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Complete company report
Generated 15-08-2026
Active BE 0452.402.951Private limited company

Z.I.G.

Oeveldorp 32 ·2260 Westerlo, Belgium· 32 yrs active
Sector: Activiteiten van holdings (64210)
Conclusion Checked

Z.I.G. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 32 yrs
Board 1
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1994, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 25-07-2025 2025-00308901
31-12-2023 micro 29-07-2024 2024-00302735
31-12-2022 micro 25-08-2023 2023-00368522
31-12-2021 micro 16-09-2022 2022-20431590
31-12-2020 micro 28-10-2021 2021-74900326
31-12-2019 micro 16-10-2020 2020-62300119
31-12-2018 micro 12-07-2019 2019-32200114
31-12-2017 micro 30-08-2018 2018-55300029
31-12-2016 micro 22-09-2017 2017-61900383
31-12-2015 verkort 30-09-2016 2016-63000564
Directors & mandates 1 directors
Current directors & mandates
  • Veerle Van Muylem
    Director
    State Gazette act 23016416 (02-02-2023)
    Current
    01-01-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation28-03-1994
StatusActive
Postal code2260
Establishment units 1 location
ZIG
Oeveldorp 32, 2260 WesterloOverige financiële instellingen, n.e.g.
since 19942.066.498.490
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13028A0132/02F000 Flanders 409 m² 1 · 211 m² 11.2 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
10-11-2023
State Gazette act Director changes
Lien Van Cauwenbergh
25-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
02-02-2023
State Gazette act Director changes
2022
16-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
16-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
12-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
22-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2023
10-11-2023 Discharge granted to the board Director changes·Lien Van Cauwenbergh
Notary: Lien Van Cauwenbergh · Westerlo
Technical details 
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      },
      "reason": null,
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      "decharge_status": null,
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    {
      "kind": "decharge_pending",
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      "statutory": "statutair",
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      "effective_date": null,
      "evidence_quote": "De algemene vergadering zal op de volgende jaarvergadering beslissen over de kwijting aan de ontslagnemende zaakvoerders voor de uitoefening van hun mandaat.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
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    {
      "kind": "decharge_pending",
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      },
      "reason": null,
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      "statutory": "statutair",
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      "effective_date": null,
      "evidence_quote": "De algemene vergadering zal op de volgende jaarvergadering beslissen over de kwijting aan de ontslagnemende zaakvoerders voor de uitoefening van hun mandaat.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "SBB Accountants \u0026 Adviseurs",
        "address": "2440 Geel, Antwerpseweg 10",
        "country": "BE",
        "legal_form": null
      },
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering beslist SBB Accountants \u0026 Adviseurs met kantoor te 2440 Geel, Antwerpseweg 10, als bijzondere gevolmachtigde met macht van indeplaatsstelling aan te stellen",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    }
  ],
  "notary": {
    "name": "Lien Van Cauwenbergh",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Westerlo",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-10",
    "filing_date": "2023-11-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-06",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0452.402.951",
    "name_full": "Z.I.G.",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Lien VAN CAUWENBERGH",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "co\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
02-02-2023 Veerle Van Muylem appointed as director Director changes
  • Veerle Van Muylem, Bestuurder
Technical details 
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    {
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      "role": "bestuurder",
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        "name": "Veerle Van Muylem",
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      },
      "reason": null,
      "subkind": "regular",
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      "statutory": null,
      "compensated": null,
      "effective_date": "2023-01-01",
      "evidence_quote": "Wordt benoemd tot bestuurder met ingang van 01/01/2023 voor onbepaalde duur : Mevrouw Veerle Van Muylem, wonende te 2260 Oevel, Oeveldorp 32.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ivo Mertens",
        "address": "2260 Oevel, Oeveldorp 32",
        "birth_date": null,
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      },
      "reason": null,
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      "evidence_quote": "De huidige bestuurders van de Vennootschap zijn bijgevolg de volgende: -Ivo Mertens, wonende te 2260 Oevel, Oeveldorp 32",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    {
      "kind": "decharge_granted",
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        "name": "Veerle Van Muylem",
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      "reason": null,
      "subkind": null,
      "via_org": null,
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      "evidence_quote": "De huidige bestuurders van de Vennootschap zijn bijgevolg de volgende: -Veerle Van Muylem, wonende te 2260 Oevel, Oeveldorp 32",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    },
    {
      "kind": "substantive_delegation",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Dirk Goossens",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0459.609.556",
        "name": "SBB Gecertificeerde Accountants en Adviseurs BV",
        "address": "3000 Leuven, Diestsevest 32, bus 1a",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Een bijzondere volmacht wordt toegekend aan SBB Gecertificeerde Accountants en Adviseurs BV (met zetel te 3000 Leuven, Diestsevest 32, bus 1a en KB\u041E-nr. 0459.609.556, RPR Leuven) en SBB Bedrijfsdiensten BV. (met zetel te 3000 Leuven, Diestsevest 32, bus 1a en KBO-nr. 420.170.841, RPR Leuven), hierbi",
      "decharge_status": null,
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    {
      "kind": "substantive_delegation",
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      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0420.170.841",
        "name": "SBB Bedrijfsdiensten BV",
        "address": "3000 Leuven, Diestsevest 32, bus 1a",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Een bijzondere volmacht wordt toegekend aan SBB Gecertificeerde Accountants en Adviseurs BV (met zetel te 3000 Leuven, Diestsevest 32, bus 1a en KB\u041E-nr. 0459.609.556, RPR Leuven) en SBB Bedrijfsdiensten BV. (met zetel te 3000 Leuven, Diestsevest 32, bus 1a en KBO-nr. 420.170.841, RPR Leuven), hierbi",
      "decharge_status": null,
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-01-24",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "body": "algemene_vergadering",
      "date": "2022-12-31",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0452.402.951",
    "name_full": "Z.I.G.",
    "legal_form": "BESLOTEN VENNOOTSCHA\u0420"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Dirk Goossens",
    "org_rep_person_name": null,
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  "co_filed_documents": [
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  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL Z.I.G.
Registered office
Oeveldorp 32
2260 Westerlo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative