GT@ch
ActiveGT@ch has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-5k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 3448 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency87=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.53 in 2024), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
-8.5%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
5 d late
2024
40 d late
2023
6 d early
2022
25 d late
2021
52 d late
2020
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 12.7%
2024 · €36k
2020: €21k
2021: €27k
2022: €34k
2023: €46k
2024: €36k
2020 → 2025
Total assets
€53k▼ 13.5%
2024 · €61k
2020: €44k
2021: €35k
2022: €50k
2023: €65k
2024: €61k
2020 → 2025
Net result
€-5k▲ 57.0%
2024 · €-10k
2020: €15k
2021: €6k
2022: €8k
2023: €12k
2024: €-10k
2020 → 2025
Working capital
€11k▼ 18.3%
2024 · €14k
2020: €21k
2021: €26k
2022: €34k
2023: €37k
2024: €14k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€34k▲ 29.1%€46k▲ 34.1%€36k▼ 22.8%€31k▼ 12.7%
Operating result€10k-€10k▲ 3.5%€16k▲ 51.4%€-11k€-5k▲ 55.4%
Net result€6k-€8k▲ 39.2%€12k▲ 51.6%€-10k€-5k▲ 57.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €11k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€20k▼ 9.2%
Current assets
€33k▼ 15.8%
Equity and liabilities €53k
Equity
€31k▼ 12.7%
Debt
€22k▼ 14.5%
The debt ratio falls from 42.1% to 41.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-9k
Cash flow
€-3k▲
2024 · €-8k
Solvency
58.4%▲
2024 · 57.9%
Current ratio
1.51▼
2024 · 1.53
Quick ratio
1.51▼
2024 · 1.53
Debt / equity
0.71▼
2024 · 0.73
ROE
-14.5%▲
2024 · -29.5%
ROA
-8.5%▲
2024 · -17.1%
Interest coverage
-13.39▲
2024 · -35.61
Debt
€22k▼
2024 · €26k
Debt ≤ 1 year
€22k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€53k▼
Fixed assets21/28€22k€20k▼
Tangible fixed assets22/27€22k€20k▼
Plant, machinery and equipment23€22k€20k▼
Current assets29/58€40k€33k▼
Amounts receivable within one year40/41€40k€33k▼
Other amounts receivable41€40k€33k▼
Deferred charges and accrued income490/1€125-
Equity and liabilities
Total equity and liabilities10/49€61k€53k▼
Equity10/15€36k€31k▼
Contributions10/11€6k€6k=
Reserves13€20k€20k=
Non-distributable reserves130/1€813€813=
Reserves not available under the articles1311€813€813=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€9k€4k▼
Amounts payable17/49€26k€22k▼
Amounts payable within one year42/48€26k€22k▼
Financial debts43€22k€22k▲
Other loans439€22k€22k▲
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€75€214▲
Gross operating margin9900€-9k€-3k▲
Operating profit (loss)9901€-11k€-5k▲
Financial income75/76B€1k€736▼
Recurring financial income75€1k€736▼
Financial charges65/66B€259€226▼
Recurring financial charges65€259€226▼
Profit (loss) for the period before taxes9903€-10k€-5k▲
Profit (loss) for the period9904€-10k€-5k▲
Profit (loss) for the period to be appropriated9905€-10k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€4k▼
Profit (loss) brought forward from the previous period14P€19k€9k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼190%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 4.24
Current ratio from 1.91 to 4.24; short-term debt falls from €23k to €8k.
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drabstraat 2032640 MortselGround area
927 m²
Building footprint
470 m²
Volume, LiDAR
6,406 m³
Parcel 11512B0171/00V000, Flanders · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GT@ch
since 20192.286.441.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11512B0171/00V000 | Flanders | 927 m² | 1 · 470 m² | 15.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DWM Protect
BE 0769.978.080
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Junius Simon
BE 0781.786.940
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Leds Invest
BE 0780.687.573
Schoten · Eq €33k
Baudewijn Berte
BE 0793.827.016
Rijkevorsel · Eq €33k
PHILIPPE VERLINDEN, NOTARIS
BE 0475.165.782
Rijkevorsel · Eq €33k
Of 685 companies in sector 74112 we hold annual accounts for 311. 167 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-02-2019
Fiscal year end31-12
Activities, NACEBEL
74112Other professional, scientific and technical activities
74103Other professional, scientific and technical activities
74109Other professional, scientific and technical activities
74120Graphic design and visual communication
74140Other specialised design activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gaborhvtack@gmail.com