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YOUHOME

Active
Private limited companyfounded 20224 yrs activePrins Leopoldsquare 54, 1020 Brussel, BelgiumKBO/BCE: BE 0779.858.125
Summary

The computed 12-month bankruptcy probability of YOUHOME is 5.2% (elevated). The 2025 annual accounts show equity of €552 and a net result of €5,915. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 9017 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
YOUHOMEActiveChecked score 39/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€34,648total assets 2025
Equity
€552
Profit
€5,915
Turnover not published (abridged schema)
Financial health
39 Weak Checked score 2025
Bankruptcy chance 12 m
5.2%
Structure
Accounts filed 63 d late0 of 2 deeds read
Why 39- Latest accounts 63 days late; 3 of the last 3 late- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2022- 1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 53% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 27+25
equity 1.6% of total assets
Liquidity 40+31
short-term debt 93.5% · cash 32.2%
Profitability 90-7
return on assets 17.1%
Bankruptcy probability, 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 6.6% 12-2024: 12.1%▲ +82.1% vs 11-2024 01-2025: 14.4%▲ +19.2% vs 12-2024 02-2025: 14.4%● 0.0% vs 01-2025 03-2025: 14.4%▲ +0.2% vs 02-2025highest value 04-2025: 13.6%▼ -5.9% vs 03-2025 05-2025: 11.9%▼ -12.8% vs 04-2025 06-2025: 11.5%▼ -2.6% vs 05-2025 07-2025: 11.6%▲ +0.6% vs 06-2025 08-2025: 12.3%▲ +6.0% vs 07-2025 09-2025: 11.6%▼ -5.4% vs 08-2025 10-2025: 14.1%▲ +20.8% vs 09-2025 11-2025: 7.0%▼ -50.1% vs 10-2025 12-2025: 7.0%● 0.0% vs 11-2025 01-2026: 6.9%▼ -1.0% vs 12-2025 02-2026: 6.9%● 0.0% vs 01-2026 03-2026: 7.0%▲ +0.6% vs 02-2026 04-2026: 8.2%▲ +17.7% vs 03-2026 05-2026: 9.1%▲ +10.7% vs 04-2026 06-2026: 9.5%▲ +4.1% vs 05-2026 07-2026: 9.5%● 0.0% vs 06-2026 08-2026: 9.7%▲ +2.0% vs 07-2026 09-2026: 9.9%▲ +2.6% vs 08-2026 10-2026: 5.2%▼ -47.9% vs 09-2026lowest value
  • Latest accounts 63 days late; 3 of the last 3 late raises the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2022 raises the probability for this profile
  • 1 change of registered office in 24 months raises the probability
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.85 against 0.48 in 2024; short-term debt: 93.5% and cash: 32.2% of total assets), and 98.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 12%, liquidity 37%, profitability 75%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Latest accounts 63 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9017 sector peers (2025).
NBB · sector comparison
Position among 9017 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-10-2026, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
63 d late
2024
60 d late
2023
245 d late
2022
43 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 103 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 October (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2022net €5,915 ▲12.9%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 13% on equitysector median €45,709 · 9,025 companies €552 View
  • Caution: Latest accounts filed lateafter the legal deadline 63 d View
  • Total assets 20254 fiscal years filed €34,648 View

By topic

Financials

Fiscal year
2025
Total assets
€34,648
Profit
€5,915
Solvency
1.6%
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 02-10-2026Annual accounts filed
  2. 31-12-2025Highest result since 2022
  3. 29-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
07-01-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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