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Active
BE 0761.660.232Private limited company
YZOLAM
Edingensesteenweg 196 ·1500 Halle, Belgium· 5 yrs active
Sector: Non-specialised food retail
(47110)
Conclusion
The computed 12-month bankruptcy probability of YZOLAM is 3.3% (moderate). The 2024 annual accounts show negative equity (€-99k) and a net result of €-111k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 1225 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €-99k |
| Net result | €-111k |
| Staff (FTE) | 1 |
| Better than sector | 6% |
Snowflake analysis
53
/ 100
Mixed profile: strong on profitability, weaker on health.
Health
7
Profitability
100
Solvency
33
Growth
32
Stability
94
Bankruptcy probability (12 mo)
3.3%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
7
/ 100
Critical
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See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 10-06-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -45.4% | 20.4% | |
| Net result | €-111k | €26k | |
| Equity | €-99k | €142k | |
| Gross operating margin | €-95k | €217k | |
| Employees (FTE) | 1.0 | 3.6 |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-97k
-
far below sector median
€-111k
-
far below sector median
€-98k
-
far below sector median
€218k
+467.4%
-33% vs sector
€-99k
-
far below sector median
€-236k
-
far below sector median
1
-41.2%
-100% vs sector
€148k
+6.5%
-100% vs sector
€182
-89.0%
-56% vs sector
€316k
+1095.4%
+9% vs sector
€266k
+906.5%
-8% vs sector
0.11
-92.2%
-93% vs sector
0.11
-92.2%
-86% vs sector
-45.4%
-
far below sector median
-3.20
-
far below sector median
112.0%
+7.2%
far above sector median
-50.9%
-
far below sector median
-73.76
-
far below sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-97k |
| Net profit | €-111k |
| Cash flow | €-98k |
| Staff costs | - |
| Income taxes | €182 |
| Dividends | - |
| Total assets | €218k |
| Equity | €-99k |
| Debt | €316k |
| of which ≤ 1y | €266k |
| of which > 1y | - |
| Working capital | €-236k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.11 |
| Quick ratio | 0.11 |
| Working capital ratio | -108.7% |
| Solvency | -45.4% |
| Debt / equity | -3.20 |
| Long-term debt ratio | - |
| Interest coverage | -73.76 |
| Gross margin | - |
| Net margin | - |
| ROA | -50.9% |
| ROE | 112.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €218k |
| Fixed assets | 21/28 | €188k |
| Intangible fixed assets | 21 | €188k |
| Current assets | 29/58 | €30k |
| Amounts receivable within one year | 40/41 | €13k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €218k |
| Equity | 10/15 | €-99k |
| Contributions / capital | 10/11 | €15k |
| Accumulated profits (losses) | 14 | €-114k |
| Amounts payable | 17/49 | €316k |
| Amounts payable within one year | 42/48 | €266k |
| Trade debts payable within one year | 44 | €16k |
| Income statement | ||
| Gross operating margin | 9900 | €-95k |
| Operating result | 9901 | €-109k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-110k |
| Income taxes | 67/77 | €182 |
| Net result for the period | 9904 | €-111k |
| Result to be appropriated | 9905 | €-111k |
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Ratios computed by Checked.
Legal Structure
| NACE primary | Non-specialised food retail(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 15-01-2021 |
| Status | Active |
| Postal code | 1500 |
Establishment units
YZOLAM
since 20212.321.948.782
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027F0207/00V000 | Flanders | 3.1 ha | 1 · 9,052 m² | 27.2 m · 6 fl. |
| 44503H0052/00C000 | Flanders | 1.4 ha | 1 · 9,001 m² | 11.4 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
10-06-2025
NBB filing
Annual accounts filed
2024
04-07-2024
NBB filing
Annual accounts filed
2023
06-07-2023
NBB filing
Annual accounts filed
2022
05-07-2022
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114
Primary activity highlighted.
Names & trade names
| Legal nameNL | YZOLAM |
Registered office
Edingensesteenweg 196
1500 Halle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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