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MA-LY

Active
Private limited companyfounded 2011active for 15 yearsGrote Markt 27, 9300 Aalst, BelgiumKBO/BCE: BE 0833.118.152
Summary

MA-LY has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,696 and a net result of -€2,823. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 78% of 16,833 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow ReportCompare
MA-LYActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€63,779total assets 2025
Equity
€39,696
Loss
-€2,823
Turnover not published (micro format)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
2025 accounts 31 days early1 of 5 deeds summarised
Why 65raises riskSector: Food and beverage service activities (NACE 56)1 of the last 3 lateSize: total assets €63,779lowers riskFounded in 2011Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 45% of its sector peers (NACE 56, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 87+6
equity 62.2% of total assets
Liquidity 41-10
short-term debt 35.0% · cash 5.6%
Profitability 46-33
return on assets -4.4%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,763 companies, NACE 56, micro)
Last 24 months 11-2024: 2.9% 12-2024: 2.9%● unchanged vs 11-2024 01-2025: 2.8%▼ -0.1 percentage points vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 2.8%● unchanged vs 02-2025 04-2025: 2.8%● unchanged vs 03-2025 05-2025: 2.7%▼ -0.1 percentage points vs 04-2025 06-2025: 2.7%● unchanged vs 05-2025 07-2025: 2.9%▲ +0.2 percentage points vs 06-2025 08-2025: 3.4%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 1.3%▼ -2.1 percentage points vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.2%▼ -0.1 percentage points vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 1.3%▲ +0.2 percentage points vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.86, compared with 0.84 in 2024, below 1; short-term debt: 35% and cash: 5.6% of total assets), and 37.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 78% on solvency, 36% on liquidity, 34% on profitability and 33% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2011
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €63,779
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
on the day
2023
83 days late
2022
31 days late
2021
60 days late
2020
30 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €6,101

Key points

  • Board2 directors in office 2 View
  • Total assets 20256 financial years filed €63,779 View
  • Active since 2011founded 25-01-2011 15 years View

By topic

Financials

Financial year
2025
Total assets
€63,779
Loss
-€2,823
Solvency
62.2%
Total assets▼ 15.9%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • Ann MoereelsDirector
  • Nicholas Van Cauteren – De KoninckDirector
Go to Board & ownership

Timeline

Events
19
Since
2012
Next accounts
by 31-07-2027
  1. 22-10-2024Annual accounts filed
  2. 13-12-2023Resignations: Nicholas Van Cauteren – De Koninck…
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
25-01-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
17
Who signs
Each director alone
Annual meeting
Last Saturday of June at 10:00
Purpose
“Het uitbaten van een café; Onroerende goederen verwerven,laten bouwen en verbouwen,laten…” (deed in Dutch)
Go to Articles of association

Key facts about MA-LY

What is the company number of MA-LY?
0833.118.152. In Belgium the VAT number is the company number with BE in front: BE 0833.118.152.
Where is MA-LY based?
The registered office is at Grote Markt 27, 9300 Aalst.Company details
What does MA-LY do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of MA-LY?
Private limited company (BV).
When was MA-LY founded?
On 25-01-2011.
Is MA-LY still active?
Yes, MA-LY is an active enterprise in the KBO register.
How many employees does MA-LY have?
On average 1.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of MA-LY?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is MA-LY profitable?
In financial year 2025, MA-LY made a loss of €2,823.
Where can I find the annual accounts of MA-LY?
MA-LY filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MA-LY due?
By 31-07-2027, for financial year 2026.Timeline

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