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YTech

Active
Private limited companyfounded 20242 yrs activeDemocratiestraat 46/Esol, 1070 Anderlecht, BelgiumKBO/BCE: BE 1006.207.229
Summary

The annual accounts of YTech for fiscal year 2025 show a net loss of 81% of total assets. The 2025 annual accounts show equity of €13,206 and a net result of -€13,569. Its solvency ranks better than 73% of 17123 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100▲+44
Growth32
Track record82
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.79 against 1.45 in 2024; short-term debt: 20.9% and cash: 96.7% of total assets), and 20.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.1%
Return on assets
-81.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
2 d early
2024
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

YTech was incorporated on 20 February 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€13,206▼ 52.2%
2024 · €27,607
Total assets
€16,692▼ 81.3%
2024 · €89,132
Net result
-€13,569
2024 · €26,940
Working capital
€13,206▼ 52.2%
2024 · €27,607
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€33,842--€13,520
Net result€26,940--€13,569
Equity€27,607-€13,206▼ 52.2%
Total assets€89,132-€16,692▼ 81.3%
Debt€61,525-€3,487▼ 94.3%
Working capital€27,607-€13,206▼ 52.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2024: €33,842€33,842Net result 2024: €26,940€26,940Operating result 2025: -€13,520-€13,520Net result 2025: -€13,569-€13,56920242025-€20,000€0€20,000€40,000Operating result 2024: €33,842€33,800Net result 2024: €26,940€26,900Operating result 2025: -€13,520-€13,500Net result 2025: -€13,569-€13,60020242025
The operating result turns negative in 2025: a loss of €13,520 after €33,842 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €16,692
Equity €13,206 ▼ 52.2%
Debt €3,487 ▼ 94.3%
Debt's share of the balance-sheet total falls from 69.0% to 20.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
4.79▲
2024 · 1.45
Debt to equity
0.26▼
2024 · 2.23
ROE
-102.7%▼
2024 · 97.6%
ROA
-81.3%▼
2024 · 30.2%
Debt ≤ 1 year
€3,487▼
2024 · €61,525
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€89,132€16,692▼
Current assets29/58€89,132€16,692▼
Amounts receivable within one year40/41€19,954€454▼
Trade receivables40€19,954-
Other amounts receivable41-€454
Cash at bank and in hand54/58€69,086€16,144▼
Deferred charges and accrued income490/1€92€94▲
Equity and liabilities
Total equity and liabilities10/49€89,132€16,692▼
Equity10/15€27,607€13,206▼
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€26,107€11,706▼
Amounts payable17/49€61,525€3,487▼
Amounts payable within one year42/48€61,525€3,487▼
Trade debts44€2,505-
Suppliers440/4€2,505-
Taxes, remuneration and social security45€12,633€353▼
Taxes450/3€12,633€353▼
Other amounts payable47/48€46,387€3,133▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,024-
Gross operating margin9900€34,866-€13,520▼
Operating profit (loss)9901€33,842-€13,520▼
Financial charges65/66B€49€49▼
Recurring financial charges65€49€49▼
Profit (loss) for the period before taxes9903€33,793-€13,569▼
Income taxes67/77€6,853-
Profit (loss) for the period9904€26,940-€13,569▼
Profit (loss) for the period to be appropriated9905€26,940-€13,569▼
Appropriation of the result
Profit (loss) to be appropriated9906€26,940€12,539▼
Profit (loss) brought forward from the previous period14P-€26,107
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,024--
Gross operating margin9900€34,866-€13,520▼ 139%
Operating profit (loss)9901€33,842-€13,520▼ 140%
Financial charges65/66B€49€49▼ 0.2%
Recurring financial charges65€49€49▼ 0.2%
Profit (loss) for the period before taxes9903€33,793-€13,569▼ 140%
Income taxes67/77€6,853--
Profit (loss) for the period9904€26,940-€13,569▼ 150%
Profit (loss) for the period to be appropriated9905€26,940-€13,569▼ 150%
Line20242025Change
Assets
Total assets20/58€89,132€16,692▼ 81.3%
Current assets29/58€89,132€16,692▼ 81.3%
Amounts receivable within one year40/41€19,954€454▼ 97.7%
Trade receivables40€19,954--
Other amounts receivable41-€454-
Cash at bank and in hand54/58€69,086€16,144▼ 76.6%
Deferred charges and accrued income490/1€92€94▲ 1.8%
Equity and liabilities
Total equity and liabilities10/49€89,132€16,692▼ 81.3%
Equity10/15€27,607€13,206▼ 52.2%
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€26,107€11,706▼ 55.2%
Amounts payable17/49€61,525€3,487▼ 94.3%
Amounts payable within one year42/48€61,525€3,487▼ 94.3%
Trade debts44€2,505--
Suppliers440/4€2,505--
Taxes, remuneration and social security45€12,633€353▼ 97.2%
Taxes450/3€12,633€353▼ 97.2%
Other amounts payable47/48€46,387€3,133▼ 93.2%
Line20242025Change
Profit (loss) for the period9904€26,940-€13,569▼ 150%
+ Depreciation and write-downs630€1,024--
Operating cash flow (approximation)€27,964-€13,569▼ 149%
Change in cash--€52,942-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity triplescurrent ratio 4.79
Current ratio from 1.45 to 4.79; short-term debt falls from €61,525 to €3,487.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
121 m²
Building footprint
83 m²
Volume, LiDAR
964 m³
Parcel 21308H0513/00D008, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
YTech
Democratiestraat 46/Esol, 1070 AnderlechtComputer programming, consultancy and related activities
since 20242.356.695.469
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21308H0513/00D008 Brussels 121 m² 1 · 83 m² 17.5 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,394. 11,028 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
Contact
E-mail yassine.ecole@gmail.com

Scores and ratios are computed by Checked and are not a credit decision.