2STEPSAHEAD
ActiveSummary
2STEPSAHEAD has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €56k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.52 against 2.28 in 2024; short-term debt: 20.2% and cash: 5.4% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
45.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
29 d early
2023
11 d early
2022
1 d late
2021
10 d late
2020
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 19.7%
2024 · €83k
2020: €41k
2021: €77k
2022: €112k
2023: €109k
2024: €83k
2020 → 2025
Total assets
€125k▼ 0.9%
2024 · €126k
2020: €54k
2021: €135k
2022: €163k
2023: €151k
2024: €126k
2020 → 2025
Net result
€56k▲ 14.9%
2024 · €49k
2020: €38k
2021: €36k
2022: €35k
2023: €41k
2024: €49k
2020 → 2025
Working capital
€89k▲ 61.3%
2024 · €55k
2020: €40k
2021: €56k
2022: €87k
2023: €76k
2024: €55k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€112k▲ 45.1%€109k▼ 3.4%€83k▼ 24.0%€99k▲ 19.7%
Operating result€47k-€45k▼ 4.0%€52k▲ 17.0%€61k▲ 17.1%€77k▲ 25.5%
Net result€36k-€35k▼ 3.4%€41k▲ 17.9%€49k▲ 18.9%€56k▲ 14.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€11k ▼ 61.5%
Current assets
€114k ▲ 16.1%
Equity and liabilities €125k
Equity
€99k ▲ 19.7%
Debt
€26k ▼ 40.3%
Debt's share of the balance-sheet total falls from 34.3% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▲
2024 · €78k
Cash flow
€73k▲
2024 · €66k
Current ratio
4.52▲
2024 · 2.28
Debt to equity
0.26▼
2024 · 0.52
ROE
56.9%▼
2024 · 59.3%
ROA
45.2%▲
2024 · 39.0%
Interest coverage
750.88▲
2024 · 133.30
Debt ≤ 1 year
€25k▼
2024 · €43k
Income taxes
€20k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€126k€125k▼
Fixed assets21/28€28k€11k▼
Tangible fixed assets22/27€28k€11k▼
Furniture and vehicles24€28k€11k▼
Current assets29/58€98k€114k▲
Amounts receivable within one year40/41€22k€21k▼
Trade receivables40€19k€21k▲
Other amounts receivable41€3k€0▼
Current investments50/53€66k€86k▲
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1€991€928▼
Equity and liabilities
Total equity and liabilities10/49€126k€125k▼
Equity10/15€83k€99k▲
Contributions10/11€4k€4k=
Reserves13€79k€95k▲
Distributable reserves133€79k€95k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€43k€26k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€43k€25k▼
Current portion of amounts payable after more than one year42€8k€0▼
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€9k€18k▲
Taxes450/3€9k€18k▲
Other amounts payable47/48€23k€2k▼
Accrued charges and deferred income492/3€0€511▲
Income statement
Code20242025
Remuneration, social security and pensions62€98-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k=
Other operating charges640/8€654€991▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€80k€95k▲
Operating profit (loss)9901€61k€77k▲
Financial income75/76B€1k€15▼
Recurring financial income75€1k€15▼
Financial charges65/66B€586€125▼
Recurring financial charges65€586€125▼
Profit (loss) for the period before taxes9903€62k€77k▲
Income taxes67/77€13k€20k▲
Profit (loss) for the period9904€49k€56k▲
Profit (loss) for the period to be appropriated9905€49k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€56k▲
Transfer from equity791/2€75k€40k▼
Transfer to equity691/2€49k€56k▲
To other reserves6921€49k€56k▲
Profit to be distributed694/7€75k€40k▼
Return on contributions (dividend)694€75k€40k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €56k ▲14.9%
Operating result €77k, net result €56k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Weakest financial yearnet €35k ▼3.4%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €112k ▲45.1%
3 profitable years in a row build equity to €112k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijshoutstraat 119032 GentGround area
398 m²
Building footprint
121 m²
Volume, LiDAR
679 m³
Parcel 44074C0309/00L003, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
2STEPSAHEAD
since 20192.297.226.254
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074C0309/00L003 | Flanders | 398 m² | 1 · 121 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500E5ABEBFABU4C68
Similar companies · same sector, comparable size
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BE 1005.491.706
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VHB SERVICES
BE 0797.366.427
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Fironi
BE 0718.947.073
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BUCKEYE CONSULTING
BE 1001.979.514
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,577 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.2stepsahead.be
E-mail:contact.us@2stepsahead.be