Equity
-€3,386
Debts exceed assets in financial year 2024.
DEBY'S DELICE
Lifetime
2 annual accounts with figures on one time axispeak €9,467 (2024)
€9,467▲ €24,037
lowest -€21,307 (2023)
€2,921▲ €24,228
peak -€3,386 (2024)
-€3,386▲ €2,921
€21,261▼ 9.8%
Board2 names since 2022
2 directorsLIBANDE BITONDO Deborah and 1 other
Documentsfilings and deeds
20-08-202520 days late
2024micro format
Gross margin from -€14,570 to €9,467Back to profit: €2,921Equity from -€6,307 to -€3,386Cash from €1,909 to €4,108
Key points
from the 2024 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Debts
€21,261 119% of the balance sheet
Financial debts 4%Suppliers 20%Taxes and wages 1%Other 75%
Of this, €20,483 falls due within a year.
Starting capital
€15,000 100 shares
At the same address
75 companies
Position in the sector
-18.9%
Lower solvency than 83% of companies in retail trade. Sector median 32.2% · 25,553 companies.
2025 accounts not filed, 100 days past the deadline
Checked score
48
Fair
Financially stronger than 43% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.1%
01-2025: 4.1%● unchanged vs 12-2024
02-2025: 4.1%● unchanged vs 01-2025
03-2025: 4.0%▼ -0.1 percentage points vs 02-2025
04-2025: 4.0%● unchanged vs 03-2025
05-2025: 4.0%● unchanged vs 04-2025
06-2025: 4.0%● unchanged vs 05-2025
07-2025: 4.1%▲ +0.1 percentage points vs 06-2025
08-2025: 4.8%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 2.1%▼ -2.7 percentage points vs 08-2025
10-2025: 2.1%● unchanged vs 09-2025
11-2025: 1.8%▼ -0.3 percentage points vs 10-2025
12-2025: 1.8%● unchanged vs 11-2025
01-2026: 1.7%▼ -0.1 percentage points vs 12-2025
02-2026: 1.7%● unchanged vs 01-2026lowest value
03-2026: 1.7%● unchanged vs 02-2026
04-2026: 1.8%▲ +0.1 percentage points vs 03-2026
05-2026: 1.8%● unchanged vs 04-2026
06-2026: 1.9%▲ +0.1 percentage points vs 05-2026
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 2.5%▲ +0.6 percentage points vs 07-2026
09-2026: 2.8%▲ +0.3 percentage points vs 08-2026
10-2026: 4.1%▲ +1.3 percentage points vs 09-2026
11-2026: 4.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2024 (filed on 20-08-2025)
Founded in 2022
1 financial year not filed after the legal deadline; last filed accounts filed 20 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €17,875
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 14% of them on solvency, 26% on liquidity, 46% on profitability and 85% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,017 companies had the same profile as DEBY'S DELICE has now. Each dot stands for 3 companies, two years later.
89.2%
were still trading
4.0%
stopped another way
6.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DEBY'S DELICE itself: 4.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,017 companies, not a prediction for DEBY'S DELICE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.48 (0.63 in 2023), below 1. Short-term debt is 114.6% and cash 23% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 25553 sector peers (2024).
NBB · sector comparisonPosition among 25553 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 100 days later.
NBB · 2 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline08-11-2026 today
raises risk · 2024 accounts filed 20 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
20 days late
2023
51 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 36 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782730513
Transfer of 25 shares from SAWADOGO Daouda to LIBANDE BITONDO Deborah
Resignation: SAWADOGO Daouda (director and manager) · General meeting of 14-04-2025 · Gazette deed
Incorporation
Founding capital of €15,000, 100 shares · Founders: SAWADOGO Daouda and LIBANDE BITONDO Deborah · Appointments: SAWADOGO Daouda (director) and LIBANDE BITONDO Deborah (director) · published on 03-03-2022 · Gazette deed
First establishment
Oudergemselaan 56, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DEBY'S DELICE Saint-Josse-ten-Noode | €17,875 | €9,467 | -18.9% | - |
| CHILLOUT PRODUCTIONS Wezembeek-Oppem | €17,831 | €8,702 | 66.3% | - |
| LES PTITS PLAISIRS ARTISANAUX Tintigny | €13,969 | €9,294 | -177.1% | - |
| Bhar Antwerpen Antwerp | €18,211 | €12,672 | 72.2% | - |
| HOLVOET & CO Waregem | €17,339 | €8,539 | 28.9% | - |
| CHEBAA NUTS Antwerp | €21,937 | €7,192 | -60.5% | - |
| Ceylan 60 Aiseau-Presles | €12,087 | €10,519 | 19.5% | - |
These companies have the same main activity as DEBY'S DELICE: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €12,100 and €21,900, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 01-03-2022Normal situation
- Registered office
- 77 active companies are registered at this address7 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Retail sale of fruit and vegetablesNACE 47210and 1 other
- Establishment unit
- 2.328.395.6211040 Brussels, since 01-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2026
Insights on DEBY'S DELICE
The computed 12-month bankruptcy probability of DEBY'S DELICE is 4.1% (elevated). The 2024 annual accounts show negative equity (-€3,386) and a net result of €2,921.
Its solvency ranks better than 16% of 25,553 sector peers (NACE 47, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DEBY'S DELICE
- What is the company number of DEBY'S DELICE?
- The company number of DEBY'S DELICE is 0782.730.513. The VAT number is the same number with BE in front: BE 0782.730.513.
- Where is DEBY'S DELICE based?
- The registered office is at Willemsstraat 14, 1210 Saint-Josse-ten-Noode.Company details
- What does DEBY'S DELICE do?
- According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
- What is the legal form of DEBY'S DELICE?
- DEBY'S DELICE is a private limited company (BV).
- When was DEBY'S DELICE founded?
- DEBY'S DELICE was founded on 01-03-2022.
- Is DEBY'S DELICE still active?
- Yes, DEBY'S DELICE is an active enterprise in the KBO register.
- What is the turnover of DEBY'S DELICE?
- The turnover in financial year 2024 is ≈ €150,000. This figure is estimated from the gross margin of €9,467 and 93 comparable companies (NACE 472). It probably lies between €74,000 and €320,000. It is a rough estimate.Financials
- Is DEBY'S DELICE profitable?
- In financial year 2024, DEBY'S DELICE made a profit of €2,921.
- Where can I find the annual accounts of DEBY'S DELICE?
- DEBY'S DELICE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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