YVER
ActiveYVER has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €10k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
85
/ 100
Excellent▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency80▲+4
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.25 in 2024), and 43.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.3%
Return on assets
8.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
53 d early
2022
28 d late
2021
23 d early
2020
15 d early
2019
17 d early
2018
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 27.2%
2024 · €92k
2018: €38k
2019: €48k
2020: €49k
2021: €41k
2022: €52k
2024: €92k
2018 → 2025
Total assets
€119k▼ 38.0%
2024 · €192k
2018: €63k
2019: €65k
2020: €60k
2021: €84k
2022: €83k
2024: €192k
2018 → 2025
Net result
€10k▼ 75.7%
2024 · €40k
2018: €17k
2019: €12k
2020: €767
2021: €3k
2022: €11k
2024: €40k
2018 → 2025
Working capital
€12k▼ 51.4%
2024 · €25k
2018: €31k
2019: €38k
2020: €42k
2021: €26k
2022: €40k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€49k-€41k▼ 16.8%€52k▲ 26.3%€92k▲ 77.8%€67k▼ 27.2%
Operating result€4k-€8k▲ 106%€18k▲ 111%€64k▲ 260%€16k▼ 74.4%
Net result€767-€3k▲ 279%€11k▲ 270%€40k▲ 274%€10k▼ 75.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€55k▼ 18.2%
Current assets
€64k▼ 48.7%
Equity and liabilities €119k
Equity
€67k▼ 27.2%
Debt
€52k▼ 48.0%
The debt ratio falls from 52.1% to 43.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€33k▼
2024 · €79k
Cash flow
€27k▼
2024 · €55k
Solvency
56.3%▲
2024 · 47.9%
Current ratio
1.23▼
2024 · 1.25
Quick ratio
1.23▼
2024 · 1.25
Debt / equity
0.78▼
2024 · 1.09
ROE
14.6%▼
2024 · 43.8%
ROA
8.2%▼
2024 · 20.9%
Interest coverage
69.63▲
2024 · 18.77
Debt
€52k▼
2024 · €100k
Debt ≤ 1 year
€52k▼
2024 · €100k
Income taxes
€6k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€119k▼
Fixed assets21/28€67k€55k▼
Intangible fixed assets21€57k€44k▼
Tangible fixed assets22/27€10k€11k▲
Land and buildings22€2k-
Furniture and vehicles24€8k€9k▲
Other tangible fixed assets26-€2k
Current assets29/58€125k€64k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€85k€34k▼
Trade receivables40€83k€31k▼
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€37k€27k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€192k€119k▼
Equity10/15€92k€67k▼
Contributions10/11€6k€6k=
Reserves13€86k€61k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€86k€61k▼
Amounts payable17/49€100k€52k▼
Amounts payable within one year42/48€100k€52k▼
Current portion of amounts payable after more than one year42€21k€6k▼
Trade debts44€35k€5k▼
Suppliers440/4€35k€5k▼
Taxes, remuneration and social security45€37k€16k▼
Taxes450/3€31k€10k▼
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€7k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€641-
Other operating charges640/8€4k€6k▲
Gross operating margin9900€83k€39k▼
Operating profit (loss)9901€64k€16k▼
Financial income75/76B€4€1▼
Recurring financial income75€4€1▼
Financial charges65/66B€4k€475▼
Recurring financial charges65€4k€475▼
Profit (loss) for the period before taxes9903€60k€16k▼
Income taxes67/77€19k€6k▼
Profit (loss) for the period9904€40k€10k▼
Profit (loss) for the period to be appropriated9905€40k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€10k▼
Transfer from equity791/2-€35k
Transfer to equity691/2€40k€10k▼
To other reserves6921€40k€10k▼
Profit to be distributed694/7-€35k
Directors or managers695-€35k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2018net €40k ▲274%
Operating result €64k, net result €40k, both a record.
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €767 ▼93.7%
Net result drops to €767, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
09-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meirelos 299800 DeinzeGround area
812 m²
Building footprint
146 m²
Volume, LiDAR
727 m³
Parcel 44054B0310/00S000, Flanders · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Full Version - Whichway
since 20102.193.709.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0310/00S000 | Flanders | 812 m² | 1 · 146 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Déja-Vous
BE 0545.963.312
Gent · Eq €67k
HB Tex
BE 0669.690.770
Liège · Eq €67k
DELO FASHION
BE 1002.410.272
Wevelgem · Eq €67k
Distave
BE 0553.674.317
Oostende · Eq €67k
Of 6,457 companies in sector 47716 we hold annual accounts for 2,421. 1,872 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2010
Fiscal year end30-06
Trade name NL
"FULL VERSION" en "WHICHWAY"
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.