Z & Y
The computed 12-month bankruptcy probability of Z & Y is 3.8% (moderate). The 2024 annual accounts show equity of €5k and a net result of €20k. Equity is growing by ~98.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 6698 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €5k |
| Net result | €20k |
| Better than sector | 38% |
| Active | 5 yrs |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 9.6% | 20.4% | |
| Net result | €20k | €4k | |
| Equity | €5k | €16k | |
| Gross operating margin | €33k | €24k | |
| Total assets | €56k | €94k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €30k |
| Net profit | €20k |
| Cash flow | €28k |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €56k |
| Equity | €5k |
| Debt | €51k |
| of which ≤ 1y | €51k |
| of which > 1y | - |
| Working capital | €-16k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.69 |
| Quick ratio | 0.23 |
| Working capital ratio | -28.0% |
| Solvency | 9.6% |
| Debt / equity | 9.41 |
| Long-term debt ratio | - |
| Interest coverage | 14.37 |
| Gross margin | - |
| Net margin | - |
| ROA | 35.6% |
| ROE | 370.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €56k |
| Fixed assets | 21/28 | €21k |
| Tangible fixed assets | 22/27 | €21k |
| Current assets | 29/58 | €35k |
| Stocks & contracts in progress | 3 | €23k |
| Amounts receivable within one year | 40/41 | €5k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €56k |
| Equity | 10/15 | €5k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €382 |
| Amounts payable | 17/49 | €51k |
| Amounts payable within one year | 42/48 | €51k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Gross operating margin | 9900 | €33k |
| Operating result | 9901 | €22k |
| Financial income | 75 | €997 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €21k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €20k |
| Result to be appropriated | 9905 | €20k |
-
Current01-01-2026 → present
-
Current31-08-2021 → present
Former directors (2)
-
Former08-04-2025 → 01-02-2026
2 events
- 01-02-2026 Resigned· Director
- 08-04-2025 Appointed· Director
-
Former- → 05-04-2024
| NACE primary | Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 01-07-2021 |
| Status | Active |
| Postal code | 1000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0015/00Y002 | Flanders | 667 m² | 1 · 79 m² | 8.3 m · 2 fl. |
| 21809K0170/02B005 | Brussels | 336 m² | 1 · 340 m² | 21.1 m · 5 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
23-02-2026 HLEILI KHALIL resigns as director
- HLEILI KHALIL, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "HLEILI KHALIL",
"address": null,
"birth_date": null
},
"effective_date": "2026-02-01",
"evidence_quote": "1/ DEMISSION de Mr HLEILI KHALILAdministrateur, \u00E0 partir du 01 Fevrier 2026."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0770.621.547",
"name_full": "Z \u0026 Y",
"legal_form": "SRL"
}
}29-12-2025 IBRAHIMI MOHAMMED appointed as director
- IBRAHIMI MOHAMMED, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "IBRAHIMI MOHAMMED",
"address": null,
"birth_date": null
},
"effective_date": "2026-01-01",
"evidence_quote": "1/Nomination de Mr IBRAHIMI MOHAMMED Administrateur, \u00E0 partir du 01 JANVIER 2026."
}
],
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"subject_company": {
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"name_full": "Z \u0026 Y",
"legal_form": "SRL"
}
}09-05-2025 HLEILI KHALIL appointed as director
- HLEILI KHALIL, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "HLEILI KHALIL",
"address": null,
"birth_date": null
},
"effective_date": "2025-04-08",
"evidence_quote": "L\u0027assembl\u00E9e decide \u00E0 l\u0027unanimit\u00E9 des vois \u00E0 la nomination de Mr HLEILI KHALIL en tant qu\u0027Administrateur \u00E0 partir du 08 AVRIL 2025."
}
],
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},
"subject_company": {
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"name_full": "Z \u0026 Y",
"legal_form": "SRL"
}
}28-05-2024 Lahraoui Oroua resigns as director
- Lahraoui Oroua, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Lahraoui Oroua",
"address": null,
"birth_date": null
},
"effective_date": "2024-04-05",
"evidence_quote": "L\u0027assembl\u00E9e acte la d\u00E9mission, avec effet imm\u00E9diat, de Lahraoui Oroua de son poste d\u0027administrateur. D\u00E9charge lui est accord\u00E9e pour l\u0027ensemble de son mandat.",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0770.621.547",
"name_full": "Z \u0026 Y",
"legal_form": "SRL"
}
}23-04-2024 Registered office moved from Zaventem to Bruxelles
- Imperiastraat 8, 1930 Zaventem → Avenue Stalingrad 52, 1000 Bruxelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bruxelles",
"region": "Brussels Gewest",
"street": "Avenue Stalingrad",
"country": "BE",
"postcode": "1000",
"box_number": null,
"street_number": "52"
},
"old_address": {
"city": "Zaventem",
"region": "Vlaams Gewest",
"street": "Imperiastraat",
"country": "BE",
"postcode": "1930",
"box_number": null,
"street_number": "8"
},
"effective_date": "2024-04-05",
"evidence_quote": "Er word beslist om de maatschappelijke zetel op het volgende adres te verplaatsen vanaf heden: Avenue Stalingrad 52 1000 Bruxelles"
}
],
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"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0770.621.547",
"name_full": "Z \u0026 Y",
"legal_form": "BV"
}
}27-09-2021 El Aboussi Yassine appointed as director
- El Aboussi Yassine, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "El Aboussi Yassine",
"address": null,
"birth_date": null
},
"effective_date": "2021-08-31",
"evidence_quote": "De benoeming als bestuurder van de heer Lahraoui Oroua wonende te 2000 Antwerpen, Apollostraat 178/2 vanaf 31/08/2021 wordt goedgekeurd"
}
],
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},
"subject_company": {
"kbo": "0770.621.547",
"name_full": "Z \u0026 Y",
"legal_form": "BV"
}
}05-07-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1930 Zaventem, Imperiastraat 8",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "EL ABOUSSI Yassine",
"niss": null,
"address": "2150 Borsbeek, Cantincrodelaan 41 bus 1"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "EL ABOUSSI Yassine",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0770.621.547",
"name_full": "Z \u0026 Y",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-06-22",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Z & Y |