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Generated 17-08-2026
Active BE 0457.867.021Public limited company

ZAKENKANTOOR D & V

Ter Reigerie 5 ·8800 Roeselare, Belgium· 30 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of ZAKENKANTOOR D & V is 0.1% (very low). The 2024 annual accounts show equity of €356k and a net result of €-8k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 36% of 1398 sector peers (fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €356k
Net result €-8k
Staff (FTE) 1
Better than sector 36%
Financial profile 5 of 5 axes measured · computed by Checked
Health55Profitability0Solvency68Growth32Stability100
51 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 55
Profitability 0
Solvency 68
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1996, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
55 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · verkort
€-100k€0€100k€200kOperating result 2020: €20k€20kNet result 2020: €209k€209kOperating result 2021: €5k€5kNet result 2021: €-546€-546Operating result 2022: €8k€8kNet result 2022: €19k€19kOperating result 2023: €-9k€-9kNet result 2023: €-8k€-8kOperating result 2024: €14k€14kNet result 2024: €-8k€-8k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±0.2%/year).
€320k€340k€360k€380k€400k2025: €363k (€335k - €392k)2026: €363k (€334k - €391k)2027: €362k (€333k - €391k)2018: €364k2019: €367k2020: €373k2021: €373k2022: €372k2023: €364k2024: €356k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 29.1% 43.5%
better than 36% of 1398 sector peers
Net result €-8k €42k
better than 15% of 1399 sector peers
Equity €356k €163k
better than 67% of 1399 sector peers
Gross operating margin €67k €72k
better than 48% of 1398 sector peers
Staff costs €4k €107k
higher than 15% of 257 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€53k
+86.4% 18-24
Net profit
€-8k
-2.0% 18-24
Cash flow
€31k
+3.7% 18-24
Total assets
€1.23M
-0.5% 18-24
Equity
€356k
-2.2% 18-24
Working capital
€220k
-5.0% 18-24
Employees (FTE)
1
0.0% 18-24
Staff costs
€4k
+22.3% 18-24
Show 12 other metrics
Income taxes
€105
+3.7% 18-24
Dividends
€20k
-33.3% 18-24
Debt
€869k
+0.2% 18-24
Debt ≤ 1y
€116k
+42.9% 18-24
Debt > 1y
€743k
-4.1% 18-24
Current ratio
2.91
-24.9% 18-24
Quick ratio
2.91
-24.9% 18-24
Solvency
29.1%
-1.7% 18-24
Debt / equity
2.44
+2.4% 18-24
ROE
-2.3%
-4.3% 18-24
ROA
-0.7%
-2.5% 18-24
Interest coverage
1.56
-78.1% 18-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€53k
Net profit€-8k
Cash flow€31k
Staff costs€4k
Income taxes€105
Dividends-
Total assets€1.23M
Equity€356k
Debt€869k
of which ≤ 1y€116k
of which > 1y€743k
Working capital€220k
Employees (FTE)1.0
Ratios (computed)
2024
Current ratio2.91
Quick ratio2.91
Working capital ratio18.0%
Solvency29.1%
Debt / equity2.44
Long-term debt ratio2.09
Interest coverage1.56
Gross margin-
Net margin-
ROA-0.7%
ROE-2.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.23M
Fixed assets 21/28€890k
Tangible fixed assets 22/27€825k
Financial fixed assets 28€65k
Current assets 29/58€336k
Amounts receivable within one year 40/41€183k
Cash & bank 54/58€21k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.23M
Equity 10/15€356k
Contributions / capital 10/11€100k
Reserves 13€64k
Accumulated profits (losses) 14€192k
Amounts payable 17/49€869k
Amounts payable after one year 17€743k
Amounts payable within one year 42/48€116k
Trade debts payable within one year 44€40k
Income statement
Gross operating margin 9900€67k
Operating result 9901€14k
Financial income 75€12k
Financial charges 65€34k
Result before taxes 9903€-8k
Income taxes 67/77€105
Net result for the period 9904€-8k
Result to be appropriated 9905€-8k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • NV QuadrafinLegal entity
    Director· perm. rep.: Danny Vande Sompele
    State Gazette act 25116044 (15-09-2025)
    Current
    04-09-2025 → present
    2 events
    • 04-09-2025 Appointed· Director
    • 04-09-2025 Appointed· Managing director
Former directors (1)
  • BV SKYY ConsultingLegal entity
    Director· perm. rep.: Danny Vande Sompele
    State Gazette act 25116044 (15-09-2025)
    Former
    - → 04-09-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Public limited company(014)
Incorporation06-05-1996
StatusActive
Postal code8800
Establishment units 1 location
Zakenkantoor D&V
Ter Reigerie 5, 8800 Roeselareproductie van verse kant- en klaarmaaltijden die vlees bevatten.
since 19972.082.665.719
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36504D0232/00T000 Flanders 1.4 ha 1 · 1,029 m² 13.9 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
15-09-2025
State Gazette act Director changes
28-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
28-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
20-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
13-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
07-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
03-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
20-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
18-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
14-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
30-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgian State Gazette reading coverage 0 of 10 acts read

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 11 months ago
2025
15-09-2025 2 directors appointed, 2 resigning Director changes
  • Danny Vande Sompele, Bestuurder
  • Danny Vande Sompele, Gedelegeerd bestuurder
  • Danny Vande Sompele, Bestuurder
  • Danny Vande Sompele, Bestuurder
Technical details 
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      "subkind": null,
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      "decharge_status": null,
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-09-15",
    "filing_date": "2025-09-04",
    "act_kind_objet": "Onderwerp akte:"
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  "decisions": [
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  "is_correction": false,
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Hotels en dergelijke accommodatie55100Hotels en dergelijke accommodatie55100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
Legal nameNL ZAKENKANTOOR D & V
Registered office
Ter Reigerie 5
8800 Roeselare, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative