Financials
- Financial year
- 2025
- Total assets
- €74,736
- Profit
- €15,348
- Solvency
- 53.0%
Total assets▼ 7.1%
Net result
20242025
ZAAL 7
ActiveSummary
The computed 12-month bankruptcy probability of ZAAL 7 is 3.1% (moderate). The 2025 annual accounts show equity of €39,602 and a net result of €15,348. Its solvency ranks better than 70% of 16,833 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Cafés and bars
NACE 56301
1 site
Size
€74,736total assets 2025
- Staff
- 0.6 FTE
- Equity
- €39,602
- Profit
- €15,348
Turnover not published (micro format)
Why 52raises riskFounded in 2023Size: total assets €74,736Sector: Food and beverage service activities (NACE 56)lowers riskEquity €39,602 (53.0% of total assets)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 68% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency
78+23
equity 53.0% of total assets
Liquidity
41+8
short-term debt 47.0% · cash 11.0%
Profitability
94-6
return on assets 20.5%
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.0%
12-2024: 4.1%▲ +0.1 percentage points vs 11-2024
01-2025: 4.6%▲ +0.5 percentage points vs 12-2024
02-2025: 4.6%● unchanged vs 01-2025
03-2025: 4.9%▲ +0.3 percentage points vs 02-2025
04-2025: 5.3%▲ +0.4 percentage points vs 03-2025
05-2025: 5.3%● unchanged vs 04-2025
06-2025: 5.2%▼ -0.1 percentage points vs 05-2025
07-2025: 5.1%▼ -0.1 percentage points vs 06-2025
08-2025: 5.5%▲ +0.4 percentage points vs 07-2025highest value
09-2025: 3.2%▼ -2.3 percentage points vs 08-2025
10-2025: 3.2%● unchanged vs 09-2025
11-2025: 3.2%● unchanged vs 10-2025
12-2025: 3.2%● unchanged vs 11-2025
01-2026: 3.2%● unchanged vs 12-2025
02-2026: 3.2%● unchanged vs 01-2026
03-2026: 3.2%● unchanged vs 02-2026
04-2026: 3.3%▲ +0.1 percentage points vs 03-2026
05-2026: 3.3%● unchanged vs 04-2026
06-2026: 3.3%● unchanged vs 05-2026
07-2026: 3.5%▲ +0.2 percentage points vs 06-2026
08-2026: 3.1%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 3.1%● unchanged vs 08-2026lowest value
10-2026: 3.1%● unchanged vs 09-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.08, compared with 0.68 in 2024, below the usual 1.5; short-term debt: 47% and cash: 11% of total assets), and 47% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 70% on solvency, 35% on liquidity, 82% on profitability and 84% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 days early
2024
19 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 5 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointments: VANHOUTTE Glenn Luc Maria…
Key points
By topic
Board & ownership
- Board
- 2 members
- DEGRANDE LindsayDirector
- VANHOUTTE Glenn Luc MariaDirector
Timeline
- Events
- 3
- Since
- 2023
- Next accounts
- by 31-07-2027
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 14-09-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 28
- Annual meeting
- Second Monday of June at 10:00
- Purpose
- “Het uitbaten van een of meerdere cafés,bars,brasseries,tearooms,……” (deed in Dutch)
- Statutory auditor
- No statutory auditor
Key facts about ZAAL 7
- What is the company number of ZAAL 7?
- 0805.859.370. In Belgium the VAT number is the company number with BE in front: BE 0805.859.370.
- Where is ZAAL 7 based?
- The registered office is at Sportlaan 3, 8700 Tielt.Company details
- What does ZAAL 7 do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of ZAAL 7?
- Private limited company (BV).
- When was ZAAL 7 founded?
- On 14-09-2023.
- Is ZAAL 7 still active?
- Yes, ZAAL 7 is an active enterprise in the KBO register.
- How many employees does ZAAL 7 have?
- On average 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ZAAL 7?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is ZAAL 7 profitable?
- In financial year 2025, ZAAL 7 made a profit of €15,348.
- Where can I find the annual accounts of ZAAL 7?
- ZAAL 7 filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ZAAL 7 due?
- By 31-07-2027, for financial year 2026.Timeline
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