LEVERAGE
ActiveLEVERAGE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €194k and a net result of €42k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 40% of 37980 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
69
/ 100
Healthy▼ -21 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency62▼-38
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.69 against 2.17 in 2023), and 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
50 d early
2022
53 d early
2021
73 d early
2020
58 d early
2019
72 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€194k▲ 1.3%
2023 · €192k
2018: €166k
2019: €206k
2020: €185k
2021: €211k
2022: €204k
2023: €192k
2018 → 2024
Total assets
€417k▲ 57.5%
2023 · €265k
2018: €213k
2019: €239k
2020: €239k
2021: €219k
2022: €258k
2023: €265k
2018 → 2024
Net result
€42k▲ 7.0%
2023 · €39k
2018: €51k
2019: €40k
2020: €20k
2021: €25k
2022: €54k
2023: €39k
2018 → 2024
Working capital
€-37k
2023 · €85k
2018: €70k
2019: €95k
2020: €80k
2021: €111k
2022: €108k
2023: €85k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€185k-€211k▲ 13.7%€204k▼ 3.2%€192k▼ 5.9%€194k▲ 1.3%
Operating result€29k-€36k▲ 25.0%€74k▲ 109%€55k▼ 26.4%€60k▲ 10.0%
Net result€20k-€25k▲ 29.9%€54k▲ 111%€39k▼ 26.6%€42k▲ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 10% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €417k
Fixed assets
€337k▲ 216%
Current assets
€80k▼ 49.2%
Equity and liabilities €417k
Equity
€194k▲ 1.3%
Debt
€223k▲ 205%
The debt ratio rises from 27.5% to 53.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€74k▲
2023 · €62k
Cash flow
€56k▲
2023 · €47k
Solvency
46.6%▼
2023 · 72.5%
Current ratio
0.69▼
2023 · 2.17
Quick ratio
0.69▼
2023 · 2.17
Debt / equity
1.15▲
2023 · 0.38
ROE
21.7%▲
2023 · 20.5%
ROA
10.1%▼
2023 · 14.9%
Interest coverage
11.92▼
2023 · 100.01
Debt
€223k▲
2023 · €73k
Debt ≤ 1 year
€117k▲
2023 · €73k
Debt > 1 year
€106k
Income taxes
€17k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€265k€417k▲
Fixed assets21/28€107k€337k▲
Tangible fixed assets22/27€107k€337k▲
Land and buildings22€105k€335k▲
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€600€600=
Current assets29/58€158k€80k▼
Amounts receivable after more than one year29€10k€0▼
Other amounts receivable291€10k€0▼
Amounts receivable within one year40/41€42k€47k▲
Trade receivables40€22k€24k▲
Other amounts receivable41€20k€23k▲
Current investments50/53€30k€0▼
Cash at bank and in hand54/58€70k€29k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€265k€417k▲
Equity10/15€192k€194k▲
Contributions10/11€12k€12k=
Reserves13€180k€182k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€180k€182k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€73k€223k▲
Amounts payable after more than one year17-€106k
Financial debts170/4-€106k
Amounts payable within one year42/48€73k€117k▲
Current portion of amounts payable after more than one year42€0€32k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€15k€17k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€52k€66k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€14k▲
Other operating charges640/8€767€3k▲
Gross operating margin9900€63k€77k▲
Operating profit (loss)9901€55k€60k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€619€6k▲
Recurring financial charges65€619€6k▲
Profit (loss) for the period before taxes9903€56k€59k▲
Income taxes67/77€16k€17k▲
Profit (loss) for the period9904€39k€42k▲
Profit (loss) for the period to be appropriated9905€39k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€42k▲
Transfer from equity791/2€51k€40k▼
Transfer to equity691/2€39k€42k▲
To other reserves6921€39k€42k▲
Profit to be distributed694/7€51k€40k▼
Return on contributions (dividend)694€51k€40k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €54k ▲111%
Net result €54k, the highest in the series.
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 6current ratio 13.97
Current ratio from 2.50 to 13.97; short-term debt falls from €53k to €9k.
31-12
Financial
Equity above €200kEq €211k ▲13.7%
4 profitable years in a row build equity to €211k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €20k ▼50.7%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €206k ▲23.8%
2 profitable years in a row build equity to €206k.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
17-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
no sitting director, last change in 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-10-2023
Resigned as Director
Not every act has been read: a resignation may be missing here
4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2012
Ground area
455 m²
Building footprint
157 m²
Volume, LiDAR
981 m³
Parcel 23097A0205/00F000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LEVERAGE
since 20122.211.043.833
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097A0205/00F000 | Flanders | 455 m² | 1 · 156 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MMH Invest
BE 0728.516.718
Izegem · Eq €194k
BN GLOBAL
BE 0778.941.078
Beernem · Eq €194k
DREAM TEAM PRODUCTIONS
BE 0466.211.989
Brasschaat · Eq €194k
Vabumo
BE 0697.899.558
Ranst · Eq €194k
BE Pharma Management
BE 0630.764.571
Puurs-Sint-Amands · Eq €194k
Of 82,127 companies in sector 70200 we hold annual accounts for 52,337. 39,972 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.