Financials
- Financial year
- 2025
- Total assets
- €10,334
- Profit
- €294
- Solvency
- 2.8%
ER COMPANY
ActiveSummary
The computed 12-month bankruptcy probability of ER COMPANY is 8.2% (elevated). The 2025 annual accounts show equity of €294 and a net result of €294. Its solvency ranks better than 24% of 22,080 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€10,334total assets 2025
- Equity
- €294
- Profit
- €294
Turnover not published (micro format)
Structure
Accounts filed 61 days late1 of 2 deeds read
Why 32raises riskFounded in 2024Ex-officio strike-off in the KBOLatest accounts 61 days late; 1 of the last 3 late1 change of registered office in 24 monthsShow the evidence
Checked score
Score 2025
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 19% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency
28
equity 2.8% of total assets
Liquidity
1
short-term debt 97.2% · cash 1.1%
Profitability
45
return on assets 2.8%
Bankruptcy probability, 12 months
8.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 6.8%lowest value
02-2026: 7.0%▲ +0.2 percentage points vs 01-2026
03-2026: 7.1%▲ +0.1 percentage points vs 02-2026
04-2026: 8.0%▲ +0.9 percentage points vs 03-2026
05-2026: 8.0%● unchanged vs 04-2026
06-2026: 8.7%▲ +0.7 percentage points vs 05-2026
07-2026: 9.1%▲ +0.4 percentage points vs 06-2026
08-2026: 9.3%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 9.0%▼ -0.3 percentage points vs 08-2026
10-2026: 8.2%▼ -0.8 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.03, below the usual 1.5; short-term debt: 97.2% and cash: 1.1% of total assets), and 97.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 21% on solvency, 4% on liquidity and 33% on profitability.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 22080 sector peers (2025).
NBB · sector comparisonPosition among 22080 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- Address struckKBO administration
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 12-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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