LT CAPITOL
ActiveThe computed 12-month bankruptcy probability of LT CAPITOL is 2.2% (moderate). The 2024 annual accounts show equity of €1k and a net result of €569. Equity is shrinking by ~54.9% per year across the filed fiscal years. Its solvency ranks better than 26% of 15868 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability46▲+46
Solvency33▼-11
Growth32=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.01; short-term debt: 92.3% and cash: 25.5% of total assets), and 92.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7.7%
Return on assets
3.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
99 d late
2022
116 d late
2021
369 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1k▲ 71.1%
2023 · €801
2021: €7k
2022: €2k
2023: €801
2021 → 2024
Total assets
€18k▲ 325%
2023 · €4k
2021: €14k
2022: €5k
2023: €4k
2021 → 2024
Net result
€569
2023 · €-2k
2021: €976
2022: €-5k
2023: €-2k
2021 → 2024
Working capital
€194
2023 · €-376
2021: €4k
2022: €299
2023: €-376
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€7k-€2k▼ 65.0%€801▼ 67.2%€1k▲ 71.1%
Operating result€1k-€-4k€-2k▲ 63.7%€611
Net result€976-€-5k€-2k▲ 63.8%€569
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €611 after a loss of €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €18k
Equity
€1k▲ 71.1%
Debt
€16k▲ 385%
The debt ratio rises from 80.8% to 92.3%. Equity and debt are higher.
Key figures and ratios
Solvency
7.7%
Current ratio
1.01
Quick ratio
0.64
Debt / equity
11.92
ROE
41.5%
ROA
3.2%
Debt
€16k▲
2023 · €3k
Debt ≤ 1 year
€16k▲
2023 · €3k
Staff costs
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4k€18k▲
Formation expenses20€1k€1k=
Current assets29/58€3k€17k▲
Stocks and contracts in progress3-€6k
Stocks30/36-€6k
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€2k€2k=
Other amounts receivable41€417€3k▲
Cash at bank and in hand54/58€174€5k▲
Deferred charges and accrued income490/1-€362
Equity and liabilities
Total equity and liabilities10/49€4k€18k▲
Equity10/15€801€1k▲
Contributions10/11€6k€6k=
Reserves13€600€600=
Non-distributable reserves130/1€600€600=
Reserves not available under the articles1311€600€600=
Profit (loss) carried forward14€-6k€-5k▲
Amounts payable17/49€3k€16k▲
Amounts payable within one year42/48€3k€16k▲
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45-€6k
Taxes450/3-€3k
Remuneration and social security454/9-€3k
Other amounts payable47/48€2k€3k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€965-
Other operating charges640/8-€352
Gross operating margin9900€-612€7k▲
Operating profit (loss)9901€-2k€611▲
Financial charges65/66B€63€42▼
Recurring financial charges65€63€42▼
Profit (loss) for the period before taxes9903€-2k€569▲
Profit (loss) for the period9904€-2k€569▲
Profit (loss) for the period to be appropriated9905€-2k€569▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-5k▲
Profit (loss) brought forward from the previous period14P€-4k€-6k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
Financial
Back to profitnet €569
Net result €569 after 2 loss-making years.
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 99 days late
2023
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 369 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼565%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Mazy(RES) 227134 BincheGround area
577 m²
Building footprint
146 m²
Volume, LiDAR
795 m³
2 parcels, Wallonia · tallest building 11.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LT CAPITOL
since 20212.320.337.295
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56063B0340/00T002 | Wallonia | 460 m² | 1 · 78 m² | 11.6 m · 4 fl. |
| 93056D0302/00T000 | Wallonia | 117 m² | 1 · 68 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
H&A Global Fresh
BE 1025.941.680
Sint-Jans-Molenbeek · Eq €1k
DANO FOOD
BE 0578.957.861
Elsene · Eq €1k
Greengrocer
BE 0781.383.302
Gent · Eq €2k
FRUITS EDGARD
BE 0428.711.393
Charleroi · Eq €2k
VERS-FRUIT
BE 0630.776.647
Roeselare · Eq €874
Of 956 companies in sector 46319 we hold annual accounts for 609. 50 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2021
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
46389Wholesale of other food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47260Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.