Skip to content
Checked.be
Complete company report
Generated 18-08-2026
Active BE 0783.570.453Private limited company

ZAFER 1950

Rue du Papillon 41 ·4100 Seraing, Belgium· 4 yrs active
Sector: Goederenvervoer over de weg (49410)
Conclusion Checked

The computed 12-month bankruptcy probability of ZAFER 1950 is 3.6% (moderate). The 2024 annual accounts show equity of €25k and a net result of €22k. Equity is growing by ~489.9% per year across the filed fiscal years. Its solvency ranks better than 79% of 2273 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €25k
Net result €22k
Better than sector 79%
Active 4 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health93Profitability100Solvency98Growth78Stability94
93 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 98
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.6% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€-10k€0€10k€20k€30kOperating result 2022: €-2k€-2kNet result 2022: €-2k€-2kOperating result 2023: €3k€3kNet result 2023: €3k€3kOperating result 2024: €34k€34kNet result 2024: €22k€22k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~489.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-20k€0€20k€40k€60k2025: €38k (€36k - €40k)2026: €50k (€48k - €52k)2027: €63k (€61k - €65k)2022: €-3792023: €3k2024: €25k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 57.4% 27.3%
better than 79% of 2273 sector peers
Net result €22k €5k
better than 79% of 2257 sector peers
Equity €25k €17k
better than 61% of 2279 sector peers
Gross operating margin €69k €28k
better than 71% of 2245 sector peers
Staff costs €24k €37k
higher than 41% of 1028 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€22k
+654.8% 22-24
Total assets
€43k
+426.0% 22-24
Equity
€25k
+865.2% 22-24
Working capital
€25k
+865.2% 22-24
Staff costs
€24k
+244.5% 22-24
Income taxes
€10k
+3731.0% 22-24
Debt
€19k
+225.9% 22-24
Debt ≤ 1y
€19k
+225.9% 22-24
Show 6 other metrics
Current ratio
2.35
+61.4% 22-24
Quick ratio
2.35
+61.4% 22-24
Solvency
57.4%
+83.5% 22-24
Debt / equity
0.74
-66.2% 22-24
ROE
89.6%
-21.8% 22-24
ROA
51.5%
+43.5% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€22k
Cash flow-
Staff costs€24k
Income taxes€10k
Dividends-
Total assets€43k
Equity€25k
Debt€19k
of which ≤ 1y€19k
of which > 1y-
Working capital€25k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.35
Quick ratio2.35
Working capital ratio57.4%
Solvency57.4%
Debt / equity0.74
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA51.5%
ROE89.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€43k
Current assets 29/58€43k
Amounts receivable within one year 40/41€42k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€43k
Equity 10/15€25k
Contributions / capital 10/11€2k
Reserves 13€20k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€19k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€69k
Operating result 9901€34k
Financial charges 65€1k
Result before taxes 9903€33k
Income taxes 67/77€10k
Net result for the period 9904€22k
Result to be appropriated 9905€22k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • Atlas Erhan
    Director
    State Gazette act 24170788 (03-12-2024)
    Current
    18-11-2024 → present
  • Hikmet Kumral
    Director
    State Gazette act 23036335 (14-03-2023)
    Current
    01-02-2023 → present
    2 events
    • 18-11-2024 Resigned· Director
    • 01-02-2023 Appointed· Director
Former directors (1)
  • Çarman Fatih
    Director
    State Gazette act 23036335 (14-03-2023)
    Former
    - → 01-02-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Goederenvervoer over de weg(49410)
Legal form Private limited company(610)
Incorporation18-03-2022
StatusActive
Postal code4100
Establishment units 1 location
CHEZ CAPTAN
Rue du Papillon 41, 4100 SeraingCafés en bars
since 20232.339.607.237
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62355B0027/00W003 Wallonia 180 m² 1 · 54 m² 11.7 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
24-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
03-12-2024
State Gazette act Director changes
2023
18-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
14-03-2023
State Gazette act Director changes
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
03-12-2024 1 director appointed, 1 resigning Director changes
  • Atlas Erhan, Bestuurder
  • Kumral Hikmet, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Kumral Hikmet",
        "address": null,
        "birth_date": "1981-12-23",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-11-18",
      "evidence_quote": "Monsieur Kumral Hikmet, n\u00E9 le 23 d\u00E9cembre 1981 est d\u00E9missionn\u00E9 de son poste d\u0027administrateur \u00E0 dater du 18 novembre 2024.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Atlas Erhan",
        "address": null,
        "birth_date": "1981-04-02",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-11-18",
      "evidence_quote": "Monsieur Atlas Erhan, n\u00E9 le 2 avril 1981 est nomm\u00E9 au poste d\u0027administrateur \u00E0 dater du 18 novembre 2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-12-03",
    "filing_date": "2024-11-20",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-11-18",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0783.570.453",
    "name_full": "ZAFER 1950",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
14-03-2023 1 director appointed, 1 resigning Director changes
  • Hikmet Kumral, Bestuurder
  • Çarman Fatih, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "\u00C7arman Fatih",
        "address": null,
        "birth_date": "1980-04-02",
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-02-01",
      "evidence_quote": "De heer \u00C7arman Fatih, geboren op 2 april 1980, nam be\u00EBindiging uit zijn functie van bestuurder op 1 februari 2023.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "\u00C7arman Fatih",
        "address": null,
        "birth_date": "1980-04-02",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering besliste hem volledige, volledige en definitieve kwijting van zijn mandaat te verlenen.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hikmet Kumral",
        "address": null,
        "birth_date": "1981-12-23",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-02-01",
      "evidence_quote": "De heer Hikmet Kumral, geboren op 23 december1981, werd per 1 februari 2023 benoemd tot bestuurder.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "\u00C7arman Fatih",
        "address": null,
        "birth_date": "1980-04-02",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hikmet Kumral",
        "address": null,
        "birth_date": "1981-12-23",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-03-06",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-02-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0783.570.453",
    "name_full": "ZAFER 1950",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "\u00C7arman Fatih",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Notulen van de Buitengewone Algemene Vergadering van 1 februari 2023"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL ZAFER 1950
Registered office
Rue du Papillon 41
4100 Seraing, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 2,212 of 12,439 companies in this sector with filed accounts
Van Dam Logistics BE 1002.537.065 · Antwerpen
NOHCHO BE 0785.795.119 · Geraardsbergen
VAN MOORSEL GROUP BE 0799.961.572 · Anderlecht
TRANSTYS BE 0800.183.979 · Welkenraedt
Rinam BE 0738.623.128 · Mol
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative