Summary
YTC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €35,524 and a net result of -€5,965. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 5585 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
27 d early
2024
15 d early
2023
26 d early
2022
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 4 April (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€35,524▼ 14.4%
2024 · €41,489
Net result
-€5,965
2024 · €11,990
Total assets
€47,110▼ 17.0%
2024 · €56,737
Solvency
75.4%▲ 2.3pp
2024 · 73.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€19,434-€15,063▼ 22.5%€18,968▲ 25.9%-€3,767
Net result€15,366within the sector's middle half-€9,133within the sector's middle half▼ 40.6%€11,990within the sector's middle half▲ 31.3%-€5,965below the sector's middle half
Equity€20,366below the sector's middle half-€29,500below the sector's middle half▲ 44.8%€41,489below the sector's middle half▲ 40.6%€35,524below the sector's middle half▼ 14.4%
Total assets€34,415below the sector's middle half-€46,493below the sector's middle half▲ 35.1%€56,737below the sector's middle half▲ 22.0%€47,110below the sector's middle half▼ 17.0%
Debt€14,049-€16,994▲ 21.0%€15,248▼ 10.3%€11,586▼ 24.0%
Working capital€20,366within the sector's middle half-€21,434within the sector's middle half▲ 5.2%€35,400within the sector's middle half▲ 65.2%€30,353within the sector's middle half▼ 14.3%
Solvency59.2%within the sector's middle half-63.4%within the sector's middle half▲ 4.3pp73.1%within the sector's middle half▲ 9.7pp75.4%within the sector's middle half▲ 2.3pp
Current ratio2.45within the sector's middle half-2.26within the sector's middle half▼ 0.193.32above the sector's middle half▲ 1.063.62above the sector's middle half▲ 0.30
Return on assets (ROA)44.6%above the sector's middle half-19.6%above the sector's middle half▼ 25.0pp21.1%above the sector's middle half▲ 1.5pp-12.7%below the sector's middle half▼ 33.8pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3,767 after €18,968 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47,110
Fixed assets
€5,171 ▼ 15.1%
Current assets
€41,939 ▼ 17.2%
Equity and liabilities €47,110
Equity
€35,524 ▼ 14.4%
Debt
€11,586 ▼ 24.0%
Debt's share of the balance-sheet total falls from 26.9% to 24.6%. Equity and debt are lower.
Key figures and ratios
ROE
-16.8%▼
2024 · 28.9%
Debt ≤ 1 year
€11,586▼
2024 · €15,248
Income taxes
€0▼
2024 · €3,917
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €804 | €1,977 | €2,091 | ▲ 5.8% |
| Other operating charges640/8 | €450 | €993 | €1,204 | €803 | ▼ 33.3% |
| Gross operating margin9900 | €19,883 | €16,860 | €22,148 | -€873 | ▼ 104% |
| Operating profit (loss)9901 | €19,434 | €15,063 | €18,968 | -€3,767 | ▼ 120% |
| Financial income75/76B | €0 | €48 | €0 | €150 | - |
| Recurring financial income75 | €0 | €48 | €0 | €150 | - |
| Financial charges65/66B | €5 | €3,329 | €3,061 | €2,347 | ▼ 23.3% |
| Recurring financial charges65 | €5 | €3,329 | €3,061 | €2,347 | ▼ 23.3% |
| Profit (loss) for the period before taxes9903 | €19,429 | €11,783 | €15,907 | -€5,965 | ▼ 137% |
| Income taxes67/77 | €4,062 | €2,649 | €3,917 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €15,366 | €9,133 | €11,990 | -€5,965 | ▼ 150% |
| Profit (loss) for the period to be appropriated9905 | €15,366 | €9,133 | €11,990 | -€5,965 | ▼ 150% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €34,415 | €46,493 | €56,737 | €47,110 | ▼ 17.0% |
| Fixed assets21/28 | - | €8,066 | €6,089 | €5,171 | ▼ 15.1% |
| Tangible fixed assets22/27 | - | €8,066 | €6,089 | €5,171 | ▼ 15.1% |
| Furniture and vehicles24 | - | €8,066 | €6,089 | €5,171 | ▼ 15.1% |
| Current assets29/58 | €34,415 | €38,427 | €50,648 | €41,939 | ▼ 17.2% |
| Amounts receivable within one year40/41 | €9,680 | €11,870 | €39,720 | €22,072 | ▼ 44.4% |
| Trade receivables40 | €9,680 | €10,890 | €35,090 | €15,090 | ▼ 57.0% |
| Other amounts receivable41 | - | €980 | €4,630 | €6,982 | ▲ 50.8% |
| Cash at bank and in hand54/58 | €24,735 | €25,747 | €8,861 | €18,000 | ▲ 103% |
| Deferred charges and accrued income490/1 | - | €811 | €2,067 | €1,867 | ▼ 9.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €34,415 | €46,493 | €56,737 | €47,110 | ▼ 17.0% |
| Equity10/15 | €20,366 | €29,500 | €41,489 | €35,524 | ▼ 14.4% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €15,366 | €24,500 | €36,489 | €30,524 | ▼ 16.3% |
| Distributable reserves133 | €15,366 | €24,500 | €36,489 | €30,524 | ▼ 16.3% |
| Amounts payable17/49 | €14,049 | €16,994 | €15,248 | €11,586 | ▼ 24.0% |
| Amounts payable within one year42/48 | €14,049 | €16,994 | €15,248 | €11,586 | ▼ 24.0% |
| Trade debts44 | €1,259 | €2,369 | €592 | €556 | ▼ 6.1% |
| Suppliers440/4 | €1,259 | €2,369 | €592 | €556 | ▼ 6.1% |
| Taxes, remuneration and social security45 | €12,789 | €14,248 | €14,656 | €11,030 | ▼ 24.7% |
| Taxes450/3 | €8,981 | €9,766 | €10,111 | €6,583 | ▼ 34.9% |
| Remuneration and social security454/9 | €3,808 | €4,482 | €4,546 | €4,448 | ▼ 2.2% |
| Other amounts payable47/48 | - | €378 | €0 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,366 | €9,133 | €11,990 | -€5,965 | ▼ 150% |
| + Depreciation and write-downs630 | - | €804 | €1,977 | €2,091 | ▲ 5.8% |
| Operating cash flow (approximation) | €15,366 | €9,937 | €13,966 | -€3,874 | ▼ 128% |
| Investment in fixed assets (approximation) | - | - | €0 | -€1,173 | - |
| Change in cash | - | €1,012 | -€16,886 | €9,139 | ▲ 154% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet -€5,965
Net result drops to -€5,965, the lowest in the series.
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2021
Ground area
917 m²
Building footprint
124 m²
Volume, LiDAR
515 m³
Parcel 11922B0414/00Y002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YTC
since 20212.325.300.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0414/00Y002 | Flanders | 917 m² | 1 · 124 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 9,321 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-2021
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0777940394
Also
9925:BE0777940394
Registered
06-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.