Your Beacon
ActiveYour Beacon has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €44k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 53% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-1
Solvency84▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 2.32 in 2024; short-term debt: 14.1% and cash: 27% of total assets), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
10.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €255k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
9 d early
2023
15 d early
2022
33 d early
2021
25 d late
2020
67 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€255k▲ 10.7%
2024 · €231k
2018: €213k
2019: €232k
2020: €221k
2021: €215k
2022: €203k
2023: €214k
2024: €231k
2018 → 2025
Total assets
€435k▲ 4.5%
2024 · €416k
2018: €492k
2019: €501k
2020: €464k
2021: €447k
2022: €432k
2023: €418k
2024: €416k
2018 → 2025
Net result
€44k▲ 3.1%
2024 · €43k
2018: €26k
2019: €19k
2020: €34k
2021: €36k
2022: €33k
2023: €43k
2024: €43k
2018 → 2025
Working capital
€83k▲ 32.0%
2024 · €63k
2018: €80k
2019: €94k
2020: €78k
2021: €69k
2022: €36k
2023: €47k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€215k-€203k▼ 5.7%€214k▲ 5.7%€231k▲ 7.8%€255k▲ 10.7%
Operating result€56k-€51k▼ 9.0%€66k▲ 29.0%€66k▲ 0.1%€68k▲ 3.9%
Net result€36k-€33k▼ 10.2%€43k▲ 31.3%€43k▼ 1.1%€44k▲ 3.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €435k
Fixed assets
€291k▼ 4.9%
Current assets
€144k▲ 30.5%
Equity and liabilities €435k
Equity
€255k▲ 10.7%
Debt
€180k▼ 3.3%
The debt ratio falls from 44.6% to 41.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€83k▲
2024 · €81k
Cash flow
€59k▲
2024 · €58k
Solvency
58.7%▲
2024 · 55.4%
Current ratio
2.36▲
2024 · 2.32
Quick ratio
2.36▲
2024 · 2.32
Debt / equity
0.70▼
2024 · 0.80
ROE
17.2%▼
2024 · 18.5%
ROA
10.1%▼
2024 · 10.2%
Interest coverage
15.76▲
2024 · 15.31
Debt
€180k▼
2024 · €186k
Debt ≤ 1 year
€61k▲
2024 · €48k
Debt > 1 year
€118k▼
2024 · €136k
Income taxes
€19k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€416k€435k▲
Fixed assets21/28€306k€291k▼
Tangible fixed assets22/27€306k€291k▼
Land and buildings22€302k€289k▼
Furniture and vehicles24€1k€673▼
Other tangible fixed assets26€3k€1k▼
Current assets29/58€110k€144k▲
Amounts receivable within one year40/41€16k€20k▲
Trade receivables40€11k€17k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€91k€117k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€416k€435k▲
Equity10/15€231k€255k▲
Contributions10/11€12k€12k=
Reserves13€218k€243k▲
Tax-exempt reserves132€82€82=
Distributable reserves133€218k€243k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€186k€180k▼
Amounts payable after more than one year17€136k€118k▼
Financial debts170/4€136k€118k▼
Amounts payable within one year42/48€48k€61k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€0€3k▲
Taxes450/3€0€3k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€27k€39k▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€85k€86k▲
Operating profit (loss)9901€66k€68k▲
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€61k€63k▲
Income taxes67/77€18k€19k▲
Profit (loss) for the period9904€43k€44k▲
Profit (loss) for the period to be appropriated9905€43k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€44k▲
Transfer from equity791/2€26k€19k▼
Transfer to equity691/2€43k€44k▲
To other reserves6921€43k€44k▲
Profit to be distributed694/7€26k€19k▼
Return on contributions (dividend)694€26k€19k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €44k ▲3.1%
Operating result €68k, net result €44k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €19k ▼26.2%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klimopdreef 343140 KeerbergenGround area
1,371 m²
Building footprint
195 m²
Volume, LiDAR
1,302 m³
Parcel 24472G0411/00P000, Flanders · tallest building 19.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YOUR BEACON
since 20112.205.367.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472G0411/00P000 | Flanders | 1,371 m² | 1 · 195 m² | 19.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,842 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.