Youssef
ActiveSummary
The computed 12-month bankruptcy probability of Youssef is 5.7% (elevated). The 2024 annual accounts show negative equity (€-2k) and a net result of €207. Equity is shrinking by ~79.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 18936 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability60▲+1
Solvency15▲+15
Growth53▼-2
Track record100
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8; short-term debt: 109.6% and cash: 47% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-9.6%
Return on assets
0.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 18936 sector peers (2024).
NBB · sector comparisonPosition among 18936 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
61 d late
2021
11 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€57k▼ 24.0%
2023 · €74k
2020: €29k
2021: €16k▼ -44.3% vs 2020lowest in 5 years
2022: €52k▲ +223% vs 2021
2023: €74k▲ +42.8% vs 2022highest in 5 years
2024: €57k▼ -24.0% vs 2023
2020 → 2024
EBIT margin
0.5%▲ 0.3pp
2023 · 0.3%
2020: 15.4%highest in 5 years
2021: -11.1%▼ -172% vs 2020
2022: -11.2%▼ -0.7% vs 2021lowest in 5 years
2023: 0.3%▲ +102% vs 2022
2024: 0.5%▲ +113% vs 2023
2020 → 2024
Net result
€207▲ 151%
2023 · €83
2020: €4khighest in 5 years
2021: €-2k▼ -152% vs 2020
2022: €-6k▼ -166% vs 2021lowest in 5 years
2023: €83▲ +101% vs 2022
2024: €207▲ +151% vs 2023
2020 → 2024
Working capital
€-5k▲ 1.4%
2023 · €-6k
2020: €-8k
2021: €-7k▲ +13.0% vs 2020
2022: €-8k▼ -26.8% vs 2021lowest in 5 years
2023: €-6k▲ +34.6% vs 2022
2024: €-5k▲ +1.4% vs 2023highest in 5 years
2020 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€29k-€16k▼ 44.3%€52k▲ 223%€74k▲ 42.8%€57k▼ 24.0%
2020: €29k
2021: €16k▼ -44.3% vs 2020lowest in 5 years
2022: €52k▲ +223% vs 2021
2023: €74k▲ +42.8% vs 2022highest in 5 years
2024: €57k▼ -24.0% vs 2023
Equity€6k-€3k▼ 40.4%€-3k€-3k▲ 3.1%€-2k▲ 8.1%
2020: €6khighest in 5 years
2021: €3k▼ -40.4% vs 2020
2022: €-3k▼ -180% vs 2021lowest in 5 years
2023: €-3k▲ +3.1% vs 2022
2024: €-2k▲ +8.1% vs 2023
Operating result€4k-€-2k€-6k▼ 225%€191€309▲ 61.7%
2020: €4khighest in 5 years
2021: €-2k▼ -140% vs 2020
2022: €-6k▼ -225% vs 2021lowest in 5 years
2023: €191▲ +103% vs 2022
2024: €309▲ +61.7% vs 2023
Net result€4k-€-2k€-6k▼ 166%€83€207▲ 151%
2020: €4khighest in 5 years
2021: €-2k▼ -152% vs 2020
2022: €-6k▼ -166% vs 2021lowest in 5 years
2023: €83▲ +101% vs 2022
2024: €207▲ +151% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 62% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €24k
Fixed assets
€3k ▲ 4.4%
Current assets
€21k ▲ 1,019%
Key figures and ratios
EBITDA
€3k▼
2023 · €3k
Cash flow
€3k▼
2023 · €3k
Solvency
-9.6%
Current ratio
0.80
Quick ratio
0.67
Debt to equity
-11.39
ROA
0.8%
Interest coverage
29.57▲
2023 · 28.04
Debt
€27k▲
2023 · €7k
Debt ≤ 1 year
€27k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€5k€24k▲
Fixed assets21/28€3k€3k▲
Intangible fixed assets21€250€188▼
Tangible fixed assets22/27€3k€3k▲
Land and buildings22€1k-
Plant, machinery and equipment23€307-
Furniture and vehicles24€943€3k▲
Financial fixed assets28€80€80=
Current assets29/58€2k€21k▲
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€700€7k▲
Trade receivables40€700-
Other amounts receivable41-€7k
Cash at bank and in hand54/58€1k€12k▲
Equity and liabilities
Total equity and liabilities10/49€5k€24k▲
Equity10/15€-3k€-2k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€-4k€-4k▲
Amounts payable17/49€7k€27k▲
Amounts payable within one year42/48€7k€27k▲
Trade debts44€2k€19k▲
Suppliers440/4€2k€19k▲
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Income statement
Code20232024
Turnover70€74k€57k▼
Non-recurring operating income76A-€7k
Goods, raw materials, services and sundry goods60/61€68k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€100€372▲
Gross operating margin9900€6k€5k▼
Operating profit (loss)9901€191€309▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€109€102▼
Recurring financial charges65€109€102▼
Profit (loss) for the period before taxes9903€83€207▲
Profit (loss) for the period9904€83€207▲
Profit (loss) for the period to be appropriated9905€83€207▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-4k▲
Profit (loss) brought forward from the previous period14P€-4k€-4k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €29k | €16k | €52k | €74k | €57k | ▼ 24.0% |
| Non-recurring operating income76A | - | €8k | €1k | - | €7k | - |
| Goods, raw materials, services and sundry goods60/61 | - | €22k | €53k | €68k | €58k | ▼ 14.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €4k | €3k | €3k | ▼ 5.0% |
| Other operating charges640/8 | - | €72 | €2k | €3k | €2k | ▼ 41.0% |
| Non-recurring operating charges66A | - | - | - | €100 | €372 | ▲ 272% |
| Gross operating margin9900 | €10k | €2k | €837 | €6k | €5k | ▼ 16.7% |
| Operating profit (loss)9901 | €4k | €-2k | €-6k | €191 | €309 | ▲ 61.7% |
| Financial income75/76B | - | - | - | €0 | €0 | ▲ 567% |
| Recurring financial income75 | - | - | - | €0 | €0 | ▲ 567% |
| Financial charges65/66B | - | €448 | €134 | €109 | €102 | ▼ 6.0% |
| Recurring financial charges65 | €115 | €448 | €134 | €109 | €102 | ▼ 6.0% |
| Profit (loss) for the period before taxes9903 | €4k | €-2k | €-6k | €83 | €207 | ▲ 151% |
| Profit (loss) for the period9904 | €4k | €-2k | €-6k | €83 | €207 | ▲ 151% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-2k | €-6k | €83 | €207 | ▲ 151% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18k | €13k | €27k | €5k | €24k | ▲ 400% |
| Fixed assets21/28 | €13k | €10k | €6k | €3k | €3k | ▲ 4.4% |
| Intangible fixed assets21 | €438 | €375 | €313 | €250 | €188 | ▼ 25.0% |
| Tangible fixed assets22/27 | €13k | €10k | €5k | €3k | €3k | ▲ 7.3% |
| Land and buildings22 | - | €4k | €3k | €1k | - | - |
| Plant, machinery and equipment23 | - | €922 | €614 | €307 | - | - |
| Furniture and vehicles24 | - | €4k | €2k | €943 | €3k | ▲ 202% |
| Financial fixed assets28 | - | - | €80 | €80 | €80 | = |
| Current assets29/58 | €5k | €3k | €21k | €2k | €21k | ▲ 1,019% |
| Stocks and contracts in progress3 | - | - | - | - | €3k | - |
| Stocks30/36 | - | - | - | - | €3k | - |
| Amounts receivable within one year40/41 | €4k | €2k | €21k | €700 | €7k | ▲ 835% |
| Trade receivables40 | - | €1k | €21k | €700 | - | - |
| Other amounts receivable41 | - | €736 | - | - | €7k | - |
| Cash at bank and in hand54/58 | €844 | €744 | €3 | €1k | €12k | ▲ 852% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18k | €13k | €27k | €5k | €24k | ▲ 400% |
| Equity10/15 | €6k | €3k | €-3k | €-3k | €-2k | ▲ 8.1% |
| Contributions10/11 | - | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €4k | €2k | €-4k | €-4k | €-4k | ▲ 5.5% |
| Amounts payable17/49 | €13k | €9k | €30k | €7k | €27k | ▲ 260% |
| Amounts payable within one year42/48 | €13k | €9k | €30k | €7k | €27k | ▲ 260% |
| Trade debts44 | €1k | €41 | €1k | €2k | €19k | ▲ 751% |
| Suppliers440/4 | - | €41 | €1k | €2k | €19k | ▲ 751% |
| Taxes, remuneration and social security45 | - | - | €7k | €5k | €8k | ▲ 55.8% |
| Taxes450/3 | - | - | €1k | €5k | €8k | ▲ 55.8% |
| Remuneration and social security454/9 | - | - | €6k | - | - | - |
| Other amounts payable47/48 | - | €9k | €21k | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-2k | €-6k | €83 | €207 | ▲ 151% |
| + Depreciation and write-downs630 | €4k | €4k | €4k | €3k | €3k | ▼ 5.0% |
| Operating cash flow (approximation) | €8k | €2k | €-2k | €3k | €3k | ▼ 0.6% |
| Investment in fixed assets (approximation) | - | €-855 | €-80 | €0 | €-3k | - |
| Change in cash | - | €-100 | €-741 | €1k | €10k | ▲ 754% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €83
Net result €83 after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2019
Ground area
111 m²
Building footprint
59 m²
Parcel 53403E0637/00A003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Benna Snack
since 20192.293.913.804
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53403E0637/00A003 | Wallonia | 111 m² | 1 · 59 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.293.913.804
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Of 21,853 companies in sector 56112 we hold annual accounts for 9,776. 4,180 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.