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ZAIOPIZZA

Active
Private limited companyfounded 20233 yrs activeNinoofsesteenweg 985, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0801.387.274
Summary

The computed 12-month bankruptcy probability of ZAIOPIZZA is 4.7% (elevated). The 2025 annual accounts show negative equity (-€14,329) and a net result of €6,633. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 10% of 15408 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
ZAIOPIZZAActiveChecked score 39/100
Risk analysis ReportCompare

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
Size
€15,080total assets 2025
Equity
-€14,329
Profit
€6,633
Turnover not published (abridged schema)
Financial health
39 Weak Checked score 2025
Bankruptcy chance 12 m
4.7%
Structure
Accounts 15 d early0 of 1 deed read
Why 39- Founded in 2023- Sector Food and beverage service activities (NACE 56)- Size: total assets €15,080- Negative equity -€14,329Show the evidence

Checked score

Score 2025
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 46% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -95.0% of total assets
Liquidity 7-15
short-term debt 195.0% · cash 5.9%
Profitability 100+100
return on assets 44.0%
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,482 companies)
Last 24 months 11-2024: 4.4% 12-2024: 4.6%▲ +5.9% vs 11-2024 01-2025: 4.6%▼ -0.8% vs 12-2024 02-2025: 4.6%▼ -1.0% vs 01-2025 03-2025: 4.5%▼ -0.8% vs 02-2025 04-2025: 4.6%▲ +1.7% vs 03-2025 05-2025: 4.6%● 0.0% vs 04-2025 06-2025: 4.6%● +0.0% vs 05-2025 07-2025: 4.8%▲ +5.3% vs 06-2025 08-2025: 5.4%▲ +11.6% vs 07-2025highest value 09-2025: 3.7%▼ -30.7% vs 08-2025 10-2025: 3.7%● 0.0% vs 09-2025 11-2025: 3.7%● 0.0% vs 10-2025 12-2025: 3.8%▲ +0.6% vs 11-2025 01-2026: 3.7%▼ -0.8% vs 12-2025lowest value 02-2026: 3.7%● 0.0% vs 01-2026lowest value 03-2026: 3.8%▲ +0.7% vs 02-2026 04-2026: 3.8%▲ +0.9% vs 03-2026 05-2026: 3.8%▲ +0.6% vs 04-2026 06-2026: 3.8%▼ -1.2% vs 05-2026 07-2026: 4.0%▲ +5.4% vs 06-2026 08-2026: 4.7%▲ +18.3% vs 07-2026 09-2026: 4.7%● 0.0% vs 08-2026 10-2026: 4.7%● 0.0% vs 09-2026
  • Founded in 2023 raises the probability for this profile
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Size: total assets €15,080 raises the probability for this profile
  • Negative equity -€14,329 raises the probability
No credit on open account
Liquidity short (current ratio 0.4 against 0.27 in 2024; short-term debt: 195% and cash: 5.9% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 8%, profitability 93%, growth against the median 73%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: total assets €15,080
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€14,329
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 15408 sector peers (2025).
NBB · sector comparison
Position among 15408 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
15 d early
2024
6 d late
2023
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €6,633
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€14,329 View
  • Caution: Among the weakest 11% on solvencysector median 30.3% · 15,408 companies -95.0% View
  • Total assets 20253 fiscal years filed €15,080 View

By topic

Financials

Fiscal year
2025
Total assets
€15,080
Profit
€6,633
Solvency
-95.0%
Total assets▲ 2.0%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 16-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 06-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
03-05-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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