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2STEPSAHEAD

Active Private limited companyfounded 2019active for 6 yearsRijshoutstraat 11, 9032 GhentKBO/BCE: BE 0739.842.754

Lifetime

6 annual accounts with figures on one time axis
peak €94,776 (2025)
€94,776▲ 17.9%
peak €56,287 (2025)
€56,287▲ 14.9%
peak €112,401 (2022)
€98,842▲ 19.7%
€25,729▼ 40.3%
Board1 name since 2019
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €80,364 to €94,776Dividend €40,000Equity from €82,556 to €98,842Debts from €43,120 to €25,729

Key points

from the 2025 annual accounts

Equity

€98,842 ▲ 19.7%
82,5562024+56,287Profit-40,000Dividend98,8422025

2STEPSAHEAD paid out €40,000 in dividends. That is 71% of the 2025 profit.

Liquidity

4.52 was 2.28 in 2024

Short-term debts fell from €43,120 to €25,218.

Filings

6 annual accounts 2 late
AprilJune31 JulyOctober202020222024

The 2021 accounts came latest: 10 days after the end of the period.

Checked score

95
Excellent
Financially stronger than 66% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100+9equity 79.3% of total assets
50+6short-term debt 20.2% · cash 5.4%
100=return on assets 45.2%

Score breakdown

raises risk
Founded in 2019
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Figures for financial year 2025 (filed on 03-07-2026)
Equity €98,842 (79.3% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 31% on liquidity, 82% on profitability and 65% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as 2STEPSAHEAD has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of 2STEPSAHEAD itself is lower: 0.1% within 12 months. It rests on far more data about 2STEPSAHEAD than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for 2STEPSAHEAD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €9,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.52 (2.28 in 2024), above the usual 1.5. Short-term debt is 20.2% and cash 5.4% of total assets. 20.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Figures for financial year 2025 (filed on 03-07-2026)
NBB · annual accounts
lowers risk · Equity €98,842 (79.3% of total assets)
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
28 days early
2024
29 days early
2023
11 days early
2022
1 day late
2021
10 days late
2020
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 14 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VD
Director, since 19-12-2019
  • VAN DE WALLE Lieven 35 sharesdeed of 23-12-2019
Board & ownership

Recent changes

Incorporation Founding capital of €3,500, 35 shares · Founder: VAN DE WALLE Lieven · Appointment: VAN DE WALLE Lieven (director) · published on 23-12-2019 · Gazette deed
First establishment Rijshoutstraat 11, Ghent
All 10 events

Comparable companies

same main activity, similar in size and age
Company
2STEPSAHEAD Ghent €124,571 €94,776 79.3% -
NVM PROJECTS Temse €127,909 €95,215 3.9% -
LookSharp Destelbergen €118,194 €92,635 1.7% -
KUNDEC Gavere €134,381 €83,236 83.7% -
BDG Consulting Ninove €132,248 €107,908 3.0% -
CADRIT Beveren-Kruibeke-Zwijndrecht €129,792 €106,089 84.3% -
Human-IT Zele €124,143 €87,852 11.5% -

These companies have the same main activity as 2STEPSAHEAD: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €118,000 and €134,000, founded between 2019 and 2020.

Official details

Source: KBO
Status
Active since 19-12-2019Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.297.226.2549032 Ghent, since 19-12-2019
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

≈ €180,000estimated
€124,571▼ 0.9%
Filing
Filed on 03-07-2026, 28 days before the end of the filing period
Financials

Insights on 2STEPSAHEAD

2STEPSAHEAD files the micro format. That format states no turnover. The gross margin rose from €50,468 in 2020 to €94,776 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about 2STEPSAHEAD

What is the company number of 2STEPSAHEAD?
The company number of 2STEPSAHEAD is 0739.842.754. The VAT number is the same number with BE in front: BE 0739.842.754.
Where is 2STEPSAHEAD based?
The registered office is at Rijshoutstraat 11, 9032 Ghent.Company details
What does 2STEPSAHEAD do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of 2STEPSAHEAD?
2STEPSAHEAD is a private limited company (BV).
When was 2STEPSAHEAD founded?
2STEPSAHEAD was founded on 19-12-2019.
Is 2STEPSAHEAD still active?
Yes, 2STEPSAHEAD is an active enterprise in the KBO register.
What is the turnover of 2STEPSAHEAD?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €94,776 and 60 comparable companies (NACE 62200). It probably lies between €160,000 and €240,000.Financials
Is 2STEPSAHEAD profitable?
In financial year 2025, 2STEPSAHEAD made a profit of €56,287.
Where can I find the annual accounts of 2STEPSAHEAD?
2STEPSAHEAD filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 2STEPSAHEAD due?
2STEPSAHEAD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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