YUNZO
ActiveYUNZO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-11k. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 6.49 in 2024; short-term debt: 23.7% and cash: 1.2% of total assets), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
-21.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
27 d early
2022
60 d late
2021
29 d late
2020
26 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 21.9%
2024 · €50k
2018: €30k
2019: €39k
2020: €57k
2021: €81k
2022: €82k
2023: €59k
2024: €50k
2018 → 2025
Total assets
€51k▼ 10.4%
2024 · €57k
2018: €66k
2019: €71k
2020: €94k
2021: €108k
2022: €118k
2023: €72k
2024: €57k
2018 → 2025
Net result
€-11k▼ 22.4%
2024 · €-9k
2018: €3k
2019: €10k
2020: €18k
2021: €24k
2022: €760
2023: €-23k
2024: €-9k
2018 → 2025
Working capital
€29k▼ 16.6%
2024 · €34k
2018: €22k
2019: €27k
2020: €41k
2021: €62k
2022: €66k
2023: €38k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€82k▲ 0.9%€59k▼ 27.7%€50k▼ 15.2%€39k▼ 21.9%
Operating result€29k-€-870€-24k▼ 2,654%€-10k▲ 60.1%€-11k▼ 13.6%
Net result€24k-€760▼ 96.8%€-23k€-9k▲ 60.5%€-11k▼ 22.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €10k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€10k▼ 36.9%
Current assets
€41k▲ 0.4%
Equity and liabilities €51k
Equity
€39k▼ 21.9%
Debt
€12k▲ 70.1%
The debt ratio rises from 12.5% to 23.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▼
2024 · €-4k
Cash flow
€-5k▼
2024 · €-3k
Solvency
76.3%▼
2024 · 87.5%
Current ratio
3.36▼
2024 · 6.49
Quick ratio
3.36▼
2024 · 6.49
Debt / equity
0.31▲
2024 · 0.14
ROE
-28.0%▼
2024 · -17.9%
ROA
-21.4%▼
2024 · -15.6%
Interest coverage
-45.21▼
2024 · -14.92
Debt
€12k▲
2024 · €7k
Debt ≤ 1 year
€12k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€51k▼
Fixed assets21/28€17k€10k▼
Tangible fixed assets22/27€17k€10k▼
Furniture and vehicles24€17k€10k▼
Current assets29/58€41k€41k▲
Amounts receivable after more than one year29€39k€39k=
Other amounts receivable291€39k€39k=
Amounts receivable within one year40/41€736€1k▲
Other amounts receivable41€736€1k▲
Cash at bank and in hand54/58€1k€594▼
Equity and liabilities
Total equity and liabilities10/49€57k€51k▼
Equity10/15€50k€39k▼
Contributions10/11€8k€6k▼
Reserves13€73k€75k▲
Non-distributable reserves130/1-€2k
Other1319-€2k
Distributable reserves133€73k€73k=
Profit (loss) carried forward14€-31k€-42k▼
Amounts payable17/49€7k€12k▲
Amounts payable after more than one year17€370-
Financial debts170/4€370-
Amounts payable within one year42/48€6k€12k▲
Current portion of amounts payable after more than one year42-€370
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€485€753▲
Taxes450/3€485€753▲
Other amounts payable47/48€33€9k▲
Accrued charges and deferred income492/3€500-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€189-
Gross operating margin9900€-3k€-5k▼
Operating profit (loss)9901€-10k€-11k▼
Financial income75/76B€840-
Recurring financial income75€840-
Non-recurring financial income76B€840-
Financial charges65/66B€235€105▼
Recurring financial charges65€235€105▼
Profit (loss) for the period before taxes9903€-9k€-11k▼
Profit (loss) for the period9904€-9k€-11k▼
Profit (loss) for the period to be appropriated9905€-9k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-42k▼
Profit (loss) brought forward from the previous period14P€-22k€-31k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-23k ▼3080%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €24k ▲32.2%
Operating result €29k, net result €24k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 32 days late
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 72 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herlaerstraat 151800 VilvoordeGround area
146 m²
Building footprint
75 m²
Volume, LiDAR
582 m³
Parcel 23642D0909/00R025, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HENG-SUN
since 20042.137.736.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0909/00R025 | Flanders | 146 m² | 1 · 75 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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COENEN CUSTOMS
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C4D CONSULT
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Vincent STASSER - Société Notariale
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Of 685 companies in sector 74112 we hold annual accounts for 312. 183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2003
Fiscal year end31-12
Activities, NACEBEL
74112Other professional, scientific and technical activities
74103Other professional, scientific and technical activities
74109Other professional, scientific and technical activities
74120Graphic design and visual communication
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.