NU
ActiveSummary
NU has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74,509 and a net result of -€2,902. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 26041 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability37▼-35
Solvency73=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.8 in 2023; short-term debt: 39.7% and cash: 38.7% of total assets), but 51.9% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.1%
Return on assets
-1.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
30 d late
2022
30 d late
2021
25 d late
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
€0
2021 · €0
Total assets
€154,797▼ 4.9%
2023 · €162,799
Net result
-€2,902
2023 · €8,806
Working capital
€48,374▲ 1.2%
2023 · €47,790
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€0€0
Operating result€1,746▼ 54.5%€3,359▲ 92.4%€13,448▲ 300%€11,334▼ 15.7%-€724
Net result€2,731▼ 11.9%€2,916▲ 6.8%€8,438▲ 189%€8,806▲ 4.4%-€2,902
Equity€60,518▲ 4.7%€63,434▲ 4.8%€70,271▲ 10.8%€77,411▲ 10.2%€74,509▼ 3.7%
Total assets€106,050▼ 0.6%€115,695▲ 9.1%€137,104▲ 18.5%€162,799▲ 18.7%€154,797▼ 4.9%
Debt€45,532▼ 6.9%€52,261▲ 14.8%€66,833▲ 27.9%€85,388▲ 27.8%€80,288▼ 6.0%
Working capital€54,126▲ 15.0%€59,057▲ 9.1%€47,094▼ 20.3%€47,790▲ 1.5%€48,374▲ 1.2%
Staff (FTE)0.5▼ 16.7%1▲ 100%0.5▼ 50.0%0.3▼ 40.0%0.7▲ 133%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €724 after €11,334 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €154,797
Fixed assets
€44,981 ▼ 18.6%
Current assets
€109,816 ▲ 2.1%
Equity and liabilities €154,797
Equity
€74,509 ▼ 3.7%
Debt
€80,288 ▼ 6.0%
Debt's share of the balance-sheet total falls from 52.4% to 51.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12,018▼
2023 · €19,491
Cash flow
€9,840▼
2023 · €16,963
Current ratio
1.79▼
2023 · 1.80
Quick ratio
1.12▼
2023 · 1.28
Debt to equity
1.08▼
2023 · 1.10
ROE
-3.9%▼
2023 · 11.4%
ROA
-1.9%▼
2023 · 5.4%
Interest coverage
2.50▼
2023 · 5.54
Debt ≤ 1 year
€61,442▲
2023 · €59,780
Debt > 1 year
€18,847▼
2023 · €25,608
Income taxes
€1,897▼
2023 · €3,103
Staff costs
€24,205▲
2023 · €16,253
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €0 | €0 | - | - | - |
| Non-recurring operating income76A | - | - | - | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €0 | €0 | - | - | - |
| Remuneration, social security and pensions62 | - | €19,574 | €12,070 | €16,253 | €24,205 | ▲ 48.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,941 | €6,576 | €3,661 | €8,157 | €12,742 | ▲ 56.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€508 | €1,517 | -€2,302 | €760 | ▲ 133% |
| Other operating charges640/8 | - | €1,560 | €1,196 | €2,531 | €1,307 | ▼ 48.4% |
| Gross operating margin9900 | €27,388 | €30,561 | €31,892 | €35,973 | €38,290 | ▲ 6.4% |
| Operating profit (loss)9901 | €1,746 | €3,359 | €13,448 | €11,334 | -€724 | ▼ 106% |
| Financial income75/76B | - | €3,439 | €3,652 | €4,096 | €4,525 | ▲ 10.5% |
| Recurring financial income75 | €3,398 | €3,439 | €3,652 | €4,096 | €4,525 | ▲ 10.5% |
| Financial charges65/66B | - | €2,327 | €1,925 | €3,521 | €4,805 | ▲ 36.5% |
| Recurring financial charges65 | €1,753 | €2,327 | €1,925 | €3,521 | €4,805 | ▲ 36.5% |
| Profit (loss) for the period before taxes9903 | €3,391 | €4,471 | €15,174 | €11,909 | -€1,005 | ▼ 108% |
| Income taxes67/77 | €660 | €1,555 | €6,737 | €3,103 | €1,897 | ▼ 38.9% |
| Profit (loss) for the period9904 | €2,731 | €2,916 | €8,438 | €8,806 | -€2,902 | ▼ 133% |
| Profit (loss) for the period to be appropriated9905 | €2,731 | €2,916 | €8,438 | €8,806 | -€2,902 | ▼ 133% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €106,050 | €115,695 | €137,104 | €162,799 | €154,797 | ▼ 4.9% |
| Fixed assets21/28 | €11,258 | €4,682 | €23,177 | €55,229 | €44,981 | ▼ 18.6% |
| Tangible fixed assets22/27 | €9,278 | €2,702 | €21,197 | €53,249 | €43,001 | ▼ 19.2% |
| Plant, machinery and equipment23 | - | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | - | €1,135 | €19,995 | €51,271 | €41,507 | ▼ 19.0% |
| Other tangible fixed assets26 | - | €1,567 | €1,202 | €1,977 | €1,494 | ▼ 24.5% |
| Financial fixed assets28 | €1,980 | €1,980 | €1,980 | €1,980 | €1,980 | = |
| Current assets29/58 | €94,792 | €111,014 | €113,927 | €107,571 | €109,816 | ▲ 2.1% |
| Stocks and contracts in progress3 | €50,855 | €31,798 | €25,781 | €31,154 | €40,964 | ▲ 31.5% |
| Stocks30/36 | - | €31,798 | €25,781 | €31,154 | €40,964 | ▲ 31.5% |
| Amounts receivable within one year40/41 | €256 | €1,112 | €990 | €5,025 | €6,999 | ▲ 39.3% |
| Trade receivables40 | - | €667 | €990 | €1,128 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €445 | €0 | €3,897 | €6,999 | ▲ 79.6% |
| Cash at bank and in hand54/58 | €41,376 | €76,455 | €85,262 | €70,010 | €59,953 | ▼ 14.4% |
| Deferred charges and accrued income490/1 | - | €1,648 | €1,894 | €1,382 | €1,899 | ▲ 37.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €106,050 | €115,695 | €137,104 | €162,799 | €154,797 | ▼ 4.9% |
| Equity10/15 | €60,518 | €63,434 | €70,271 | €77,411 | €74,509 | ▼ 3.7% |
| Contributions10/11 | - | €50,000 | €50,000 | €55,000 | €55,000 | = |
| Outside capital11 | - | - | - | €55,000 | - | - |
| Share premium1100/10 | - | - | - | €55,000 | - | - |
| Other1109/19 | - | - | - | €0 | - | - |
| Reserves13 | €5,000 | €5,000 | €13,000 | €15,140 | €15,140 | = |
| Non-distributable reserves130/1 | - | €5,000 | €5,000 | €0 | - | - |
| Reserves not available under the articles1311 | - | €5,000 | €5,000 | €0 | - | - |
| Distributable reserves133 | - | - | €8,000 | €15,140 | €15,140 | = |
| Profit (loss) carried forward14 | €5,518 | €8,434 | €7,271 | €7,271 | €4,369 | ▼ 39.9% |
| Amounts payable17/49 | €45,532 | €52,261 | €66,833 | €85,388 | €80,288 | ▼ 6.0% |
| Amounts payable after more than one year17 | €4,368 | €0 | - | €25,608 | €18,847 | ▼ 26.4% |
| Financial debts170/4 | - | €0 | - | €25,608 | €18,847 | ▼ 26.4% |
| Amounts payable within one year42/48 | €40,666 | €51,957 | €66,833 | €59,780 | €61,442 | ▲ 2.8% |
| Current portion of amounts payable after more than one year42 | - | €4,368 | €0 | €6,482 | €6,761 | ▲ 4.3% |
| Trade debts44 | €1,696 | €4,375 | €2,552 | €1,040 | €5,346 | ▲ 414% |
| Suppliers440/4 | - | €4,375 | €2,552 | €1,040 | €5,346 | ▲ 414% |
| Taxes, remuneration and social security45 | - | €14,990 | €14,138 | €13,511 | €8,304 | ▼ 38.5% |
| Taxes450/3 | - | €12,005 | €14,138 | €12,210 | €7,631 | ▼ 37.5% |
| Remuneration and social security454/9 | - | €2,985 | €0 | €1,301 | €673 | ▼ 48.3% |
| Other amounts payable47/48 | - | €28,224 | €50,143 | €38,748 | €41,030 | ▲ 5.9% |
| Accrued charges and deferred income492/3 | - | €305 | €0 | - | €0 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,731 | €2,916 | €8,438 | €8,806 | -€2,902 | ▼ 133% |
| + Depreciation and write-downs630 | €6,941 | €6,576 | €3,661 | €8,157 | €12,742 | ▲ 56.2% |
| Operating cash flow (approximation) | €9,672 | €9,492 | €12,098 | €16,963 | €9,840 | ▼ 42.0% |
| Investment in fixed assets (approximation) | - | €0 | -€22,156 | -€40,208 | -€2,495 | ▲ 93.8% |
| Change in cash | - | €35,078 | €8,807 | -€15,252 | -€10,057 | ▲ 34.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€2,902
Net result drops to -€2,902, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €8,806 ▲4.4%
Net result €8,806, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 26 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2010
Ground area
406 m²
Building footprint
225 m²
Volume, LiDAR
1,515 m³
Parcel 62108C0309/00L000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NU
since 20102.186.669.614
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108C0309/00L000 | Wallonia | 406 m² | 1 · 225 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Brands 2C
BE 0839.961.404
Antwerpen · Eq €74,489
F.A.K. & C°
BE 0863.677.904
Anderlecht · Eq €74,446
Anders Getint
BE 1004.196.062
Leuven · Eq €74,396
STYLE SYNDICATE
BE 1002.735.124
Knokke-Heist · Eq €74,364
CORVENTS
BE 0776.723.540
Maldegem · Eq €74,719
Of 6,498 companies in sector 47716 we hold annual accounts for 2,439. 1,903 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47784Retail sale of souvenirs and religious articles
Scores and ratios are computed by Checked and are not a credit decision.