YSIMAC
ActiveSummary
YSIMAC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €42,851 and a net result of €48,223. Equity is shrinking by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency63▲+34
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 0.83 in 2023; short-term debt: 61.2% and cash: 40.4% of total assets), and 61.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.5%
Return on assets
43.3%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €42,851
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
27 d late
2022
18 d early
2021
47 d early
2020
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€42,851▲ 547%
2023 · €6,627
Total assets
€111,369▼ 25.3%
2023 · €149,069
Net result
€48,223▼ 16.4%
2023 · €57,674
Working capital
€15,707
2023 · -€23,626
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€78,037-€85,269▲ 9.3%€88,992▲ 4.4%€75,380▼ 15.3%€68,096▼ 9.7%
Net result€60,851above the sector's middle half-€65,241above the sector's middle half▲ 7.2%€67,861above the sector's middle half▲ 4.0%€57,674above the sector's middle half▼ 15.0%€48,223within the sector's middle half▼ 16.4%
Equity€45,851within the sector's middle half-€71,091within the sector's middle half▲ 55.0%€38,953within the sector's middle half▼ 45.2%€6,627below the sector's middle half▼ 83.0%€42,851within the sector's middle half▲ 547%
Total assets€69,316within the sector's middle half-€114,507within the sector's middle half▲ 65.2%€146,426within the sector's middle half▲ 27.9%€149,069within the sector's middle half▲ 1.8%€111,369within the sector's middle half▼ 25.3%
Debt€23,465-€43,416▲ 85.0%€107,473▲ 148%€142,441▲ 32.5%€68,519▼ 51.9%
Working capital€40,884within the sector's middle half-€64,539within the sector's middle half▲ 57.9%€29,970within the sector's middle half▼ 53.6%-€23,626below the sector's middle half€15,707within the sector's middle half
Solvency66.1%within the sector's middle half-62.1%within the sector's middle half▼ 4.1pp26.6%below the sector's middle half▼ 35.5pp4.4%below the sector's middle half▼ 22.2pp38.5%within the sector's middle half▲ 34.0pp
Current ratio2.74within the sector's middle half-2.49within the sector's middle half▼ 0.261.28below the sector's middle half▼ 1.210.83below the sector's middle half▼ 0.451.23below the sector's middle half▲ 0.40
Return on assets (ROA)87.8%above the sector's middle half-57.0%above the sector's middle half▼ 30.8pp46.3%above the sector's middle half▼ 10.6pp38.7%above the sector's middle half▼ 7.7pp43.3%above the sector's middle half▲ 4.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 10% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €111,352
Fixed assets
€27,542 ▼ 8.8%
Current assets
€83,810 ▼ 29.2%
Equity and liabilities €111,369
Equity
€42,851 ▲ 547%
Debt
€68,519 ▼ 51.9%
Debt's share of the balance-sheet total falls from 95.6% to 61.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73,313▼
2023 · €79,688
Cash flow
€53,441▼
2023 · €61,982
Debt to equity
1.60▼
2023 · 21.49
ROE
112.5%▼
2023 · 870.3%
Interest coverage
30.28▼
2023 · 65.24
Debt ≤ 1 year
€68,103▼
2023 · €142,031
Income taxes
€17,451▲
2023 · €16,494
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,124 | €1,614 | €2,515 | €4,308 | €5,217 | ▲ 21.1% |
| Other operating charges640/8 | - | €987 | €1,177 | €869 | €829 | ▼ 4.6% |
| Gross operating margin9900 | €79,553 | €87,870 | €92,684 | €80,557 | €74,143 | ▼ 8.0% |
| Operating profit (loss)9901 | €78,037 | €85,269 | €88,992 | €75,380 | €68,096 | ▼ 9.7% |
| Financial income75/76B | - | €0 | - | €11 | €0 | ▼ 99.9% |
| Recurring financial income75 | €0 | €0 | - | €11 | €0 | ▼ 99.9% |
| Financial charges65/66B | - | €1,529 | €1,698 | €1,222 | €2,421 | ▲ 98.2% |
| Recurring financial charges65 | €599 | €1,529 | €1,698 | €1,222 | €2,421 | ▲ 98.2% |
| Profit (loss) for the period before taxes9903 | €77,437 | €83,740 | €87,293 | €74,169 | €65,675 | ▼ 11.5% |
| Income taxes67/77 | €16,587 | €18,500 | €19,432 | €16,494 | €17,451 | ▲ 5.8% |
| Profit (loss) for the period9904 | €60,851 | €65,241 | €67,861 | €57,674 | €48,223 | ▼ 16.4% |
| Profit (loss) for the period to be appropriated9905 | €60,851 | €65,241 | €67,861 | €57,674 | €48,223 | ▼ 16.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €69,316 | €114,507 | €146,426 | €149,069 | €111,369 | ▼ 25.3% |
| Formation expenses20 | €1,856 | €1,397 | €937 | €477 | €18 | ▼ 96.3% |
| Fixed assets21/28 | €3,110 | €5,156 | €8,427 | €30,186 | €27,542 | ▼ 8.8% |
| Tangible fixed assets22/27 | €3,110 | €5,156 | €8,427 | €30,186 | €27,542 | ▼ 8.8% |
| Furniture and vehicles24 | - | €5,156 | €8,427 | €10,130 | €6,529 | ▼ 35.5% |
| Other tangible fixed assets26 | - | - | - | €20,056 | €21,013 | ▲ 4.8% |
| Current assets29/58 | €64,349 | €107,955 | €137,063 | €118,405 | €83,810 | ▼ 29.2% |
| Amounts receivable within one year40/41 | €17,080 | €18,578 | €64,156 | €53,095 | €38,780 | ▼ 27.0% |
| Trade receivables40 | - | €17,165 | €48,606 | €36,039 | €37,677 | ▲ 4.5% |
| Other amounts receivable41 | - | €1,414 | €15,550 | €17,056 | €1,103 | ▼ 93.5% |
| Cash at bank and in hand54/58 | €46,821 | €88,841 | €72,906 | €64,835 | €45,000 | ▼ 30.6% |
| Deferred charges and accrued income490/1 | - | €536 | - | €475 | €30 | ▼ 93.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €69,316 | €114,507 | €146,426 | €149,069 | €111,369 | ▼ 25.3% |
| Equity10/15 | €45,851 | €71,091 | €38,953 | €6,627 | €42,851 | ▲ 547% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €40,851 | €66,091 | €33,953 | €1,627 | €37,851 | ▲ 2,226% |
| Amounts payable17/49 | €23,465 | €43,416 | €107,473 | €142,441 | €68,519 | ▼ 51.9% |
| Amounts payable within one year42/48 | €23,465 | €43,416 | €107,093 | €142,031 | €68,103 | ▼ 52.1% |
| Trade debts44 | €802 | €977 | €2,016 | €2,114 | €4,799 | ▲ 127% |
| Suppliers440/4 | - | €977 | €2,016 | €2,114 | €4,799 | ▲ 127% |
| Taxes, remuneration and social security45 | - | €1,637 | €4,626 | €5,741 | €10,684 | ▲ 86.1% |
| Taxes450/3 | - | €1,637 | €2,550 | €3,389 | €8,487 | ▲ 150% |
| Remuneration and social security454/9 | - | - | €2,076 | €2,352 | €2,197 | ▼ 6.6% |
| Other amounts payable47/48 | - | €40,802 | €100,451 | €134,176 | €52,620 | ▼ 60.8% |
| Accrued charges and deferred income492/3 | - | - | €381 | €410 | €416 | ▲ 1.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60,851 | €65,241 | €67,861 | €57,674 | €48,223 | ▼ 16.4% |
| + Depreciation and write-downs630 | €1,124 | €1,614 | €2,515 | €4,308 | €5,217 | ▲ 21.1% |
| Operating cash flow (approximation) | €61,974 | €66,855 | €70,376 | €61,982 | €53,441 | ▼ 13.8% |
| Investment in fixed assets (approximation) | - | -€3,660 | -€5,786 | -€26,067 | -€2,573 | ▲ 90.1% |
| Change in cash | - | €42,019 | -€15,934 | -€8,071 | -€19,835 | ▼ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €48,223 ▼16.4%
Net result drops to €48,223, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €67,861 ▲4%
Operating result €88,992, net result €67,861, both a record.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 2020
Ground area
1,774 m²
Building footprint
94 m²
Volume, LiDAR
661 m³
Parcel 61068A0640/00W000, Wallonia · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YSIMAC
since 20202.297.516.462
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61068A0640/00W000 | Wallonia | 1,774 m² | 1 · 94 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,096 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
70200Business and other management consultancy
73300Public relations and communication consultancy
74120Graphic design and visual communication
74201Photography, excluding press photography
E-invoicing
Reachable via Peppol
Peppol ID
0208:0740675469
Registered
17-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.