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ZAI EXPRESS

Active
Private limited companyfounded 20251 yr activeGraaf van Egmontstraat 16, 2800 Mechelen, BelgiumKBO/BCE: BE 1018.768.828
Summary

The computed 12-month bankruptcy probability of ZAI EXPRESS is 2.4% (moderate). The 2025 annual accounts show negative equity (-€2,043) and a net result of -€12,543. Its solvency ranks better than 16% of 18458 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency4
Growth-
Track record67
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83; short-term debt: 121.1% and cash: 12.3% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-21.1%
Return on assets
-129.5%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ZAI EXPRESS was incorporated on 15 January 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€86,764
EBIT margin
-14.3%
Net result
-€12,543
Working capital
-€2,043

Turnover and EBIT margin not published: the micro schema does not require them.

Key figures and ratios
2025 value
Solvency
-21.1%
Current ratio
0.83
Quick ratio
0.15
Debt to equity
-5.74
ROA
-129.5%
Debt
€11,725
Debt ≤ 1 year
€11,725
Staff costs
€11,640
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€9,682
Current assets29/58€9,682
Stocks and contracts in progress3€7,931
Stocks30/36€7,931
Amounts receivable within one year40/41€565
Trade receivables40€565
Cash at bank and in hand54/58€1,186
Equity and liabilities
Total equity and liabilities10/49€9,682
Equity10/15-€2,043
Contributions10/11€10,500
Profit (loss) carried forward14-€12,543
Amounts payable17/49€11,725
Amounts payable within one year42/48€11,725
Trade debts44€221
Suppliers440/4€221
Taxes, remuneration and social security45€11,214
Taxes450/3€2,013
Remuneration and social security454/9€9,201
Other amounts payable47/48€290
Income statement Code2025
Turnover70€86,764
Goods, raw materials, services and sundry goods60/61€93,268
Remuneration, social security and pensions62€11,640
Other operating charges640/8€100
Gross operating margin9900-€673
Operating profit (loss)9901-€12,413
Financial charges65/66B€130
Recurring financial charges65€130
Profit (loss) for the period before taxes9903-€12,543
Profit (loss) for the period9904-€12,543
Profit (loss) for the period to be appropriated9905-€12,543
Appropriation of the result
Profit (loss) to be appropriated9906-€12,543

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€86,764
Goods, raw materials, services and sundry goods60/61€93,268
Remuneration, social security and pensions62€11,640
Other operating charges640/8€100
Gross operating margin9900-€673
Operating profit (loss)9901-€12,413
Financial charges65/66B€130
Recurring financial charges65€130
Profit (loss) for the period before taxes9903-€12,543
Profit (loss) for the period9904-€12,543
Profit (loss) for the period to be appropriated9905-€12,543
Line2025
Assets
Total assets20/58€9,682
Current assets29/58€9,682
Stocks and contracts in progress3€7,931
Stocks30/36€7,931
Amounts receivable within one year40/41€565
Trade receivables40€565
Cash at bank and in hand54/58€1,186
Equity and liabilities
Total equity and liabilities10/49€9,682
Equity10/15-€2,043
Contributions10/11€10,500
Profit (loss) carried forward14-€12,543
Amounts payable17/49€11,725
Amounts payable within one year42/48€11,725
Trade debts44€221
Suppliers440/4€221
Taxes, remuneration and social security45€11,214
Taxes450/3€2,013
Remuneration and social security454/9€9,201
Other amounts payable47/48€290
Line2025
Profit (loss) for the period9904-€12,543
Operating cash flow (approximation)-€12,543

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
130 m²
Building footprint
130 m²
Volume, LiDAR
1,584 m³
Parcel 12025C0764/00C000, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ZAI EXPRESS
Graaf van Egmontstraat 16, 2800 MechelenNon-specialised retail sale with food, beverages or tobacco predominating
since 20252.368.803.544
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12025C0764/00C000 Flanders 130 m² 1 · 130 m² 15.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Mechelen2.368.803.544
1 permission
Toelating · Detailhandel · since 04-02-2025

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,506 companies in sector 47110 we hold annual accounts for 5,849. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating

Scores and ratios are computed by Checked and are not a credit decision.