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YUCOPIA

Open bankruptcy
Private limited companyfounded 2018de Limburg Stirumlaan 24, 1780 Wemmel, BelgiumKBO/BCE: BE 0712.918.227

A bankruptcy procedure is open for YUCOPIA according to publications in the Belgian State Gazette; curator: JEROEN PINOY.

Summary

The 2024 annual accounts show negative equity (-€331,044) and a net result of -€511,754.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Brussels
Declared bankrupt
4 November 2025
Supervising judge
Joris Van den Bruel
Official Gazette
10-11-2025 (pdf) ↗search the document for 2025/146257

Deadlines

Provisional date payments stopped
4 November 2025A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 25 November 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 4 December 2025art. XX.104 and XX.155 CEL
First verification report
passed on 10 December 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
4 November 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Jeroen PinoyStationsstraat 117, 1840 Londer- Zeeljeroenpinoy@alexius.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2021222324
2020 to 2024 · latest year -€331,044
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
38 d early
2023
34 d early
2022
35 d early
2021
23 d early
2020
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YUCOPIA was incorporated on 7 November 2018.1 Total assets rose from EUR 684,515 in 2020 to EUR 1.1 million in 2024 and headcount from 3.3 full-time equivalents in 2022 to 2.4 in 2024.2 On 4 November 2025 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020, 2022 and 2024
  3. 3Belgian State Gazette, 10-11-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€331,044
2023 · €180,709
Total assets
€1.1m▲ 1.0%
2023 · €1.1m
Net result
-€511,754▲ 12.6%
2023 · -€585,709
Working capital
-€506,982▲ 28.9%
2023 · -€713,103
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€149,675--€289,957▼ 93.7%-€393,343▼ 35.7%-€544,523▼ 38.4%-€443,841▲ 18.5%
Net result-€47,510below the sector's middle half--€186,263below the sector's middle half▼ 292%-€403,096below the sector's middle half▼ 116%-€585,709below the sector's middle half▼ 45.3%-€511,754below the sector's middle half▲ 12.6%
Equity-€79,214below the sector's middle half--€265,477below the sector's middle half▼ 235%€401,760above the sector's middle half€180,709above the sector's middle half▼ 55.0%-€331,044below the sector's middle half
Total assets€684,515above the sector's middle half-€1.0mabove the sector's middle half▲ 49.8%€1.4mabove the sector's middle half▲ 36.9%€1.1mabove the sector's middle half▼ 23.9%€1.1mabove the sector's middle half▲ 1.0%
Debt€763,729-€1.3m▲ 69.1%€1.0m▼ 22.3%€887,449▼ 11.5%€1.4m▲ 58.8%
Working capital-€497,889below the sector's middle half--€700,292below the sector's middle half▼ 40.7%-€238,816below the sector's middle half▲ 65.9%-€713,103below the sector's middle half▼ 199%-€506,982below the sector's middle half▲ 28.9%
Solvency-11.6%below the sector's middle half--25.9%below the sector's middle half▼ 14.3pp28.6%below the sector's middle half▲ 54.5pp16.9%below the sector's middle half▼ 11.7pp-30.7%below the sector's middle half▼ 47.6pp
Current ratio0.15below the sector's middle half-0.19below the sector's middle half▲ 0.040.56below the sector's middle half▲ 0.370.12below the sector's middle half▼ 0.440.22below the sector's middle half▲ 0.10
Return on assets (ROA)-6.9%below the sector's middle half--18.2%below the sector's middle half▼ 11.2pp-28.7%below the sector's middle half▼ 10.5pp-54.8%below the sector's middle half▼ 26.1pp-47.4%below the sector's middle half▲ 7.4pp
Staff (FTE)3.34▲ 21.2%2.4▼ 40.0%
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€600,000-€400,000-€200,000€0Operating result 2020: -€149,675-€149,675Net result 2020: -€47,510-€47,510Operating result 2021: -€289,957-€289,957Net result 2021: -€186,263-€186,263Operating result 2022: -€393,343-€393,343Net result 2022: -€403,096-€403,096Operating result 2023: -€544,523-€544,523Net result 2023: -€585,709-€585,709Operating result 2024: -€443,841-€443,841Net result 2024: -€511,754-€511,75420202021202220232024-€600,000-€400,000-€200,000€0Operating result 2022: -€393,343-€393,000Net result 2022: -€403,096-€403,000Operating result 2023: -€544,523-€545,000Net result 2023: -€585,709-€586,000Operating result 2024: -€443,841-€444,000Net result 2024: -€511,754-€512,000202220232024
The operating result stays negative: a loss of €443,841 in 2024 against €544,523 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.1m
Fixed assets €937,483 ▼ 3.4%
Current assets €141,036 ▲ 43.8%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€305,184▲
2023 · -€406,302
Cash flow
-€373,096▲
2023 · -€447,488
Debt to equity
-4.26▼
2023 · 4.91
Interest coverage
-4.55▲
2023 · -9.81
Debt ≤ 1 year
€648,018▼
2023 · €811,170
Debt > 1 year
€759,849▲
2023 · €68,031
Income taxes
€826▼
2023 · €1,087
Staff costs
€150,209▼
2023 · €265,708
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.1m€1.1m▲
Fixed assets21/28€970,090€937,483▼
Intangible fixed assets21€968,075€935,609▼
Tangible fixed assets22/27€1,616€574▼
Plant, machinery and equipment23€1,616€574▼
Financial fixed assets28€400€1,300▲
Current assets29/58€98,068€141,036▲
Amounts receivable within one year40/41€88,764€97,848▲
Trade receivables40€88,764€68,843▼
Other amounts receivable41€0€29,005▲
Cash at bank and in hand54/58€4,650€40,429▲
Deferred charges and accrued income490/1€4,653€2,758▼
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m▲
Equity10/15€180,709-€331,044▼
Contributions10/11€1.4m€1.4m=
Profit (loss) carried forward14-€1.3m-€1.8m▼
Amounts payable17/49€887,449€1.4m▲
Amounts payable after more than one year17€68,031€759,849▲
Financial debts170/4€68,031€759,849▲
Amounts payable within one year42/48€811,170€648,018▼
Current portion of amounts payable after more than one year42€261,441€184,454▼
Financial debts43€120,180€100,000▼
Credit institutions430/8€101,800€100,000▼
Other loans439€18,380€0▼
Trade debts44€387,888€340,928▼
Suppliers440/4€387,888€340,928▼
Taxes, remuneration and social security45€32,625€16,210▼
Taxes450/3€3,498€4,554▲
Remuneration and social security454/9€29,127€11,656▼
Other amounts payable47/48€9,036€6,426▼
Accrued charges and deferred income492/3€8,248€1,696▼
Income statement Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€265,708€150,209▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138,221€138,657▲
Other operating charges640/8€3,333€3,177▼
Non-recurring operating charges66A€0-
Gross operating margin9900-€137,261-€151,798▼
Operating profit (loss)9901-€544,523-€443,841▲
Financial income75/76B€1,322€43▼
Recurring financial income75€1,322€43▼
Financial charges65/66B€41,421€67,129▲
Recurring financial charges65€41,421€67,129▲
Profit (loss) for the period before taxes9903-€584,622-€510,927▲
Income taxes67/77€1,087€826▼
Profit (loss) for the period9904-€585,709-€511,754▲
Profit (loss) for the period to be appropriated9905-€585,709-€511,754▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1.3m-€1.8m▼
Profit (loss) brought forward from the previous period14P-€670,073-€1.3m▼

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A--€4,400€0--
Remuneration, social security and pensions62-€14,903€186,899€265,708€150,209▼ 43.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45,527€87,127€125,457€138,221€138,657▲ 0.3%
Other operating charges640/8-€868€5,312€3,333€3,177▼ 4.7%
Non-recurring operating charges66A--€1,030€0--
Gross operating margin9900-€102,708-€187,060-€74,645-€137,261-€151,798▼ 10.6%
Operating profit (loss)9901-€149,675-€289,957-€393,343-€544,523-€443,841▲ 18.5%
Financial income75/76B-€112,358€52,964€1,322€43▼ 96.7%
Recurring financial income75€103,093€112,358€52,964€1,322€43▼ 96.7%
Financial charges65/66B-€8,664€61,983€41,421€67,129▲ 62.1%
Recurring financial charges65€928€8,664€61,983€41,421€67,129▲ 62.1%
Profit (loss) for the period before taxes9903-€47,510-€186,263-€402,363-€584,622-€510,927▲ 12.6%
Income taxes67/77--€733€1,087€826▼ 24.0%
Profit (loss) for the period9904-€47,510-€186,263-€403,096-€585,709-€511,754▲ 12.6%
Profit (loss) for the period to be appropriated9905-€47,510-€186,263-€403,096-€585,709-€511,754▲ 12.6%
Line20202021202220232024Change
Assets
Total assets20/58€684,515€1.0m€1.4m€1.1m€1.1m▲ 1.0%
Fixed assets21/28€598,026€864,715€1.1m€970,090€937,483▼ 3.4%
Intangible fixed assets21€596,412€863,348€1.1m€968,075€935,609▼ 3.4%
Tangible fixed assets22/27€1,614€967€2,653€1,616€574▼ 64.5%
Plant, machinery and equipment23-€967€2,653€1,616€574▼ 64.5%
Financial fixed assets28-€400€400€400€1,300▲ 225%
Current assets29/58€86,490€160,947€304,699€98,068€141,036▲ 43.8%
Amounts receivable within one year40/41€68,240€154,976€175,800€88,764€97,848▲ 10.2%
Trade receivables40-€121,911€160,319€88,764€68,843▼ 22.4%
Other amounts receivable41-€33,065€15,480€0€29,005-
Cash at bank and in hand54/58€18,249€3,092€127,283€4,650€40,429▲ 769%
Deferred charges and accrued income490/1-€2,880€1,616€4,653€2,758▼ 40.7%
Equity and liabilities
Total equity and liabilities10/49€684,515€1.0m€1.4m€1.1m€1.1m▲ 1.0%
Equity10/15-€79,214-€265,477€401,760€180,709-€331,044▼ 283%
Contributions10/11-€1,500€1.1m€1.4m€1.4m=
Profit (loss) carried forward14-€80,714-€266,977-€670,073-€1.3m-€1.8m▼ 40.8%
Amounts payable17/49€763,729€1.3m€1.0m€887,449€1.4m▲ 58.8%
Amounts payable after more than one year17€175,000€405,000€450,451€68,031€759,849▲ 1,017%
Financial debts170/4-€405,000€450,451€68,031€759,849▲ 1,017%
Amounts payable within one year42/48€584,379€861,239€543,515€811,170€648,018▼ 20.1%
Current portion of amounts payable after more than one year42-€20,000€34,000€261,441€184,454▼ 29.4%
Financial debts43-€120,220€135,432€120,180€100,000▼ 16.8%
Credit institutions430/8-€120,220€123,732€101,800€100,000▼ 1.8%
Other loans439--€11,700€18,380€0▼ 100%
Trade debts44€576,024€581,165€299,955€387,888€340,928▼ 12.1%
Suppliers440/4-€581,165€299,955€387,888€340,928▼ 12.1%
Taxes, remuneration and social security45-€2,498€32,607€32,625€16,210▼ 50.3%
Taxes450/3--€2,778€3,498€4,554▲ 30.2%
Remuneration and social security454/9-€2,498€29,829€29,127€11,656▼ 60.0%
Other amounts payable47/48-€137,356€41,522€9,036€6,426▼ 28.9%
Accrued charges and deferred income492/3-€24,900€8,728€8,248€1,696▼ 79.4%
Line20202021202220232024Change
Profit (loss) for the period9904-€47,510-€186,263-€403,096-€585,709-€511,754▲ 12.6%
+ Depreciation and write-downs630€45,527€87,127€125,457€138,221€138,657▲ 0.3%
Operating cash flow (approximation)-€1,984-€99,137-€277,639-€447,488-€373,096▲ 16.6%
Investment in fixed assets (approximation)--€353,816-€360,498-€8,556-€106,050▼ 1,140%
Change in cash--€15,158€124,192-€122,633€35,779▲ 129%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
10-11
Bankruptcy Opening
Ondernemingsrechtbank Brussel · event 04-11-2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€585,709
Net result drops to -€585,709, the lowest in the series.
26-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200,000Eq €401,760
Equity rises from -€265,477 to €401,760.
08-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,124 m²
Building footprint
420 m²
Volume, LiDAR
3,836 m³
Parcel 22662B0033/00N002, Flanders · tallest building 15.5 m, ±3 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
GUCOPIA
de Limburg Stirumlaan 24, 1780 WemmelComputer programming, consultancy and related activities
since 20182.281.474.345
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0033/00N002 Flanders 1,124 m² 1 · 420 m² 15.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator JEROEN PINOY
STATIONSSTRAAT 117, 1840 LONDER- ZEEL
04-11-2025 → present

Structure & network

Owners and holdings

4 owners

Owners 4

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 224 EUR awarded · 224 EUR paid
Year Entries awardedpaid
2024 1 224 EUR224 EUR
Schemes
1 entry · 224 EUR · 224 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

87550024HP9KZCGT9413
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 30,008 companies in sector 62200 we hold annual accounts for 18,400. 15,109 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0712918227
Also 9925:BE0712918227
Registered 25-11-2024

The company is no longer active; its Peppol card can remain until its access point withdraws it.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.