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Complete company report
Generated 07-08-2026
Active BE 0437.430.408Public limited company

YPFINANCE

Zwaanhofweg 10 ·8900 Ieper, Belgium· 37 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of YPFINANCE is 0.6% (low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 37 yrs
Board 2
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 15-07-2025 2025-00281203
31-12-2023 verkort 08-07-2024 2024-00231373
31-12-2022 verkort 26-06-2023 2023-00176571
31-12-2021 verkort 15-06-2022 2022-20067935
31-12-2020 verkort 14-07-2021 2021-35500557
31-12-2019 verkort 15-07-2020 2020-30200289
31-12-2018 verkort 12-07-2019 2019-32600033
31-12-2017 verkort 11-07-2018 2018-31000418
31-12-2016 verkort 26-07-2017 2017-35200452
31-12-2015 verkort 25-07-2016 2016-34800194
Directors & mandates 3 directors
Current directors & mandates
  • Paul GHEYSENS
    Director
    State Gazette act 25132744 (17-10-2025)
    Current
    27-06-2013 → present
    6 events
    • 30-06-2025 Mandate renewed· Director
    • 31-12-2019 Appointed· Managing director
    • 26-06-2019 Mandate renewed· Director
    • 26-06-2019 Mandate renewed· Managing director
    • 27-06-2013 Mandate renewed· Director
    • 27-06-2013 Mandate renewed· Managing director
  • Vandoorne Ria
    Director
    State Gazette act 25132744 (17-10-2025)
    Current
    27-06-2013 → present
    3 events
    • 30-06-2025 Mandate renewed· Director
    • 26-06-2019 Mandate renewed· Director
    • 27-06-2013 Mandate renewed· Director
Former directors (1)
  • STEELCONLegal entity
    Director· perm. rep.: Paul GHEYSENS
    State Gazette act 19167871 (27-12-2019)
    Former
    - → 09-12-2019
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation03-05-1989
StatusActive
Postal code8900
Connections & network 1 connected companies
Linked via shared directors
STEELCON
viaPaul GHEYSENS · Permanent representative
former→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
YPFINANCE NV
Zwaanhofweg 10, 8900 IeperOverige financiële instellingen, n.e.g.
since 19892.044.475.829
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33305B1021/00D002 Flanders 5,629 m² 1 · 1,997 m² 8.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-10-2025
State Gazette act Director changes
v3.2
15-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
08-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
26-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
15-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
14-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
15-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
27-12-2019
State Gazette act Director changes
v3.2
12-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
11-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
26-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
25-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2013
25-10-2013
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 9 months ago
2025
17-10-2025 1 director appointed, 2 reappointed Director changes
  • Paul GHEYSENS, Gedelegeerd bestuurder
  • Paul GHEYSENS, Bestuurder
  • Vandoorne Ria, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Paul GHEYSENS",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-06-30",
      "evidence_quote": "De herbenoeming van volgende personen, voor een termijn ingaand op 30/06/2025 ... - de heer Paul GHEYSENS"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vandoorne Ria",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-06-30",
      "evidence_quote": "De herbenoeming van volgende personen, voor een termijn ingaand op 30/06/2025 ... - mevrouw Vandoorne Ria"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Paul GHEYSENS",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-12-31",
      "evidence_quote": "De benoeming van de heer Paul GHEYSENS, voornoemd, als gedelegeerd bestuurder, en Voorzitter van de de Raad van Bestuur dit met ingang van 31/12/2019."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0437.430.408",
    "name_full": "YPFINANCE",
    "legal_form": "NV"
  }
}
2019
27-12-2019 1 resigning, 3 reappointed Director changes
  • Paul GHEYSENS, Bestuurder
  • Paul GHEYSENS, Bestuurder
  • Paul GHEYSENS, Gedelegeerd bestuurder
  • Ria VANDOORNE, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Paul GHEYSENS",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0441976639",
        "name": "STEELCON",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2019-12-09",
      "evidence_quote": "het ontslag als bestuurder van de NV \u0022STEELCON\u0022, met maatschappelijke zetel te 8900 leper, Zwaanhofweg 10 en ondernemingsnummer 0441.976.639 (RPR Gent, afdeling leper), vertegenwoordigd door haar vaste vertegenwoordiger, de heer Paul GHEYSENS, wonende te 8902 leper (Voormezele), Kemmelseweg 72, en d"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Paul GHEYSENS",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-06-26",
      "evidence_quote": "de herbenoeming van volgende personen, voor een periode ingaand op 26/06/2019 en eindigend onmiddellijk na de gewone algemene vergadering van 2025: - de heer Paul GHEYSENS, wonende te 8902 leper (Voormezele), Kemmelseweg 72, als bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuu"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Paul GHEYSENS",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-06-26",
      "evidence_quote": "de herbenoeming van volgende personen, voor een periode ingaand op 26/06/2019 en eindigend onmiddellijk na de gewone algemene vergadering van 2025: - de heer Paul GHEYSENS, wonende te 8902 leper (Voormezele), Kemmelseweg 72, als bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuu"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ria VANDOORNE",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-06-26",
      "evidence_quote": "de herbenoeming van volgende personen, voor een periode ingaand op 26/06/2019 en eindigend onmiddellijk na de gewone algemene vergadering van 2025: ... mevrouw Ria VANDOORNE, wonende te 8902 leper (Voormezele), Kemmelseweg 72, als bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0437.430.408",
    "name_full": "YPFINANCE",
    "legal_form": "NV"
  }
}
2013
25-10-2013 3 reappointed Director changes
  • Paul GHEYSENS, Bestuurder
  • Paul GHEYSENS, Gedelegeerd bestuurder
  • Ría VANDOORNE, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Paul GHEYSENS",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-06-27",
      "evidence_quote": "de herbenoeming, met ingang van 27/06/2013, tot onmiddellijk na de gewone algemene vergadering van 2019, van: - de heer Paul GHEYSENS, wonende te 8902 Voormezele, Kemmelseweg 72, tot bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur;"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Paul GHEYSENS",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-06-27",
      "evidence_quote": "de herbenoeming, met ingang van 27/06/2013, tot onmiddellijk na de gewone algemene vergadering van 2019, van: - de heer Paul GHEYSENS, wonende te 8902 Voormezele, Kemmelseweg 72, tot bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur;"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "R\u00EDa VANDOORNE",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-06-27",
      "evidence_quote": "de herbenoeming, met ingang van 27/06/2013, tot onmiddellijk na de gewone algemene vergadering van 2019, van: - mevrouw R\u00EDa VANDOORNE, wonende te 8902 Voormezele, Kemmelseweg 72, tot bestuurder;"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0437.430.408",
    "name_full": "YPFINANCE",
    "legal_form": "NV"
  }
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL YPFINANCE
Registered office
Zwaanhofweg 10
8900 Ieper, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative