YourExpert
The computed 12-month bankruptcy probability of YourExpert is 0.1% (very low). The 2024 annual accounts show equity of €61k and a net result of €31k. Its solvency ranks better than 45% of 135 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €61k |
| Net result | €31k |
| Better than sector | 45% |
| Active | 3 yrs |
Exceptional profile — strong across almost every axis.
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 27.0% | 35.7% | |
| Net result | €31k | €28k | |
| Equity | €61k | €51k | |
| Gross operating margin | €49k | €62k | |
| Staff costs | €0 | €67k |
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €41k |
| Net profit | €31k |
| Cash flow | €32k |
| Staff costs | €0 |
| Income taxes | €11k |
| Dividends | — |
| Total assets | €226k |
| Equity | €61k |
| Debt | €165k |
| of which ≤ 1y | €165k |
| of which > 1y | — |
| Working capital | €57k |
| Employees (FTE) | — |
| 2024 | |
|---|---|
| Current ratio | 1.35 |
| Quick ratio | 1.35 |
| Working capital ratio | 25.4% |
| Solvency | 27.0% |
| Debt / equity | 2.70 |
| Long-term debt ratio | — |
| Interest coverage | 273.79 |
| Gross margin | — |
| Net margin | — |
| ROA | 13.6% |
| ROE | 50.4% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €226k |
| Fixed assets | 21/28 | €4k |
| Intangible fixed assets | 21 | €3k |
| Tangible fixed assets | 22/27 | €1k |
| Current assets | 29/58 | €223k |
| Amounts receivable within one year | 40/41 | €220k |
| Cash & bank | 54/58 | €2k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €226k |
| Equity | 10/15 | €61k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €55k |
| Amounts payable | 17/49 | €165k |
| Amounts payable within one year | 42/48 | €165k |
| Trade debts payable within one year | 44 | €30k |
| Income statement | ||
| Gross operating margin | 9900 | €49k |
| Operating result | 9901 | €40k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €149 |
| Result before taxes | 9903 | €42k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €31k |
| Result to be appropriated | 9905 | €31k |
| NACE primary | 66300 |
| Legal form | Private limited company(610) |
| Incorporation | 29-12-2022 |
| Status | Active |
| Postal code | 8300 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31337C0523/00X000 | Flanders | 1.2 ha | 1 · 1,438 m² | 7.8 m · 2 fl. |
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
03-03-2025 Registered office moved within Knokke-Heist
- Graaf Janshove 29, 8300 Knokke-Heist → Westkappellestraat 396 bus 45 te 8300 Knokke-Heist
Technical details
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"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Westkappellestraat 396 bus 45 te 8300 Knokke-Heist",
"city": "Knokke-Heist",
"region": "vlaams_gewest",
"street": "Westkappellestraat",
"country": "BE",
"postcode": "8300",
"box_number": "45",
"street_number": "396",
"locality_suffix": null
},
"old_address": {
"raw": "Graaf Janshove 29, 8300 Knokke-Heist",
"city": "Knokke-Heist",
"region": "vlaams_gewest",
"street": "Graaf Janshove",
"country": "BE",
"postcode": "8300",
"box_number": null,
"street_number": "29",
"locality_suffix": null
},
"effective_date": "2025-02-01",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "act_body",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
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}
],
"notary": {
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},
"act_meta": {
"language": "nl",
"pub_date": "2025-03-03",
"filing_date": "2025-02-21",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2025-01-23",
"unanimous": null
},
"subject_company": {
"kbo": "0795.521.447",
"name_full": "YourExpert Bas BV",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "David Pascal",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}30-07-2024 David Pascal appointed as director
- David Pascal — Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
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"name": "David Pascal",
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},
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"subkind": "additional",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-04-01",
"evidence_quote": "Dhr. David Pascal aangesteld wordt als bijkomende bestuurder met ingang van 1/04/2024.",
"decharge_status": null,
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"effective_date_qualifier": "immediate"
},
{
"kind": "board_snapshot",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Ruytter Lieselot",
"address": null,
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"profession": null,
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},
"reason": null,
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"effective_date": null,
"evidence_quote": "De Ruytter Lieselot\nBestuurder",
"decharge_status": null,
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{
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"evidence_quote": "David Pascal\nBestuurder",
"decharge_status": null,
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}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Gent",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-07-30",
"filing_date": "2024-07-19",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2024-04-01",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0795.521.447",
"name_full": "YourExpert",
"legal_form": "BV"
},
"publication_proxy": {
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"org_kbo": null,
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},
"co_filed_documents": [],
"corrected_publication_numac": null
}07-06-2024 1 director appointed, 1 resigning
- De Ruytter Lieselot — Bestuurder
- David Pascal — Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "David Pascal",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "voluntary",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-01-22",
"evidence_quote": "Dhr. David Pascal ontslag neemt als bestuurder",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
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"effective_date_qualifier": null
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "De Ruytter Lieselot",
"address": "Toekomststraat 5, 8020 Oostkamp",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-01-22",
"evidence_quote": "Mevr. De Ruytter Lieselot, wonende Toekomststraat 5, 8020 Oostkamp, benoemd wordt tot bestuurder met ingang van 22/01/2024.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
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"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Gent",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-06-07",
"filing_date": "2024-05-29",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2024-01-22",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
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"publication_proxy": {
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},
"co_filed_documents": [],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | YourExpert |