Z N
The computed 12-month bankruptcy probability of Z N is 2.1% (moderate). The 2024 annual accounts show equity of €52k and a net result of €2k. Its solvency ranks better than 65% of 6676 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €52k |
| Net result | €2k |
| Staff (FTE) | 1 |
| Better than sector | 65% |
Mixed profile: strong on health, weaker on profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 36.3% | 20.4% | |
| Net result | €2k | €4k | |
| Equity | €52k | €16k | |
| Gross operating margin | €10k | €24k | |
| Staff costs | €4k | €33k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €5k |
| Net profit | €2k |
| Cash flow | €6k |
| Staff costs | €4k |
| Income taxes | - |
| Dividends | - |
| Total assets | €144k |
| Equity | €52k |
| Debt | €92k |
| of which ≤ 1y | €67k |
| of which > 1y | €24k |
| Working capital | €41k |
| Employees (FTE) | 1.0 |
| 2024 | |
|---|---|
| Current ratio | 1.62 |
| Quick ratio | 0.72 |
| Working capital ratio | 28.8% |
| Solvency | 36.3% |
| Debt / equity | 1.75 |
| Long-term debt ratio | 0.46 |
| Interest coverage | 13.41 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.6% |
| ROE | 4.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €144k |
| Fixed assets | 21/28 | €35k |
| Tangible fixed assets | 22/27 | €35k |
| Current assets | 29/58 | €109k |
| Stocks & contracts in progress | 3 | €60k |
| Amounts receivable within one year | 40/41 | €15k |
| Cash & bank | 54/58 | €34k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €144k |
| Equity | 10/15 | €52k |
| Contributions / capital | 10/11 | €50k |
| Reserves | 13 | €2k |
| Amounts payable | 17/49 | €92k |
| Amounts payable after one year | 17 | €24k |
| Amounts payable within one year | 42/48 | €67k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €10k |
| Operating result | 9901 | €2k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €401 |
| Result before taxes | 9903 | €2k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
| NACE primary | Non-specialised food retail(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 18-12-2023 |
| Status | Active |
| Postal code | 3500 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0933/00M002 | Flanders | 319 m² | 1 · 316 m² | 18.4 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
24-09-2025 Nour Bek resigns as director correction
- Nour Bek, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Nour Bek",
"address": "Leopold-lI straat 79, 3800 St-TRUIDEN",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": "rectification",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-12-11",
"evidence_quote": "De bijzondere algemene vergadering heeft unaniem besloten om het mandaat van Nour Bek met terugwerkende kracht vanaf 11/12/2024, als bestuurder van de vennootschap stop te zetten.",
"decharge_status": "granted",
"mandate_duration": {
"kind": "until_date",
"value": "2024-12-11"
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "retroactive"
},
{
"kind": "substantive_delegation",
"role": "vaste_vertegenwoordiger",
"person": {
"rrn": null,
"name": "Yuhana Olca",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": {
"kbo": "0804.739.318",
"name": "4th Man Finance BV",
"address": "Hertstraat 42, 2860 Sint-Katelijne-Waver",
"country": "BE",
"legal_form": "BV"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Een bijzondere volmacht wordt verleend aan 4th Man Finance BV, ingeschreven met ondernemingsnummer 0804.739.318 en gekend op de Nederlandstalige Ondernemingsrechtbank Brussel, met zetel te Hertstraat 42, 2860 Sint-Katelijne-Waver, alsook aan al haar bedienden, aangestelden en lasthebbers en in het b",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Nour Bek",
"address": "Leopold-lI straat 79, 3800 St-TRUIDEN",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De bijzondere algemene vergadering verleent de bestuurder kwijting voor de uitoefening van het mandaat tot datum van stopzetting.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-09-24",
"filing_date": "2025-09-06",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2025-08-26",
"unanimous": true
}
],
"is_correction": true,
"subject_company": {
"kbo": "1003.556.159",
"name_full": null,
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0804.739.318",
"org_name": "4th Man Finance BV",
"person_name": null,
"org_rep_person_name": "Yuhana Olca",
"person_role_at_subject": null
},
"co_filed_documents": [
"Notulen van de bijzondere algemene vergadering dd. 26/08/2025"
],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Z N |