Skip to content

YOUR PHONE

Active
Private limited companyfounded 2023active for 3 yearsLivornostraat 67, 1050 Elsene, BelgiumKBO/BCE: BE 0795.624.187
Summary

The computed 12-month bankruptcy probability of YOUR PHONE is 14.0% (high). The 2024 annual accounts show negative equity (-€17,881) and a net result of -€11,485. Its solvency ranks better than 7% of 6,611 sector peers (NACE 49, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Non-scheduled passenger transport by road
NACE 49320Retail sale of information and communication equipment NACE 47400
2 sites
Size
€35,651turnover 2024
Staff
1 FTE
Equity
-€17,881
Loss
-€11,485
Financial health
28 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
14.0%
Structure
2025 accounts not filed, 86 days past the deadline3 of 4 deeds summarised
Why 28raises risk1 change of registered office in 24 months1 financial year not filed after the legal deadline; last filed accounts filed 152 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 06-01-2026)Founded in 2023Show the evidence

Checked score

Score 2024
28 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 21% of its sector peers (NACE 49, micro)
Financial strength · tick = 2023
Weak
Solvency 0=
equity -53.3% of total assets
Liquidity 27-23
short-term debt 153.3% · cash 21.8%
Profitability 0=
return on assets -34.3%
Bankruptcy probability, 12 months
14.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,096 companies, NACE 49, micro)
Last 24 months 11-2024: 8.0%lowest value 12-2024: 8.4%▲ +0.4 percentage points vs 11-2024 01-2025: 8.4%● unchanged vs 12-2024 02-2025: 8.4%● unchanged vs 01-2025 03-2025: 8.4%● unchanged vs 02-2025 04-2025: 8.4%● unchanged vs 03-2025 05-2025: 10.4%▲ +2.0 percentage points vs 04-2025 06-2025: 10.2%▼ -0.2 percentage points vs 05-2025 07-2025: 15.7%▲ +5.5 percentage points vs 06-2025 08-2025: 10.4%▼ -5.3 percentage points vs 07-2025 09-2025: 10.3%▼ -0.1 percentage points vs 08-2025 10-2025: 12.8%▲ +2.5 percentage points vs 09-2025 11-2025: 12.6%▼ -0.2 percentage points vs 10-2025 12-2025: 14.1%▲ +1.5 percentage points vs 11-2025 01-2026: 16.4%▲ +2.3 percentage points vs 12-2025highest value 02-2026: 9.4%▼ -7.0 percentage points vs 01-2026 03-2026: 9.5%▲ +0.1 percentage points vs 02-2026 04-2026: 10.5%▲ +1.0 percentage point vs 03-2026 05-2026: 10.8%▲ +0.3 percentage points vs 04-2026 06-2026: 10.5%▼ -0.3 percentage points vs 05-2026 07-2026: 11.7%▲ +1.2 percentage points vs 06-2026 08-2026: 12.2%▲ +0.5 percentage points vs 07-2026 09-2026: 11.6%▼ -0.6 percentage points vs 08-2026 10-2026: 14.0%▲ +2.4 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.18, below 1; short-term debt: 153.3% and cash: 21.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 5% on solvency, 24% on liquidity, 6% on profitability and 49% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
raises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 152 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 06-01-2026)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2324
2023 to 2024 · latest year -€17,881
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline25-10-2026 today
raises risk · 2024 accounts filed 152 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
152 days late
2023
266 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 209 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Appointment: Ali Messaoudi El Aadel (director)Resignation: Mohamed Hajui (director)
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Resignation: ERTUG Faton (director)Appointment: HAJUI Mohamed (director) ·…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€17,881 View
  • Caution: Among the weakest 8% on solvencysector median 37.2% · 6,611 companies -53.3% View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
  • Caution: Board changedlatest change 01-10-2026 · 1 in office 1 joined · 1 left View

By topic

Financials

Financial year
2024
Turnover
€35,651
Loss
-€11,485
Solvency
-53.3%
Turnover▲ 205%
Net result
20232024
Go to Financials

Timeline

Events
5
Since
2023
  1. 23-04-2025Annual accounts filed
  2. 11-07-2023Registered office
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Non-scheduled passenger transport by roadNACE 49320
Founded
02-01-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about YOUR PHONE

What is the company number of YOUR PHONE?
0795.624.187. In Belgium the VAT number is the company number with BE in front: BE 0795.624.187.
Where is YOUR PHONE based?
The registered office is at Livornostraat 67, 1050 Elsene.Company details
What does YOUR PHONE do?
According to the KBO register, the main activity is non-scheduled passenger transport by road (NACE 49320).
What is the legal form of YOUR PHONE?
Private limited company (BV).
When was YOUR PHONE founded?
On 02-01-2023.
Is YOUR PHONE still active?
Yes, YOUR PHONE is an active enterprise in the KBO register.
How many employees does YOUR PHONE have?
On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of YOUR PHONE?
€35,651 in financial year 2024, according to the filed annual accounts.
Is YOUR PHONE profitable?
In financial year 2024, YOUR PHONE made a loss of €11,485.
Where can I find the annual accounts of YOUR PHONE?
YOUR PHONE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Companies related to YOUR PHONE

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.