Fixed assets21/28€684k€377k▼
Intangible fixed assets21-€1k
Tangible fixed assets22/27€684k€376k▼
Land and buildings22€682k€346k▼
Furniture and vehicles24€2k€30k▲
Financial fixed assets28€74€74=
Current assets29/58€193k€169k▼
Amounts receivable within one year40/41€94k€73k▼
Other amounts receivable41€94k€73k▼
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€71k€74k▲
Deferred charges and accrued income490/1€26k€21k▼
Equity and liabilities
Total equity and liabilities10/49€877k€546k▼
Equity10/15€457k€482k▲
Contributions10/11€6k€6k=
Reserves13€434k€458k▲
Tax-exempt reserves132€175k€94k▼
Distributable reserves133€259k€364k▲
Profit (loss) carried forward14€17k€17k=
Provisions and deferred taxes16€58k€22k▼
Deferred taxes168€58k€22k▼
Amounts payable17/49€361k€42k▼
Amounts payable within one year42/48€346k€39k▼
Current portion of amounts payable after more than one year42€8k€23k▲
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€6k€12k▲
Remuneration and social security454/9€9k-
Other amounts payable47/48€323k€5k▼
Accrued charges and deferred income492/3€16k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62€60k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€17k▼
Other operating charges640/8€12k€16k▲
Gross operating margin9900€163k€242k▲
Operating profit (loss)9901€49k€192k▲
Financial income75/76B€1€12▲
Recurring financial income75€1€12▲
Financial charges65/66B€19k€2k▼
Recurring financial charges65€19k€2k▼
Profit (loss) for the period before taxes9903€30k€190k▲
Transfer from deferred taxes780€4k€36k▲
Income taxes67/77€4k€93k▲
Profit (loss) for the period9904€30k€133k▲
Transfer from tax-exempt reserves789€12k€81k▲
Profit (loss) for the period to be appropriated9905€41k€214k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€231k▲
Profit (loss) brought forward from the previous period14P€17k€17k=
Transfer from equity791/2€230k€109k▼
Transfer to equity691/2€41k€214k▲
To other reserves6921€41k€214k▲
Profit to be distributed694/7€230k€109k▼
Return on contributions (dividend)694€230k€109k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 8current ratio 4.29
Current ratio from 0.56 to 4.29; short-term debt falls from €346k to €39k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-86k ▼135%
Net result drops to €-86k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 2 establishment units since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heldenlaan 879620 ZottegemGround area
1,051 m²
Building footprint
459 m²
Volume, LiDAR
4,312 m³
2 parcels, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Heldenlaan 87, 9620 Zottegem
since 19952.071.868.728
ZAKENKANTOOR JANSSENS PASCAL
since 20152.239.456.222
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45027B0337/00H002 | Flanders | 744 m² | 1 · 166 m² | 11.2 m · 3 fl. |
| 41081A0009/00N002 | Flanders | 308 m² | 1 · 294 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 151 EUR awarded · 151 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 51 EUR | 51 EUR |
| 2023 | 1 | 48 EUR | 48 EUR |
| 2022 | 1 | 52 EUR | 52 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-1995
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.